Blue Cross Blue Shield Health Insurance for Addiction Treatment
Explore how Blue Cross Blue Shield covers addiction treatment, including inpatient and outpatient services. Find the care you need today.
Blue Cross Blue Shield Health Insurance for Addiction Treatment
Explore how Blue Cross Blue Shield covers addiction treatment, including inpatient and outpatient services. Find the care you need today.
In 1929, Blue Cross Blue Shield (BCBS) was founded. Today, they are a Federation of 33 independent health insurance companies. There are 100 million members across the U.S. that have access to quality healthcare through BCBS plans.
The Federation takes corporate responsibilities seriously and works hard to positively impact healthcare in U.S. communities through the growing number of independent companies that access their network of healthcare providers and facilities.
If you live and work internationally, you can also get BCBS coverage. The BCBS Axis program is the industry’s largest database used to power analytics and insights in healthcare, resting on the concept of better healthcare through bigger data, including data that supports behavioral health services.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and worked better than I expected. The staff is remarkable - professional, considerate and genuinely caring. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined. I feel confident, secure and grateful for my new life. I have reconnected with my family and friends. Thank you Soberman.
George B.
4 months ago
Yes, very professional staff, treatment, therapist, chefs were good! even the home cook did the best she could, and loved the horses of Course! Saturday morning hiking was fun to explore the trails of the nearby mountain area!
John E Williams
5 months ago
I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionMental Health And Substance AbuseOpioid AddictionSubstance AbuseDual Diagnosis
Adult ProgramYoung Adult ProgramProgram For MenProgram For Women
Private InsuranceSelf-Pay Options
Amazing place they helped me get my faith back and I really enjoyed the groups. It was honestly the best treatment I have been to and I have been to guide quite a few. Thank you so much
chris carter
2 weeks ago
The staff and community were incredible. Very accommodating!
Kyle Forbes
3 weeks ago
Great place. Great staff. Hepsibeth is an excellent counselor!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Adult ProgramYoung Adult ProgramLGBTQ ProgramMilitary Program
Private InsuranceSelf-Pay Options
St Christopher was a wonderful experience for me to get sober, learn about Alcoholics Anonymous, and learn about the disease and about myself. The staff from the front office down were fantastic, before, during, and after treatment. I would recommend this place to anyone
Todd Landry
6 months ago
I have been a professional interventionist since 2010. I was introduced to this program in 2012. I have been referring there since then. My clients have always had a positive experience and the clinical and support staff are the most responsive and knowledgeable. They want what’s best for the client and the family and have long term options. They do very well young adult males and most recently I referred a 69 year old man first time treatment. It was a family member and he’s doing very well and committed to 90 days of treatment. I can’t thank the clinical staff and administrators enough for the program they have created. Please contact me if you would like to know more. Thank you STC!!!
asher levine
8 months ago
This is my first time doing IOP and I luv it Mike Ramos is the best my family even luvs him good person great attitude he as a way of wanting to do right and stay right and you can tell he is genuine about his job unlike miss star he as a way of teaching addiction were you understand it always keep Mike and his little dog brisket he's a big part of Saint Christopher's
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I stumbled (literally) into BOCA Recovery center on February 5th with little hope. I was set to spend 21 days away from all the comforts of Home My family and dog.
My first week of detox was more comfortable than I expected. Assisted with medications that helped me through The Tough days ahead. After I came out of the fog I dove head first into my recovery.
I went to every group meeting. I went to every AA meeting available I participated 100% And was determined to take advantage of every tool I would need to be successful. I learned Skills from so many People that have been there done that
And could relate to what I was feeling honestly feeling.
I didn’t realize I had so many traumas until we started talking about it. I have an addictive personality And the roots run deep through my family tree. With all the professional help I was able to navigate through those tough Traumas.
I realized I was drinking to bury those feelings and forget. They run a tight Shift With an Excellent routine.
They fed us very well.
They really focused on mind-body and soul. I will be forever grateful for the help
That I receive the true caring I received.
The understanding I received. And just knowing I was not alone. I met some very cool people who were in the same boat as I
Just rowing with different paddles.
I surrounded myself with positive people who were serious about their rehabilitation.
Today I am 26 days sober. I have never felt better mentally physically and spiritually.
There is no better high from a drink or a drug that I’m experiencing on a sober life.
For the first time in four years, I am present
And excited for the future. Thank you to everyone at Boca recovery you guys are amazing people I would recommend BOCA
TO ANYONE WHO IS STRUGGLING!!
Thank you for giving me a second chance at life! And I wanna thank me for taking that first step and making that phone call!
Peace and Love, Barbara
Barb Mosqueda
6 days ago
Incredible place to find yourself, great sense of community. The entire staff truly cares about the well being of clients
Isaiah
2 weeks ago
Great place they do great work recommend it to anyone who needs the help
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Symetria is unbelievably amazing!!! The Hurst staff is phenomenal!!! I can't imagine that another location has a better staff. A special shout out to Deborah, Benjamin, and Samantha of course. You all are doing amazing, amazing, selfless work. You all are very special to so many!!!
Vernon Godsey III
4 months ago
Huge shout out to the team at symetria who make me feel like family I appreciate everything they do and huge shout out to Osagie for helping me! He is AWESOME!!! I love you symetria❤️❤️❤️
Chloe Roseman
5 months ago
BEST PLACE EVER. I have tried various other doctors/clinics and none of them even begin to compare to this one. The staff here is absolutely amazing. I can’t even make a single complaint. Dr Son is the best as well. He explains everything and you truly feel like he understands you. I can proudly say this, this place saved my life. If you or someone you know needs help getting off opiates do it right the first time and come here. You won’t be disappointed. If you are specifically struggling with fentanyl please don’t waste your time with other ways. I have tried 6 other methods from lazer therapy to having the earpiece to suboxone. Methadone is the key to our current fentanyl crisis. This clinic makes recovery possible again!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionOpioid AddictionSubstance AbuseDual DiagnosisMental Health And Substance Abuse
Adult ProgramYoung Adult ProgramProgram For MenProgram For Women
Self-Pay OptionsPrivate insurance
The staff were amazing. Can really tell the people care about you. Amazing people who have lived through the experience and recovery they are trying to show all of us. Can’t recommend it enough.
Tyler
1 month ago
such a good facility. love all the staff! nicole is an awesome therapist!
Sydney Shaw
1 month ago
All In Solutions received me with open arms for the second time. The staff make sure you receive a high quality care treatment. I’m grateful for the love and care . God continue to bless everyone.Thank you for you do .
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Mental Health and Substance AbuseDrug AddictionAlcoholismOpioid AddictionDual DiagnosisSubstance Abuse
Adult ProgramYoung Adult ProgramProgram For MenProgram For WomenSeniors ProgramLGBTQ ProgramMilitary Program
Private InsuranceSelf-Pay OptionsMilitary InsuranceFinancial Aid
My experience was very professional and helpful! The detox and rehab experience has made an impact on my life and future, I am very grateful for the staff and my therapist Ashley was absolutely amazing. The time I spent here, they provided good attention to what has to be focused on.
Anna Mattina
3 weeks ago
Great facility, was absolutely the best move I could’ve made! Staff, nurses and chefs are top notch! Wanna start getting well, Boca jersey is the place to come and get help!
Meagan Stranninger
1 month ago
My sobriety journey started at Boca. The staff members including Miss Tracey, Hannah and Kevin their alumni coordinator have completely flipped the trajectory of my life. I was immediately taken in with open caring arms and they made my detox process as comfortable as possible. During my stay, Joe was extremely helpful in helping me slowly gain my appetite back and start to feel stronger and was so attentive to my nutritional health. Nurse Patrick was so kind to me during my intake and Kevin still reaches out to me very often to check in and is so helpful in my recovery process. I owe gaining my life, my strength and my family back to Boca and I am eternally grateful❤️
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Good experience and I got a lot out of it. Great start to my recovery. Thanks!
Kahlil Covell
1 week ago
It was a short stay but the staff and facility were great. Things were clean and well kept, groups were informative and diverse. 10/10 would recommend
*Edit 2/27*
I had to return to lake Ariel for further treatment 33 days ago. The staff was still just as great as ever. I didn't feel judged or ashamed that I had to return and was greeted with open arms. The education and care that I received was top tier compared to other treatment centers in the past. I highly recommend avenues at lake Ariel. Keep up the good work guys!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I can’t say enough good things about Rise. They helped me when I was at my worst and it’s an extremely friendly and easy environment To rehabilitate. The people there are amazing, especially Ron And Allison, but I wouldn’t even limit to it to them. Everybody there is amazing. The rooms are comfortable and big. The food provided by professional chefs is amazing. Most of all the therapy were provided, saved my life!!
Tyler Shupe
5 days ago
Received wonderful care here. From the moment I entered the facility, I knew I was in good hands. Something obvious about Rise early on is the amount of care and interest the team has in you and your recovery. At every point of my journey, I was confident that the team had my best interests in mind. The location is gorgeous and comfortable. Every day I looked forward to the engaging group therapies, the kind and friendly conversations I enjoyed with staff, and the wonderful food prepared by the chefs. I highly recommend Rise if you find yourself in need
Zeke Bluestone
2 weeks ago
Rise in Malibu exceeded my expectations at every level. The setting is peaceful and restorative, but what truly stood out is the care. The staff treated me with unconditional respect, compassion, and professionalism from day one. Therapy was thoughtful and individualized, combining clinical depth with holistic options that supported both physical and emotional healing.
The program structure provided accountability while still allowing space to breathe and reset. Group sessions felt safe and meaningful, and the one-on-one work helped me understand patterns and build real tools for life outside treatment. Even the daily routines, meals, and amenities reflected a genuine commitment to wellness and dignity.
If someone is looking for a place that balances clinical excellence with humanity and respect, Rise in Malibu delivers. I’m grateful for the experience and for the foundation it gave me moving forward.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Coming from Canada, I was hesitant. But God knew that S2L was exactly where I needed to be. At 64 years of age, I was able to discover my true identity, purpose, and mission in Christ. They help you in trying to get clean and sober for sure. But what S2L and the staff are all about is the Gospel of Jesus Christ. That’s why it is so successful.
TIM TANNER
4 months ago
I’ve had the privilege of seeing the life-changing impact this ministry has on countless men & I can’t recommend it highly enough! God has His Hand on this ministry & I’m honored to see the Lord work in these men!
Hunter Stanfield
4 months ago
Come here with a open mind and heart. It can and WILL change your life in all ways. Trust the process and trust God! Could go on and on about how amazing this place, I'll forever be grateful!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionMental Health
Adult ProgramLGBTQ ProgramYoung Adult ProgramMilitary Program
Self-Pay OptionsMonthlyPrivate Insurance
Good place, great housing
Nicole Rivera
3 months ago
Amazing support network and great staff lovely time with my stay at STR buck
William Perry
4 months ago
My experience at Steps to Recovery has been great for the most part, the people and the environment are very welcoming and comforting. I have had some issues that have come up, but they usually get resolved. My only main gripe is with some of the other clients at the community living house fail to clean up after themselves, and some do not know self control. But, the staff here is very professional and easy to talk to. I find that the opportunities here for my recovery journey are pretty good, although I'd like access to more holistic therapy resources. I've actually personally facilitated a Dharma meeting and will facilitate more in the future. I appreciate my time here at STR and am excited for the future with them.
This is an ad and Avenues Recovery Center at Fort Wayne is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More
Nursing staff was very concerned with my mental and physical needs and helped take care of me. The awareness of my addiction is much more clear now I was given many tools to work with in my days of recovery. All of the staff have helped me on my journey!!
Randy
5 days ago
Avenues is a place that I would happily 😊 recommend to any I ne who is looking to get and stay sober. The staff is amazing, Samantha, Bobby, Kyla, Julia, Tim, Teresa and Madison will help teach you the skills needed to do the shadow work to help you understand your addiction. Lisa and Tim will help you get to your next step after Avenues. Medical and the techs like Z, Dawn, Lopez, Melissa and so many more will help you day to day in getting and staying acclimated. Even the cleaning staff and Lorenzo at the front desk will take time to speak to you if you're having issues or just a rough day.
Audrey Bernier
5 days ago
I came to Avenues Recovery Rehab after dealing with multiple addictions i struggled for 10 years trying to find the right way to pick up the pieces in my life I got sober on October 28th 2025 I had already been to several half way houses and avenues in Fort Wayne a few times before but was never freed from mental illness and the struggle of anxiety or the urge to want to use I couldn't find the strength to say the words unmanageable that that was how my life had become I'm so thankful for avenues recovery and will never forget the effort your staff and therapists and case managers put in to help get you through and into recovery mode like you did to my life
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Elevate has been a life changing experience. The staff is very professional and compassionate. The community of clients is very special and the morale is unlike anywhere else. I would highly highly recommend Elevate Addiction Services to anyone struggling with addiction. From detox to the very end of your stay you are well taken care of. Elevate is a place that made my dreams come true, to fully engage in the life that I only ever dreamed of living but was too scared to commit to. Honestly I just didn't know how, but they met me right where I was and supported me on my journey to incorporating breathe, movement, nutrition, meditation, and community into my everyday life. The place, the staff, the clients, is what makes Elevate Addiction Services what it is and it changed me and transformed me radically from the inside out. I am forever grateful for the opportunity that I was given. Thank you elevate for everything and more.
Travis Boe
3 days ago
This is the best program I have ever gone through. I love how it incorporates fitness which helped me bounce back quicker than ever mentally and physically.
Michael Wilcox
3 days ago
All I can say is wow. I came here for some issues I’ve had my entire life childhood trauma which led to the use of hard drugs and isolation. Not knowing or talking about how I feel, I thought that that was just what a man was supposed to be . This place taught me how to deal with everything. I never thought I’d say I’d never smoke weed again, but here I am. I’ll never smoke weed again. I just thought it was a part of me. Boy was I wrong. This place is truly amazing.
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Frequently Asked Questions
Does Blue Cross Blue Shield Insurance Cover Addiction Treatment?
Yes, most Blue Cross Blue Shield insurance policies cover drug rehab and addiction treatment.
BCBS may cover several types of behavioral health services. For example, if you need inpatient and outpatient care, medical detox, therapy, counseling, and aftercare programs to support your recovery journey, your plan may help.
Two federal laws regulate the insurance industry. These laws are the 2008 Mental Health Parity and Addiction Equity Act and the Affordable Care Act. However, there are exceptions to these laws, so it is important to check your insurance coverage before starting treatment.
Typically, an addiction treatment center can help verify your insurance coverage, estimate your out of pocket costs, and answer your questions about the therapy options.
Where Does Blue Cross Blue Shield Offer Coverage
Blue Cross Blue Shield offers coverage across the U.S., including all states, Washington DC, and Puerto Rico. The insurance coverage is provided through 33 independent and locally operated companies. Each one serves a specific region and offers tailored plans to meet the needs and regulations of the local communities.
In addition to domestic coverage, BCBS offers international coverage through the Blue Cross Blue Shield Global network. This provides coverage when you live, work, or travel abroad, and it ensures that as a member of Blue Cross Blue Shield, you have access to healthcare services worldwide.
BCBS has insurance plans in all 50 states through various licensee companies. Learn more about Blue Cross Blue Shield insurance in a few of these states:
What Types of Policies Does Blue Cross Blue Shield Provide?
BCBS offers a full range of policies across independent insurance companies. The policies are designed to meet the needs of the local communities. This means you may not find every type of BCBS plan in your geographical area.
You can usually buy individual and family plans through the health insurance marketplace for your state. They include a range of Health Maintenance Organizations and Preferred Provider Organizations. You can also find High Deductible Health Plans that can be paired with Health Savings Accounts.
Long term plans in the Marketplace must meet the Affordable Care Act regulations for essential health benefits, including covering treatment for mental health conditions and substance use disorders.
Employer Sponsored Group Health Plans cater to businesses of all sizes. Often, larger employers can acquire more benefits in their policies and have more flexibility in choosing what to cover. These plans may cover essential health benefits, including behavioral health services and chronic disease management.
Government sponsored health plans include Medicare and Medicaid. Blue Cross Blue Shield offers Medicare Advantage plans, Medicare Supplement Insurance, and Medicare Part D prescription drug plans.
Medicare Part D typically covers medication assisted treatment for Original Medicare. Medicare Supplement Insurance helps cover Original Medicare copays and deductibles for inpatient and outpatient care, including behavioral health services. Medicare Advantage plans replace Original Medicare and often offer additional coverage benefits but you generally have to stay in the plan’s provider network.
Specialty insurance plans offer additional coverage beyond standard insurance policies. This might include dental, vision, critical illness, and short-term health insurance.
BCBS also offers international health insurance policies to cover your medical care while you’re traveling or living abroad.
What Types of Inpatient Addiction Treatment Are Covered By Blue Cross Blue Shield?
Most BCBS plans cover the cost of inpatient or residential treatment. During inpatient treatment you’ll be in a clinic or hospital while residential treatment usually takes place in a more home like facility located outside of a hospital. Medical detox may occur in either setting.
In inpatient programs you’ll get around the clock care and support delivered by professional staff. Inpatient care often lasts for several days or weeks while residential care typically lasts 28 to 30 days with some programs running 60 days or 90 days or more.
Insurance plans emphasize medical need as a condition of coverage so you may need a referral and/or preauthorization before you start treatment. Every plan is different so be sure you understand your coverage and out of pocket costs. Also remember that if you go to a facility in your plan’s network you can get maximum benefits for the lowest cost to you.
What Types of Outpatient Rehab Are Covered By Blue Cross Blue Shield?
There are several different outpatient programs that may meet your needs For example apartial hospitalization or day treatment program offers the most intensive care. You may also encounter intensive outpatient programs and general outpatient care.
If you’re in a partial hospitalization program you’ll attend treatment during the day and then return home or to a sober living environment at night. A typical PHP program runs for 4 to 8 hours a day for three to six days a week and lasts 30 to 90 days. You’ll get treatment similar to a residential program including evidence based care and holistic treatment options.
If you attend an intensive outpatient programs you usually get 9 to 20 hours of treatment per week with the hours spread over 3 to 5 days. The program generally lasts for at least 90 days.
In generaloutpatient programs you would visit a clinic or rehab facility one or more times a week. Group counseling and educational sessions on substance misuse and relapse prevention strategies make up the typical program schedule. Individual sessions are often offered as needed and some general outpatient programs include 12 Step peer group meetings.
Does BCBS Cover Suboxone & Methadone (MAT)?
Medication assisted treatment is a common form of treatment used to address alcohol and opioid use disorders with the use of FDA approved medications and counseling. As standard medications for MAT, Suboxone and methadone are often covered under BCBS plans.
Does Blue Cross Blue Shield Cover Mental Health Benefits?
Depending on your policy, you may have access to a range of behavioral health benefits, including those that address mental health and substance use disorders.
Your coverage details including benefits and co-payments along with deductibles and provider networks will vary based on where you live and the plan you purchase. You are encouraged to review your plan’s benefits or work with your addiction treatment center for precise information about your coverage.
Their insurance policies may include inpatient and outpatient mental health counseling and therapy, medications, telehealth services, and case management.
Does Addiction Treatment Need to Be In Network?
Depending on the type of plan you choose you might need to attend an in network rehab in order for the costs to be covered by your insurance.
They offer both preferred provider plans, also called PPO, and health maintenance organization plans. PPO plans let you get treatment from any provider you wish to use and you don’t need a referral. But these plans generally have higher premiums and greater out of pocket expenses than HMO plans.
HMO plans will have a lower monthly premium, but the cost savings come with some tradeoffs. You’ll need to see a provider that’s within the plan’s network and you generally need a doctor’s referral to see a specialist such as an addiction counselor. HMO plans usually do not cover out of network care unless it’s a life threatening emergency.
How Much Does Addiction Treatment Cost Without Insurance?
If you don’t have private insurance you can still find affordable addiction treatment. Most states and many counties have government funded substance abuse treatment programs and you can find information about them on the state or county website. These rehabs might have longer waiting periods for admission and you won’t find luxury amenities but you can get the treatment you need for free or at a very low cost.
Other ways to afford addiction treatment include using scholarships which are sometimes available from treatment centers or advocacy groups such as LGBTQ+ groups. Ask the rehab you are considering whether they have these options. Also find out whether the rehab offers sliding scale reduced fee options. Finally if need be you might consider using a credit card to pay for your addiction treatment or you could borrow money from family or friends.
The most important part is getting the care you need so take the time to be diligent and creative in searching for funding options.
Calls to any general helpline will be answered or returned by a paid advertiser.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
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