Health Care Service Corporation Coverage for Addiction Treatment

Explore how Health Care Service Corporation (HCSC) covers drug rehab and addiction treatment. Discover plan options here.

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Health Care Service Corporation Coverage for Addiction Treatment

Explore how Health Care Service Corporation (HCSC) covers drug rehab and addiction treatment. Discover plan options here.

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Addiction Centers That Accept HCSC

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    Name / Address / Rating Description Treatments / Payments / Programs Review / Contact Images
    1
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.66 / 10
    4.8
    (381 reviews)
    Check iconClaimed
    The Haven Detox in West Palm Beach, Florida, treats adults18 and older who are experiencing addiction issues. They offer a personalized approach to meet you where you are now. They also provide bilingual detox for those who aren’t fluent in English. It’s more than a medical detox, it’s a sanctuary to start you on the path to sobriety. At one
    This facility exceeded my expectations. Upon arrival, I was understandably nervous, as this was my first experience in a treatment center. However, the staff were consistently courteous, supportive, and professional throughout my stay. I would especially like to recognize Anthony and Shawn, who went above and beyond to ensure my needs were met. Roni was also extremely helpful in answering my questions and guiding me through the treatment process, which made my transition much easier. I am very satisfied with the care I received, the positive outcome of my treatment, and the comprehensive discharge plan my therapist provided to support my continued recovery. I would confidently give this facility five stars and highly recommend it to others seeking treatment.
    Sam A
    17 hours ago
    Hands down the best place to get sober, great staff great food and very peaceful
    Eric R
    2 days ago
    This is my first time here at the Haven and the entire staff has been fantastic. Anthony, Alvin, Sue, Hunter, Kristina, all the nurses, and so many more. The therapeutic value has been immense and the weather is finally warming up enough to use their great outdoor facilities. Highly recommend for anyone with addiction issues or any type of mental health problems!
    Adam Chinn
    4 days ago
    24
    24
    2
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.66 / 10
    4.8
    (791 reviews)
    Check iconClaimed
    Indiana Center for Recovery offers substance use disorder treatment services for adults in Bloomington, Indiana. They provide various treatment services such as detox, outpatient rehab and residential rehab. The facility is accredited by the Joint Commission and has been A Diverse Range of Amenities One of the things I like most about this facility
    good.
    Will Hester
    23 hours ago
    This place changed my life!! The staff is AMAZING and the education I received was very useful!!
    Jennifer Brosmer
    1 day ago
    ICFR helped our family begin the healing process. Our daughter went to ICFR after being diagnosed with a severe medical condition, affecting her well-being. She needed to learn how to manage her health and also live on her own successfully, while dealing with her struggles. I can't thank ICFR enough for all they have done for our family and our daughter. There was help every step of the way, from the initial phone calls to the weekly chats with her therapist. Questions were answered immediately and they helped us navigate the murky waters of insurance. Family Day was the cherry on top! We were able to see our daughter, hug her, and learn how to be a better family. Jackie Daniels and her staff did an outstanding job! ICFR will hold a special place in my heart! If your loved one is struggling, don't hesitate to give them a call.
    Carol Copp
    6 days ago
    31
    31
    3
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.50 / 10
    4.7
    (27 reviews)
    Crossroads - Flower Campus is an alcohol and drug rehab program in Phoenix, Arizona that offers addiction treatment to men seeking recovery. Their programs are for those who need the structure of living on-site while undergoing treatment. One of the best rated inpatient rehabs in Arizona, The Flower Campus for Men is located in Phoenix, Arizona, an
    Helped me a lot .
    M
    6 months ago
    It was an amazing experience and wonderful days spent.
    Saul Tracy
    7 months ago
    My son is 18 and struggling with a fentanyl addiction. To say the very least it’s been hard and traumatic. My son went to the crossroads detox facility. The 12 step program works miracles and the people that work within the facility have first-hand experience often times with their own addiction recovery. Rose and Bridgette were incredibly impressionable on my son and worked very hard to influence him positively. If I could afford to open a dozen more of these places I would. God bless these people and those struggling with addiction.
    Nicole Eccleston
    2 years ago
    Crossroads - Flower Campus for Men AZ 85016
    5
    5
    The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 1 The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 2 The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 3 The facilities at Crossroads - Flower Campus for Men in Phoenix, AZ 4

    Avenues Recovery Center at Lake Ariel

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    Lake Ariel, PA
    4.8
    (307 reviews)
    Check iconClaimed
    Clients seeking treatment for alcohol addiction may be required to undergo detox first. As one of the best detox facilities in Pennsylvania, the process at Avenues Recovery Center ensures any abused substances are out of a client’s system and that they are in a healthy frame of mind when they enter residential treatment. Detox is overseen and
    View Website (570) 354-6060
    Staff is incredible! Joey was a great help for my recovery.
    Kurt Adams
    3 weeks ago
    This was a great place to start over very laid back. Food counselors and techs are great
    Jeremie Czekalski
    3 weeks ago
    Been sober a few months now thanks to this place. My counselor Val helped me through some of the hardest moments of my life and supported me & my family every step of the way. Addiction took over my life and nearly destroyed my relationship with my family. I would not be here if it was not for her, Avenues and the wonderful staff they have there. Tyler, Cassie and Joe Kane were also a big help. Would recommend to anyone needing help.
    Chris
    4 weeks ago
    Avenues Recovery Center at Lake Ariel PA 18436
    5
    5
    The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 1 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 2 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 3 The facilities at Avenues Recovery Center at Lake Ariel in Lake Ariel, PA 4
    4
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.30 / 10
    4.9
    (36 reviews)
    Check iconClaimed
    Never Alone is an alcohol and drug rehab center for adolescents located in Hurley, New York. They provide residential treatment services to help you overcome your addictions and find hope on the other side. Teens experience a lot of changes that can be stressful and confusing. Unfortunately, sometimes this leads them to abuse drugs and alcohol. Lo
    I was there in 2006-2007 it was definitely worth the experience, since I was facing prison time! Nothing bad to say honestly, just viewed the website an I notice Mr Roland Miley is now a program director, when I was there he was a senior staff/ counselor. Remember him like yesterday REAL passionate bout his recovery and others but if you was just there faking it till you make it out he'll let you know as well!
    GUESS AGAIN
    20 hours ago
    The experience with Never Alone was a breath of fresh air. My 16 year old son completed his journey 11/19 and came home with a whole new perspective on life and his future. His clinical technician Karissa was a wonderful aide in the process dealing with my son. The family sessions were a great opportunity for me, my son and his mom to work on communicating with one another which was hard to accomplish before our sessions but Karissa helped navigate that and allowed us to grow through our sessions. The weekly parent groups were a very helpful resource and tool as well. I appreciate all the support and encouragement the staff at Never Alone gave to my son and salute them for taking their time to guide my son through his journey.
    Simione Corbett
    2 months ago
    My daughter spent over 2 months at Never Alone on her recovery journey. We can't say enough great things about the staff and the facility. The staff communicated well and provide support for the entire family. They have been the biggest step and help in her recovery, they provided her with tools she can use in her daily life to stay on tack to help cope with hard things that happen in life. She says now that this was the best thing that could have been provided to her while in addiction.
    Lucy Vilamaa
    3 months ago
    29
    29
    5
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.20 / 10
    5.0
    (14 reviews)
    Caring Hands Recovery is an addiction treatment facility located in Corona, California. They offer addiction treatment for individuals struggling with alcohol and drug abuse They do accept most private health insurances. Every treatment program is customized. The admissions process consists of a list of questions that must be answered. By answerin
    Caring Hands is amazing. Thanks to Shey for staying on hold for a 4 hour phone call with me, so that my loved one was able to get the approval and urgent care they needed. The staff was wonderful and I can not thank you enough for the care you provided.
    Gayle Alvarado
    10 months ago
    This place is perfect. Shey and Tina are the kindest most patient people I’ve ever met. They had such an impact on my life that I think of them regularly. 😇❤️
    Will Danielss
    1 year ago
    I have been with Caring Hands Recovery for five years, witnessing countless clients, come in and receive treatment for various challenges, including childhood trauma, substance, abuse, and family issues. Our dedicated team works tirelessly to help individuals, rebuild relationships, and find forgiveness, allowing them to move forward. In addition to providing emotional and therapeutic support the staff here at Caring Hands‘s will assist each client in maintaining any legal issues to ensure that they are meeting their obligations as well as assisting the clients in applying for FMLA and SDI if they are employed. If you are looking for a family like environment we are the recovery home for you
    Tina Gagnon
    1 year ago
    The facilities at Caring Hands Recovery in Corona, CA 1
    5
    5
    The facilities at Caring Hands Recovery in Corona, CA 2 The facilities at Caring Hands Recovery in Corona, CA 3 The facilities at Caring Hands Recovery in Corona, CA 4 The facilities at Caring Hands Recovery in Corona, CA 5
    6
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.12 / 10
    4.9
    (168 reviews)
    Check iconClaimed
    Indiana Center for Recovery has a reputation for the most advanced addiction and mental health care in the state — covered by insurance and backed by hundreds of positive reviews. Many innovative therapies here go beyond what’s available at other treatment centers (including GeneSight Testing to tailor medications based on genetics not guesswor
    Excellent facility and even better staff :)
    Rob Bartlett
    1 week ago
    Staff is absolutely tremendous, and was a vital part of my recovery. The executive director Kelly Brown is extremely professional and beyond helpful. The facility is beautiful and kept immaculate. Food is amazing and very nutritional. I absolutely recommend this facility to anyone with addiction problems looking for help.
    Dillon
    1 month ago
    Nice place 👌 GREAT STAFF!! Client care is number 1!!
    Shannel Walsman
    1 month ago
    10
    10

    The Recovery Team – New Jersey

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    Mountainside, NJ
    5.0
    (22 reviews)
    Check iconClaimed
    The Recovery Team has a reputation for the most advanced addiction and mental health care in the country — with 5 locations and hundreds of positive reviews online. The programs are built on a foundation of science and mental wellness. Many of our innovative options are simply not available at most other treatment centers.
    View Website (888) 270-7241
    The Recovery Team New Jersey truly sets the standard for compassionate, high-quality care. From the moment you walk in, the staff is welcoming, professional, and genuinely invested in each person’s recovery. The environment is clean, supportive, and structured in a way that promotes healing and growth. You can tell this team is passionate about what they do and treats everyone with dignity and respect. I highly recommend The Recovery Team to anyone seeking effective, caring addiction treatment in New Jersey.
    Nicolette Caimi
    4 weeks ago
    Great facility! Would definitely recommend!!
    Rebecca Mayo
    1 month ago
    The Recovery Team New Jersey has helped me in my recovery in multiple ways. The structure of the program has kept me on point which is extremely important in early recovery. The staff here takes good care of us especially Phil. I can tell he genuinely cares about me and wants the best for me in my future and I know this not only by his words but by his actions. Stand up dude.
    Sean Lawley
    1 month ago
    4
    7
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.05 / 10
    4.8
    (154 reviews)
    Check iconClaimed
    Indiana Center for Recovery has a reputation for the most advanced addiction and mental health care in the state — covered by insurance and backed by hundreds of positive reviews. Many innovative therapies here go beyond what’s available at other treatment centers (including GeneSight Testing™ to tailor medications based on genetics not guess
    Super helpful, staff was kind and caring, an got everything I needed as soon as possible
    Rj the best dog
    1 day ago
    I spent 10 days here for grief therapy. At times it was a bit unorganized but the staff took the extra step to ensure we had everything wr needed. Since a snow storm came through they had staff that stayed at the center to ensure staff was available the following day. I would recommend to treatment! ❤️❤️❤️
    Amy Searcy
    2 weeks ago
    Excellent facility overall. Great therapists and facilitators. Awesome community. This is an ideal place to meet new friends to take with you on the journey of recovery.
    Chris Lockhard
    2 weeks ago
    11
    11
    8
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    7.92 / 10
    4.3
    (22 reviews)
    MedMark Treatment Centers, located in Hayward, California, provides outpatient and medication-assisted treatment services to adults aged 18 and older. Their alcohol and drug rehab services are catered to those living with opioid addiction. The medication-assisted treatment program combines FDA-approved medications with mental health counseling. I
    Friendly staff, very respectful and they do their job. I have had nothing other than five star service here at Medmark Hayward.
    Casey Bryant
    1 year ago
    Been coming here for a long, long time Through my recovery I have had many counselors some better than others funny how things happen my husband transferred to Medmark from BAART in Oakland crazy we both ended up on Rich’s case load { R.I.P. RICH another great counselor } so you know we both can’t have the same counselors so of course I got kicked to the curb. Best curb I got kicked to { so to speak. } which is currently Nicole Martinez, the best I’ve ever had , She definitely help me get to where I am now she goes above and beyond helped me in my life so much, I don’t even know what I’m gonna do when we goes our separate ways 😔..I wish I can take her with me. I wish I can give her 20 ⭐️’s but was only given an option of 5 ⭐️. ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾🙌🏾⭐️⭐️⭐️⭐️⭐️⭐️
    Jessica Nero-baisa
    1 year ago
    Hi I'm Luis and I just wanna say my counselor is amazing her name is katt and I could not do it with out her.love u katt
    Wicho I
    1 year ago
    MedMark Treatment Centers CA 94544
    9
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    7.91 / 10
    5.0
    (101 reviews)
    Check iconClaimed
    If you’re looking for help that actually helps you, you’re in the right place. Our proven treatment options for alcohol, drug, and mental health issues are covered by insurance — backed by the highest accreditation in healthcare and hundreds of positive reviews online.
    Staff and facility are amazing! Great program!
    bianca ramos
    4 weeks ago
    Absolutely incredible place. Amazing owners, caring staff, great program and alumni groups
    Liz Cormier
    4 weeks ago
    Great staff. Good place to heal. They take care of your needs
    Shayne Clark
    1 month ago
    9
    9

    The Recovery Team – North Little Rock

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    North Little Rock, AR
    5.0
    (51 reviews)
    Check iconClaimed
    The Recovery Team, founded 10 years ago, is known as one of the top addiction treatment and mental health rehab centers in the country. 

 The treatment centers provide therapy and medications (if needed) that get to the root of the issue in a welcoming, comfortable environment. Treatment is covered by insurance and backed by hundreds of positi
    View Website (888) 270-7241
    Love Love this place nice to know I have an amazing recovery family 😁
    Andrea
    1 month ago
    The Haven recovery team has treated me better then expected and the treatment plan was a perfect match.
    Travis Allen
    1 month ago
    I had an absolute amazing experience at The Recovery Center not only was all staff kind and compassionate about helping the clients but also was a major step in our recovery journeys and development of our new lives we will lead in the world after this . I’ll allways have much love and appreciation for every single one of team members that not only aided me but also supported and encouraged me through this process. Rating a 10 out of 10 highly recommended!
    Ember Wilson
    1 month ago
    4
    10
    Top 10 in HCSC
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    7.90 / 10
    3.4
    (108 reviews)
    Eastway Corporation is a behavioral health and addiction treatment center in Dayton, Ohio. They operate about 24 behavioral health facilities across the state and help individuals address challenges like mental health, substance use and co-occurring disorders. The latter is when you’re simultaneously dealing with addiction and mental health issue
    If it wasn't for Eastway I would have been dead by now. I've been with them for 15 years. But their housing program is okay. I also like the fact that there's a pharmacy right there inside. I've been using Eastway's Pharmacy since they opened up. I definitely like that your meds can be delivered to your front door IF you have No Way of getting to the Eastway building. IF you have (a) prescription(s) that needs to be filled the same day you go in for an appointment with a Doctor they will have it filled by the time you're done with your appointment. I will Always recommend Eastway to someone that needs mental health and proper medications. I like the staff that works there. Everyone is very nice to you and they usually have a smile on their face. I try to get a laugh out of one of them and it usually works. As long as Eastway has their doors open I will continue to go there. The staff is wonderful. I'm glad that I have a case manager for longer than two years. My case manager now (and has been for 4 solid years.) She goes above and beyond the call of duty. (She's been there for about 20 years). She helps me go grocery shopping and soon to do laundry up the road. I Pray everyday that I don't lose the case manager I have now. I have pleasant feelings for Eastway. IF you get the chance to be a client at Eastway, remember that getting the right medication can take some time. It took them close to 13 years of trying different medications to get the right regimen that works for ME. I also like the fact that there's a Bus Stop right out front of the building. 😎🤗🤓💜✌️🤙👌💟☮️. I hope you can enjoy the care and staff there. Everyone there is a happy, pleasant person. I LOVE EASTWAY!!! The ONLY way I'll go somewhere else is IF they close their doors. My mother told me about Eastway and when I started the "Journey" there I had a sense of good things to come my way. The rollercoaster of emotions that I was going through finally ended when I became a client at Eastway. At first I didn't like it there because of TWO case managers they Always had a funky attitude towards me and dismissed the fact that I'm there for Mental Health. I'm getting treatment for my Bipolar Disorder. Looking back I'm Glad that I got help from them. IF I didn't make the first appointment to go there, I HIGHLY DOUBT I would be alive right now making this post. Eastway is the one facility that I recommend EVERYONE to go to for Mental Health. In my opinion and experience, Eastway is the place to go get help. Thank you Eastway for your help and this "journey" I'm on with y'all.
    Tamara Pitts
    1 year ago
    I have been at eastway for years excellent! Staff too work with great doctors.and I'm just not saying that just too be saying that it's true I've always been able too get my meds which is one of the important reason too go to eastway other than the nurse staff and Doctors.If you need help I highly recommend eastway.ps I'm doing very well on my meds and help from my case manager. Remember everything doesn't go your way . But the Doctors know thier job. You just have too do your part also.
    JJAMES JJORDAN
    1 year ago
    Peer Support Specialist
    Sherise Marks
    1 year ago
    Eastway Behavioral Healthcare OH 45410
    3
    The facilities at Eastway Behavioral Healthcare in Dayton, OH 1 The facilities at Eastway Behavioral Healthcare in Dayton, OH 2
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    Frequently Asked Questions

    Does HCSC Cover Drug Rehab?

    There was a law passed in 2010 that dramatically changed how addiction treatment and mental health care were covered by insurance. The law, the Affordable Care Act (ACA), requires most long term health insurance plans to cover 10 essential health benefits. The list includes mental health and addiction treatment. The law has some exceptions, so make sure to verify your insurance.

    That means your HCSC insurance plan may cover at least some of the costs of drug rehab. You can also get help with co occurring mental health disorders. Every HCSC is different and will have different in network providers and costs you are responsible for. That’s why it’s important to understand the details of your plan before you begin treatment.

    Insurance Plans Offered By HCSC

    HCSC offers Blue Cross Blue Shield (BCBS) insurance policies in five states. They generally don’t call themselves HCSC but instead use company names like Blue Cross Blue Shield of Illinois or Blue Cross Blue Shield of New Mexico. Through BCBS, they also have Medicare and Medicaid plans for those who qualify.

    Many BCBS insurance plans are Health Maintenance Organizations (HMOs). The best part of these plans is that they cost less. You need to use providers that are in the plan’s network, and there are no out of network benefits. You also choose a doctor to be your primary care provider, and that doctor will provide referrals to specialized care like drug rehab.

    Some Blue Cross plans are Preferred Provider Organizations (PPOs). These plans give you more choice in providers, but they are also more expensive each month. With a PPO you have a broader provider network and you don’t need referrals for specialized care. One thing that’s unique about a PPO is that you may also be able to get out of network coverage, although you’ll pay a higher percentage of the costs.

    If you qualify, Medicare and Medicaid plans are also available through each state’s BCBS company. Medicare is generally available to those who are 65 and older, or those who are permanently disabled. Medicaid is free or low cost insurance for lower income residents of the state.

    What Inpatient Rehab Does HCSC Cover?

    HCSC will focus on covering evidence based treatment that’s in line with your doctor’s recommended care plan. Depending on your insurance, you may need a referral and/or preauthorization to get care. Here are some of the inpatient treatment options that might be covered.

    Medical detox allows you to have medical help while substances leave your body, so you can get a fresh start in treatment. You don’t have to be afraid of detox when medical professionals are by your side to help you with withdrawal symptoms.

    Residential treatment gives you a distraction free environment to start your recovery. One thing that’s neat about residential treatment is that you often get access to holistic treatment as well as traditional counseling. You’ll also have regular activities, recreation, and outings.

    What Outpatient Treatment Does HCSC Cover?

    Outpatient treatment lets you partake in your everyday life at home while receiving care so you can maintain contact with family and keep working or attending school. Outpatient programs can be challenging as you might encounter addiction triggers in your daily environment.

    Most HCSC plans cover research supported treatments delivered via outpatient addiction programs. Outpatient treatments include different levels of care, such as standard outpatient programs, intensive outpatient programs (IOP), and partial hospitalization programs (PHP). They all rely on clinically effective validated interventions like individual counseling and group therapy sessions. They also offer life and coping skills workshops and education on addiction and recovery.

    A PHP is a full time day program where you go home at night and on weekends. These programs typically have a minimum of 20 hours per week of treatment and may last up to 90 days. IOP clients have three hour sessions three to five days per week. IOP and PHP programs are characterized by a more structured approach which can be key to accomplishing your recovery goals.

    Medication assisted treatment (MAT) might also be covered as part of outpatient care — combining medications with counseling and behavioral therapies.

    It’s best to verify your coverage details with HCSC before initiating an outpatient treatment plan. Remember that you may need a referral or preauthorization for certain outpatient treatments and services. A medical professional’s thorough assessment is the best way to determine the right level of care for your individual needs.

    Does HCSC Cover Methadone & Suboxone (MAT)?

    Most HCSC plans will cover MAT—including methadone and Suboxone—when it’s considered a medical necessity. MAT is utilized in two phases of the recovery journey: During medical detox and as part of long term treatment.

    The medical detox value of MAT lies in its capacity to manage acute physical withdrawal symptoms and reduce initial cravings. Medical professionals employ prescription medications like Suboxone or methadone to ease the physical distress of drug withdrawal. The FDA approved medicines can bind to the same chemical receptors as the drugs individuals abuse which minimizes discomfort and reduces the risk of dangerous complications as you get the drug out of your system. MAT in the medical detox phase is invaluable for individuals battling addiction because it helps them navigate safely—and comfortably—the first steps of their recovery journey which increases the likelihood of successful treatment completion.

    During the long term treatment stage MAT helps tackle ongoing obstacles that get in the way of recovery. Medications like buprenorphine or methadone may be prescribed for their beneficial effects in diminishing drug cravings that can persist for many months. Prolonged substance abuse disrupts brain chemistry so prescription drugs with normalizing properties can be very helpful in establishing long term recovery.

    The combination of FDA approved medications with counseling and behavioral therapies makes MAT a valuable tool that improves treatment adherence and reduces relapse risk.

    Remember to verify coverage before committing to a plan. You may need a referral or reauthorization as plans can differ regarding individual medications and coverage duration.

    Does HCSC Cover Other Mental Healthcare?

    Mental healthcare is listed in the Affordable Care Act as one of 10 essential health benefits so most plans will cover at least part of the cost.

    Mental health can be addressed evidence based ways. Individual and group therapy may be covered as part of your plan as well as psychiatric medication management. Your plan may also cover assessments and evaluations. Depending on your insurance coverage inpatient and outpatient treatment options may be available for mental health.

    It’s critical to understand that certain mental health conditions like anxiety or depression along with borderline personality disorder (BPD) and other disorders are associated with an elevated risk of substance abuse. Having a mental health diagnosis along with substance use is known as a co occurring disorder or dual diagnosis. If you have a dual diagnosis an integrative approach to addiction treatment and mental healthcare is fundamental for improving your chance of recovery long term.

    It’s important to verify your insurance coverage before getting treatment. Some plans may have limitations or exclusions for certain services so always check with HCSC about the benefits that apply to you.

    Does Addiction Treatment Need to Be In Network?

    HCSC’s coverage for out of network addiction treatment depends on your plan’s characteristics. PPO plans provide some out of network coverage but you’ll pay much more out of pocket for these services. HMO plans do not cover out of network care. Many Medicare Advantage plans are HMOs, and Medicaid plans are limited to providers that accept the insurance plan in the state.

    Using in network providers is strongly recommended as your best choice to keep out of pocket costs low and maximize your insurance’s benefits. Before initiating treatment double check your provider’s network status and other coverage details with HCSC. Out of network care may sometimes be necessary. However it can seriously increase your expenses so it’s best for you to use the network to your advantage.

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