Health Care Service Corporation Coverage for Addiction Treatment

Explore how Health Care Service Corporation (HCSC) covers drug rehab and addiction treatment. Discover plan options here.

Health Care Service Corporation Coverage for Addiction Treatment

Explore how Health Care Service Corporation (HCSC) covers drug rehab and addiction treatment. Discover plan options here.

Health Care Service Corporation (HCSC) is a health insurer that operates in IllinoisMontanaNew MexicoOklahoma, and Texas. They are affiliated with Blue Cross Blue Shield. What really stands out is that they are a customer owned health insurer. The company was founded in 1936 and today has 23 million members and 28,000 employees. They focus on connecting members to excellent care, helping them get quality outcomes.

Does HCSC Cover Drug Rehab?

There was a law passed in 2010 that dramatically changed how addiction treatment and mental health care were covered by insurance. The law, the Affordable Care Act (ACA), requires most long term health insurance plans to cover 10 essential health benefits. The list includes mental health and addiction treatment. The law has some exceptions, so make sure to verify your insurance.

That means your HCSC insurance plan may cover at least some of the costs of drug rehab. You can also get help with co occurring mental health disorders. Every HCSC is different and will have different in network providers and costs you are responsible for. That’s why it’s important to understand the details of your plan before you begin treatment.

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Addiction Centers That Accept HCSC

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    Name / Address / Rating Description Treatments / Payments / Programs Review / Contact Images
    Lake Ariel, Pennsylvania
    4.8
    (297 reviews)
    Check iconClaimed
    Clients seeking treatment for alcohol addiction may be required to undergo detox first. The detox process ensures any abused substances are out of a client’s system and that they are in a healthy frame of mind when they enter residential treatment. Detox is overseen and closely monitored by medical staff. The residential program takes clients
    This place has changed my life. I have never been to a rehab like this. From the counselors to the staff, everyone has been welcoming and so helpful. I have learned a lot and will put it to good use on the outside. So happy i came here and highly recommend it to anyone seriously looking for recovery from this hell that wants to overtake our lives.
    Monika Egan
    4 weeks ago
    Avenues did the job for me! As this was my first time in Rehab it was the best choice to go for recovery journey. The Staff (EVERYONE OF THEM) was AMAZING, caring and supportive.. The Community was nothing but the best and very welcoming..
    Amanda Kovaleski
    1 month ago
    I went in just to look good for court and had no plans to stay sober and I left with the passion and motivation for my recovery and sobriety
    Tate
    1 month ago
    Avenues Recovery Center at Lake Ariel PA 18436
    5
    5
    The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 1 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 2 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 3 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 4
    Phoenix, Arizona
    4.7
    (27 reviews)
    Crossroads - Flower Campus is an alcohol and drug rehab program in Phoenix, Arizona that offers addiction treatment to men seeking recovery. Their programs are for those who need the structure of living on-site while undergoing treatment. The Flower Campus for Men is located in Phoenix, Arizona, and operates under Crossroads Inc., an organization t
    Helped me a lot .
    M
    2 months ago
    It was an amazing experience and wonderful days spent.
    Saul Tracy
    2 months ago
    My son is 18 and struggling with a fentanyl addiction. To say the very least it’s been hard and traumatic. My son went to the crossroads detox facility. The 12 step program works miracles and the people that work within the facility have first-hand experience often times with their own addiction recovery. Rose and Bridgette were incredibly impressionable on my son and worked very hard to influence him positively. If I could afford to open a dozen more of these places I would. God bless these people and those struggling with addiction.
    Nicole Eccleston
    2 years ago
    Crossroads - Flower Campus for Men AZ 85016
    5
    5
    The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 1 The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 2 The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 3 The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 4
    Corona, California
    5.0
    (15 reviews)
    Caring Hands Recovery is an addiction treatment facility located in Corona, California. They offer addiction treatment for individuals struggling with alcohol and drug abuse They do accept most private health insurances. Every treatment program is customized. The admissions process consists of a list of questions that must be answered. By answerin
    Caring Hands is amazing. Thanks to Shey for staying on hold for a 4 hour phone call with me, so that my loved one was able to get the approval and urgent care they needed. The staff was wonderful and I can not thank you enough for the care you provided.
    Gayle Alvarado
    5 months ago
    This place is perfect. Shey and Tina are the kindest most patient people I’ve ever met. They had such an impact on my life that I think of them regularly. 😇❤️
    Will Danielss
    7 months ago
    I have been with Caring Hands Recovery for five years, witnessing countless clients, come in and receive treatment for various challenges, including childhood trauma, substance, abuse, and family issues. Our dedicated team works tirelessly to help individuals, rebuild relationships, and find forgiveness, allowing them to move forward. In addition to providing emotional and therapeutic support the staff here at Caring Hands‘s will assist each client in maintaining any legal issues to ensure that they are meeting their obligations as well as assisting the clients in applying for FMLA and SDI if they are employed. If you are looking for a family like environment we are the recovery home for you
    Tina Gagnon
    7 months ago
    The facilities at Caring Hands Recovery in Corona, CA 1
    5
    5
    The facilities at Caring Hands Recovery in Corona, CA 2 The facilities at Caring Hands Recovery in Corona, CA 3 The facilities at Caring Hands Recovery in Corona, CA 4 The facilities at Caring Hands Recovery in Corona, CA 5
    Hayward, California
    4.1
    (23 reviews)
    MedMark Treatment Centers, located in Hayward, California, provides outpatient and medication-assisted treatment services to adults aged 18 and older. Their alcohol and drug rehab services are catered to those living with opioid addiction. The medication-assisted treatment program combines FDA-approved medications with mental health counseling. I
    Friendly staff, very respectful and they do their job. I have had nothing other than five star service here at Medmark Hayward.
    Casey Bryant
    1 year ago
    Been coming here for a long, long time Through my recovery I have had many counselors some better than others funny how things happen my husband transferred to Medmark from BAART in Oakland crazy we both ended up on Rich’s case load { R.I.P. RICH another great counselor } so you know we both can’t have the same counselors so of course I got kicked to the curb. Best curb I got kicked to { so to speak. } which is currently Nicole Martinez, the best I’ve ever had , She definitely help me get to where I am now she goes above and beyond helped me in my life so much, I don’t even know what I’m gonna do when we goes our separate ways 😔..I wish I can take her with me. I wish I can give her 20 ⭐️’s but was only given an option of 5 ⭐️. ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾⭐️⭐️⭐️⭐️⭐️⭐️
    Jessica Nero-baisa
    1 year ago
    Hi I'm Luis and I just wanna say my counselor is amazing her name is katt and I could not do it with out her.love u katt
    Wicho I
    1 year ago
    MedMark Treatment Centers CA 94544
    3.4
    (108 reviews)
    Eastway Corporation is a behavioral health and addiction treatment center in Dayton, Ohio. They operate about 24 behavioral health facilities across the state and help individuals address challenges like mental health, substance use and co-occurring disorders. The latter is when you’re simultaneously dealing with addiction and mental health issue
    If it wasn't for Eastway I would have been dead by now. I've been with them for 15 years. But their housing program is okay. I also like the fact that there's a pharmacy right there inside. I've been using Eastway's Pharmacy since they opened up. I definitely like that your meds can be delivered to your front door IF you have No Way of getting to the Eastway building. IF you have (a) prescription(s) that needs to be filled the same day you go in for an appointment with a Doctor they will have it filled by the time you're done with your appointment. I will Always recommend Eastway to someone that needs mental health and proper medications. I like the staff that works there. Everyone is very nice to you and they usually have a smile on their face. I try to get a laugh out of one of them and it usually works. As long as Eastway has their doors open I will continue to go there. The staff is wonderful. I'm glad that I have a case manager for longer than two years. My case manager now (and has been for 4 solid years.) She goes above and beyond the call of duty. (She's been there for about 20 years). She helps me go grocery shopping and soon to do laundry up the road. I Pray everyday that I don't lose the case manager I have now. I have pleasant feelings for Eastway. IF you get the chance to be a client at Eastway, remember that getting the right medication can take some time. It took them close to 13 years of trying different medications to get the right regimen that works for ME. I also like the fact that there's a Bus Stop right out front of the building. 😎🤗🤓💜✌️🤙👌💟☮️. I hope you can enjoy the care and staff there. Everyone there is a happy, pleasant person. I LOVE EASTWAY!!! The ONLY way I'll go somewhere else is IF they close their doors. My mother told me about Eastway and when I started the "Journey" there I had a sense of good things to come my way. The rollercoaster of emotions that I was going through finally ended when I became a client at Eastway. At first I didn't like it there because of TWO case managers they Always had a funky attitude towards me and dismissed the fact that I'm there for Mental Health. I'm getting treatment for my Bipolar Disorder. Looking back I'm Glad that I got help from them. IF I didn't make the first appointment to go there, I HIGHLY DOUBT I would be alive right now making this post. Eastway is the one facility that I recommend EVERYONE to go to for Mental Health. In my opinion and experience, Eastway is the place to go get help. Thank you Eastway for your help and this "journey" I'm on with y'all.
    Tamara Pitts
    10 months ago
    I have been at eastway for years excellent! Staff too work with great doctors.and I'm just not saying that just too be saying that it's true I've always been able too get my meds which is one of the important reason too go to eastway other than the nurse staff and Doctors.If you need help I highly recommend eastway.ps I'm doing very well on my meds and help from my case manager. Remember everything doesn't go your way . But the Doctors know thier job. You just have too do your part also.
    JJAMES JJORDAN
    10 months ago
    Peer Support Specialist
    Sherise Marks
    1 year ago
    Eastway Behavioral Healthcare OH 45410
    3
    The facilities at Eastway Behavioral Healthcare in Dayton, OH 1 The facilities at Eastway Behavioral Healthcare in Dayton, OH 2
    Cave Creek, Arizona
    4.5
    (59 reviews)
    Buena Vista Drug & Alcohol Recovery Centers of Arizona offers alcohol and drug rehab programs in several locations throughout Arizona. The Cave Creek, Arizona location has a residential inpatient program where they medically manage your recovery. They also offer outpatient services at this location. The center works with most major health insurance
    Best detox I’ve been to felt welcomed as soon as I walked in Ashley is awesome. Super funny and cool Awesome friendly staff. Definitely would return and recommend to anyone trying to better themselves and get a head start in sobriety Nice comfy theater w/recliners & Great food too!!!
    J Sayers
    3 months ago
    Ashley, And Hope, We're very professional, And very helpful.My whole time I stayed there. Excellent job ladies
    michael shayne
    4 months ago
    Ashley made this visit very comfortable, she literally made this place. It can get boring but you got to stick it out….. FYI the microwave meals suck ass but occasionally, you get a good one.
    zach tanner
    5 months ago
    Buena Vista Recovery AZ 85331
    5
    5
    The facilities at Buena Vista Recovery in Cave Creek, AZ 1 The facilities at Buena Vista Recovery in Cave Creek, AZ 2 The facilities at Buena Vista Recovery in Cave Creek, AZ 3 The facilities at Buena Vista Recovery in Cave Creek, AZ 4
    Brooklyn, New York
    4.4
    (16 reviews)
    Outpatient care provides flexible treatment for clients living at home. This evening program meets 3 nights per week and offers evidence-based care similar to the PHP. Services focus on the unique client situation, accounting for their strengths and any trauma they have experienced. Mutual support groups offer a space to connect, heal, and learn f
    They help me the same day
    Doreen Burgos
    1 year ago
    Best pg
    Danny Beaudrot
    3 years ago
    Very nice staff clean environment safe place
    Reggie Tinnin
    5 years ago
    St. Martin de Porres Treatment Center NY 11207
    Wickenburg, Arizona
    3.4
    (81 reviews)
    The Meadows provides substance abuse and mental health treatment for adults 18 and older in Wickenburg, Arizona. They have residential services at this location but can refer you to another one of their program areas when you need a step down service. The unique program offers various therapy methods to provide more comprehensive treatment for each
    I spent 8wks at The Meadows. It was life changing for me. The Survivors week helped me with my childhood traumas and learn how to heal my inner child. I met with my trauma therapist several times after this. Also met with evening and weekend therapists. Family week was intense but worth it. My husband joined me that week. They have a brain center where I got to use a CES device to help my anxiety and panic attacks. Also the Chi Machine. I was able to do the safe and sound protocol daily therapy (SSP) for a week. This is suppose to help get you out of the fight or flight mode. I went to acupuncture therapy and found it helpful for my fibromyalgia pain. There were daily evening mediation therapy and 12 step meetings. I got to learn about codependency and CoDA meetings. I also attended ACA meetings. I learned effective coping skills while there. I would recommend this place to anyone that needs help with mental health issues, addictions, grief and loss, traumas, and just need a reset in life.
    brooke meunier
    3 months ago
    They changed my life. Now I have a career helping people who struggle with mental health and addiction as I did.
    Thomas J
    4 months ago
    A great in person rehabilitation center for military members! I finally kicked my main additions for good and have been recovering for almost a year now.
    Timothy Driver
    5 months ago
    The Meadows AZ 85390
    6
    6
    The facilities at The Meadows in Wickenburg, AZ 1 The facilities at The Meadows in Wickenburg, AZ 2 The facilities at The Meadows in Wickenburg, AZ 3 The facilities at The Meadows in Wickenburg, AZ 4
    0
    Top 10 Rehab In Arizona
    4.2
    (176 reviews)
    CODAC has been providing integrated healthcare for individuals and families in Southern Arizona for up to 50 years. They operate an outpatient opioid recovery facility in Tucson, Arizona. This facility serves adults over 18 who struggle with opioid dependency. Whether it’s fentanyl or prescription pain medication they'll help you break free from
    This place is saving my life
    Rob Fraijo
    3 weeks ago
    Without CODAC I would be lost, they helped me turn my life around.
    Albert Amarillas
    4 weeks ago
    My appointment with Daniella on Aug 18, 1 pm, was great! I look forward to seeing her again, as she is always in a delightful mood, and easy to talk to!
    Laura Cook
    1 month ago
    The facilities at CODAC at 380 in Tucson, AZ 2
    2
    The facilities at CODAC at 380 in Tucson, AZ 1
    Longview, Texas
    4.5
    (796 reviews)
    Wellness Pointe provides a comprehensive system of care that encompasses mental health, substance use care and general medicine. This facility is located in Longview, Texas. They also offer prevention and intervention education and counseling. They’re reputed for their quality and individualized care. This is evident from the beautiful testimonie
    They were on time. the optometrist was friendly, and the staff was welcoming…
    Ebony Wilson
    1 month ago
    Very interested and a good deal.
    Patricia Williams
    1 month ago
    All 4 of my kids recently had their first appointment here. Everyone is nice! The staff, the doctor, everyone. I feel like our questions and concerns were dealt with immediately and we never felt rushed. Great office!
    Melody Flores
    1 month ago
    Wellness Pointe TX 75601
    3
    The facilities at Wellness Pointe in Longview, TX 1 The facilities at Wellness Pointe in Longview, TX 2
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    Frequently Asked Questions

    Insurance Plans Offered By HCSC

    HCSC offers Blue Cross Blue Shield (BCBS) insurance policies in five states. They generally don’t call themselves HCSC but instead use company names like Blue Cross Blue Shield of Illinois or Blue Cross Blue Shield of New Mexico. Through BCBS, they also have Medicare and Medicaid plans for those who qualify.

    Many BCBS insurance plans are Health Maintenance Organizations (HMOs). The best part of these plans is that they cost less. You need to use providers that are in the plan’s network, and there are no out of network benefits. You also choose a doctor to be your primary care provider, and that doctor will provide referrals to specialized care like drug rehab.

    Some Blue Cross plans are Preferred Provider Organizations (PPOs). These plans give you more choice in providers, but they are also more expensive each month. With a PPO you have a broader provider network and you don’t need referrals for specialized care. One thing that’s unique about a PPO is that you may also be able to get out of network coverage, although you’ll pay a higher percentage of the costs.

    If you qualify, Medicare and Medicaid plans are also available through each state’s BCBS company. Medicare is generally available to those who are 65 and older, or those who are permanently disabled. Medicaid is free or low cost insurance for lower income residents of the state.

    What Inpatient Rehab Does HCSC Cover?

    HCSC will focus on covering evidence based treatment that’s in line with your doctor’s recommended care plan. Depending on your insurance, you may need a referral and/or preauthorization to get care. Here are some of the inpatient treatment options that might be covered.

    Medical detox allows you to have medical help while substances leave your body, so you can get a fresh start in treatment. You don’t have to be afraid of detox when medical professionals are by your side to help you with withdrawal symptoms.

    Residential treatment gives you a distraction free environment to start your recovery. One thing that’s neat about residential treatment is that you often get access to holistic treatment as well as traditional counseling. You’ll also have regular activities, recreation, and outings.

    What Outpatient Treatment Does HCSC Cover?

    Outpatient treatment lets you partake in your everyday life at home while receiving care so you can maintain contact with family and keep working or attending school. Outpatient programs can be challenging as you might encounter addiction triggers in your daily environment.

    Most HCSC plans cover research supported treatments delivered via outpatient addiction programs. Outpatient treatments include different levels of care, such as standard outpatient programs, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). They all rely on clinically effective validated interventions like individual counseling and group therapy sessions. They also offer life and coping skills workshops and education on addiction and recovery.

    A PHP is a full time day program where you go home at night and on weekends. These programs typically have a minimum of 20 hours per week of treatment and may last up to 90 days. IOP clients have three hour sessions three to five days per week. IOP and PHP programs are characterized by a more structured approach which can be key to accomplishing your recovery goals.

    Medication assisted treatment (MAT) might also be covered as part of outpatient care — combining medications with counseling and behavioral therapies.

    It’s best to verify your coverage details with HCSC before initiating an outpatient treatment plan. Remember that you may need a referral or preauthorization for certain outpatient treatments and services. A medical professional’s thorough assessment is the best way to determine the right level of care for your individual needs.

    Does HCSC Cover Methadone & Suboxone (MAT)?

    Most HCSC plans will cover MAT—including methadone and Suboxone—when it’s considered a medical necessity. MAT is utilized in two phases of the recovery journey: During medical detox and as part of long term treatment.

    The medical detox value of MAT lies in its capacity to manage acute physical withdrawal symptoms and reduce initial cravings. Medical professionals employ prescription medications like Suboxone or methadone to ease the physical distress of drug withdrawal. The FDA approved medicines can bind to the same chemical receptors as the drugs individuals abuse which minimizes discomfort and reduces the risk of dangerous complications as you get the drug out of your system. MAT in the medical detox phase is invaluable for individuals battling addiction because it helps them navigate safely—and comfortably—the first steps of their recovery journey which increases the likelihood of successful treatment completion.

    During the long term treatment stage MAT helps tackle ongoing obstacles that get in the way of recovery. Medications like buprenorphine or methadone may be prescribed for their beneficial effects in diminishing drug cravings that can persist for many months. Prolonged substance abuse disrupts brain chemistry so prescription drugs with normalizing properties can be very helpful in establishing long term recovery.

    The combination of FDA approved medications with counseling and behavioral therapies makes MAT a valuable tool that improves treatment adherence and reduces relapse risk.

    Remember to verify coverage before committing to a plan. You may need a referral or reauthorization as plans can differ regarding individual medications and coverage duration.

    Does HCSC Cover Other Mental Healthcare?

    Mental healthcare is listed in the Affordable Care Act as one of 10 essential health benefits so most plans will cover at least part of the cost.

    Mental health can be addressed evidence based ways. Individual and group therapy may be covered as part of your plan as well as psychiatric medication management. Your plan may also cover assessments and evaluations. Depending on your insurance coverage inpatient and outpatient treatment options may be available for mental health.

    It’s critical to understand that certain mental health conditions like anxiety or depression along with borderline personality disorder (BPD) and other disorders are associated with an elevated risk of substance abuse. Having a mental health diagnosis along with substance use is known as a co occurring disorder or dual diagnosis. If you have a dual diagnosis an integrative approach to addiction treatment and mental healthcare is fundamental for improving your chance of recovery long term.

    It’s important to verify your insurance coverage before getting treatment. Some plans may have limitations or exclusions for certain services so always check with HCSC about the benefits that apply to you.

    Does Addiction Treatment Need to Be In Network?

    HCSC’s coverage for out of network addiction treatment depends on your plan’s characteristics. PPO plans provide some out of network coverage but you’ll pay much more out of pocket for these services. HMO plans do not cover out of network care. Many Medicare Advantage plans are HMOs, and Medicaid plans are limited to providers that accept the insurance plan in the state.

    Using in network providers is strongly recommended as your best choice to keep out of pocket costs low and maximize your insurance’s benefits. Before initiating treatment double check your provider’s network status and other coverage details with HCSC. Out of network care may sometimes be necessary. However it can seriously increase your expenses so it’s best for you to use the network to your advantage.

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