UnitedHealth Group Insurance Coverage for Drug Rehab

Discover how UnitedHealthcare covers addiction treatment, including rehab options, outpatient services, and support for mental health.

UnitedHealth Group Insurance Coverage for Drug Rehab

Discover how UnitedHealthcare covers addiction treatment, including rehab options, outpatient services, and support for mental health.

UnitedHealth Group is a global business that provides a variety of health focused solutions. Their UnitedHealthcare company offers health insurance for over 29 million people in the United States.

They also have 2.2 million people insured in South America. For folks who are older you can get a Medicare Advantage plan through UnitedHealth. They also have Medicaid plans for lower income folks in multiple states.

By Cary Damerow

Medically Reviewed by Anna Spooner

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Soberman’s Estate 1 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.90 / 10 5.0 (16 reviews)	Soberman’s Estate, located in Cave Creek, Arizona, is an alcohol and drug rehab center that provides addiction treatment services to adult men, professionals, and public figures. They are a discrete, luxury rehab for individuals aged 30 to 80 years old. This location caps their treatment center at ten men at a time. As one of leading inpatient re	Treatments Programs Payment Options Mental HealthSubstance AbuseAlcoholismOpioid AddictionMental Health And Substance Abuse Adult ProgramYoung Adult ProgramProgram For Men Private InsuranceSelf-Pay OptionsFinancial AidSliding Scale Payment AssistanceMedicaidMedicare	Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and worked better than I expected. The staff is remarkable - professional, considerate and genuinely caring. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined. I feel confident, secure and grateful for my new life. I have reconnected with my family and friends. Thank you Soberman. George B. 3 months ago Yes, very professional staff, treatment, therapist, chefs were good! even the home cook did the best she could, and loved the horses of Course! Saturday morning hiking was fun to explore the trails of the nearby mountain area! John E Williams 4 months ago I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!! Kevin Crawford 4 months ago	5 5
All In Solutions Detox 2 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.81 / 10 4.9 (548 reviews) Claimed	All In Solutions Detox in Simi Valley is one of the best ranked inpatient detox facilities in California providing safe, medically supervised care for individuals beginning their recovery from drug or alcohol addiction. As part of the All In Solutions Behavioral Health network, this facility serves as the first step in a full continuum of care. Cli	Treatments Programs Payment Options AlcoholismDrug AddictionMental Health And Substance AbuseOpioid AddictionSubstance AbuseDual Diagnosis Adult ProgramYoung Adult ProgramProgram For MenProgram For Women Private InsuranceSelf-Pay Options	I had an amazing experience and really enjoyed getting to know the staff and my fellow peers in groups. The staff really cares about your recovery and you will feel better every day. The food is good too lol. Desiree 1 week ago I loved it here it was a great place to be would definitely recommend to anyone wanting to get sober thank yall! Kyle Robinson 1 week ago i owe it all to this place. 100% recommend if you’re serious about your recovery. thanks AIS ❤️ maddy chacos 1 week ago	5 5
Symetria — Hurst Outpatient Rehab & Suboxone Clinic 3 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.80 / 10 5.0 (66 reviews)	Symetria – Hurst Outpatient Rehab and Suboxone Clinic in Hurst, Texas, is a private drug rehabilitation clinic for adults. One of the best outpatient rehab centers in Texas, Symetria offers various withdrawal medications to help clients get started with their recovery journey. You’ll also have access to treatments such as the intensive outp	Treatments Programs Payment Options Substance AbuseAlcoholismOpioid Addiction Adult ProgramYoung Adult Program Private InsuranceSelf-Pay OptionsMedicareMilitary Insurance	Symetria is unbelievably amazing!!! The Hurst staff is phenomenal!!! I can't imagine that another location has a better staff. A special shout out to Deborah, Benjamin, and Samantha of course. You all are doing amazing, amazing, selfless work. You all are very special to so many!!! Vernon Godsey III 3 months ago Huge shout out to the team at symetria who make me feel like family I appreciate everything they do and huge shout out to Osagie for helping me! He is AWESOME!!! I love you symetria❤️❤️❤️ Chloe Roseman 4 months ago BEST PLACE EVER. I have tried various other doctors/clinics and none of them even begin to compare to this one. The staff here is absolutely amazing. I can’t even make a single complaint. Dr Son is the best as well. He explains everything and you truly feel like he understands you. I can proudly say this, this place saved my life. If you or someone you know needs help getting off opiates do it right the first time and come here. You won’t be disappointed. If you are specifically struggling with fentanyl please don’t waste your time with other ways. I have tried 6 other methods from lazer therapy to having the earpiece to suboxone. Methadone is the key to our current fentanyl crisis. This clinic makes recovery possible again! Mason 4 months ago	5 5
Boca Recovery Center – Bloomington Alcohol & Drug Rehab Ad This is an ad and Boca Recovery Center – Bloomington Alcohol & Drug Rehab is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More Bloomington, IN 4.9 (211 reviews)	The Boca Recovery Center is a luxury alcohol and drug rehab center for adults in Bloomington, Indiana. They specialize in cutting edge addiction treatment provided in a residential setting. One unique part of this alcohol and drug rehab in Indiana is the peaceful, secluded setting. If recovering in a clinical hospital setting doesn’t sound very a	Treatments Programs Payment Options Drug AddictionAlcoholismOpioid AddictionDual DiagnosisMental Health and Substance AbuseSubstance Abuse Adult ProgramYoung Adult ProgramSeniors ProgramLGBTQ ProgramMilitary Program Private InsuranceSelf-Pay OptionsMilitary InsuranceFinancial Aid	View Website (930) 203-1400	This place damn near saved my life. Staff is amazing and care almost on a personal level. Nurses are knowledgeable and groups are interactive informative and inclusive. Edit* Shout out to Beth, Nora and Carter! Made a great impact on my recovery! V Montez 1 week ago I learned a lot from this place. They’re really good at bringing everything out that you need to say in under to recovery. Thanks for everything. You guys have changed my life Megan Tipton 2 weeks ago Boca recovery was a magical experience during a very difficult time that will always hold a special place in my heart. From top to bottom, the support of staff is second to none. Tyler and Carrie, Carter, Alexx, Ashley, Brooke, Michelle, Meagan, and the rest of the techs are phenomenal. My therapist January opened my eyes to perspectives I had been missing my entire life and Justin the case manager worked tirelessly from the start all the way until his wife gave birth on my last day to make sure I was set up for success. The nurses are amazing and the medical attention someone needs during this portion of their recovery is 110% offered around the clock. The place has everything you need from a gym to recreational activities, spacious beds with luxury amenities. And one cannot go without mentioning the chef, Tim. You won't find better "rehab food" and conversation. I owe a thank you to the director John for his efforts to get me into a great program after my stay was over. To anyone struggling with with mental health and/or addiction, I cannot shout praises loud enough for what this program has to offer each and every client that walks through those doors. If you want a way out, there's no better place to check in. Alex K 1 month ago	6 6
All In Solutions Counseling Center 4 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.80 / 10 4.9 (291 reviews) Claimed	All In Solutions Counseling Center is a mental health center and addiction treatment program in Boynton Beach, Florida. They provide a partial hospitalization program, an intensive outpatient program (IOP), an outpatient program, medication-assisted treatment, and mental health care for adults with substance use disorder. All In Solutions Counseli	Treatments Programs Payment Options AlcoholismDrug AddictionOpioid AddictionSubstance AbuseDual DiagnosisMental Health And Substance Abuse Adult ProgramYoung Adult ProgramProgram For MenProgram For Women Self-Pay OptionsPrivate insurance	The staff were amazing. Can really tell the people care about you. Amazing people who have lived through the experience and recovery they are trying to show all of us. Can’t recommend it enough. Tyler 1 week ago such a good facility. love all the staff! nicole is an awesome therapist! Sydney Shaw 1 week ago All In Solutions received me with open arms for the second time. The staff make sure you receive a high quality care treatment. I’m grateful for the love and care . God continue to bless everyone.Thank you for you do . Jianil Richiez 3 weeks ago	4
Boca Recovery Center – New Jersey Drug & Alcohol Rehab 5 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.80 / 10 4.9 (451 reviews) Claimed	Boca Recovery Center – Galloway is a drug and alcohol rehab in Galloway, NJ. They provide inpatient addiction treatment and medical detox. Boca Recovery’s New Jersey Drug & Alcohol Rehab, located in Galloway, New Jersey offers residential addiction treatment, medical detox, and medication-assisted treatment in an immersive treatment s	Treatments Programs Payment Options Mental Health and Substance AbuseDrug AddictionAlcoholismOpioid AddictionDual DiagnosisSubstance Abuse Adult ProgramYoung Adult ProgramProgram For MenProgram For WomenSeniors ProgramLGBTQ ProgramMilitary Program Private InsuranceSelf-Pay OptionsMilitary InsuranceFinancial Aid	My sobriety journey started at Boca. The staff members including Miss Tracey, Hannah and Kevin their alumni coordinator have completely flipped the trajectory of my life. I was immediately taken in with open caring arms and they made my detox process as comfortable as possible. During my stay, Joe was extremely helpful in helping me slowly gain my appetite back and start to feel stronger and was so attentive to my nutritional health. Nurse Patrick was so kind to me during my intake and Kevin still reaches out to me very often to check in and is so helpful in my recovery process. I owe gaining my life, my strength and my family back to Boca and I am eternally grateful❤️ Rianna Dean 1 month ago Great facility with even greater staff. One of the best rehab/detox in South, NJ. Donna Kratzer 1 month ago Very comfortable stay Will 1 month ago	7 7
Elevate Addiction Services 6 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.76 / 10 4.8 (318 reviews) Claimed	Located in Watsonville, California, Elevate Addiction Services provides alcohol and drug rehab services to men and women suffering from addiction. Their levels of care include detox, inpatient treatment, and outpatient treatment. One of the best ranked Outpatient treatment centers in California, Elevate Addiction Services provides a wide continuum	Treatments Programs Payment Options AlcoholismDrug AddictionOpioid AddictionSubstance Abuse Adult ProgramYoung Adult ProgramLGBTQ Program Self-Pay OptionsPrivate insuranceMilitary InsurancePrivate InsuranceFinancing	Elevate was an awesome experience. I learned a lot about myself and I now have the tools for long term sobriety Colin Yan 6 days ago Elevate has been a life changing experience. The staff is very professional and compassionate. The community of clients is very special and the morale is unlike anywhere else. I would highly highly recommend Elevate Addiction Services to anyone struggling with addiction. From detox to the very end of your stay you are well taken care of. Travis Boe 6 days ago I have been through other treatment facilities in the past; but Elevate has by far been the best experience I could’ve hoped for. Recovery isn’t just the ability to abstain from substances, but the capability of transforming from within. Not only has Elevate help me appreciate the things within me but everything around me as well. Thank you, Elevate for changing the trajectory of my life and my marriage!! Michael Amodeo 1 month ago	5 5
Avenues Recovery Center at Fort Wayne Ad This is an ad and Avenues Recovery Center at Fort Wayne is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More Fort Wayne, IN 4.8 (758 reviews) Claimed	Situated in Fort Wayne, Indiana, Avenues Recovery Center is a modern, hotel-like addiction treatment facility. They offer a full continuum of care from inpatient detox, residential, medication-assisted treatment (MAT), outpatient and aftercare programs. They have a 95% long-term sobriety success rate. Residential treatment can begin with detox if n	Treatments Programs Payment Options Substance AbuseAlcoholismDrug AddictionDual DiagnosisMental Health And Substance AbuseOpioid Addiction Adult Program Private insuranceSelf-Pay OptionsMedicaidMilitary Insurance	View Website (260) 235-5900	They helped me clean up and look forward and stay positive thank you Tricia for the classes Cheif 3 weeks ago Avenues provided me with the treatment I desperately needed without even knowing I needed it. I learned so much about the disease of addiction, myself, others, recovery, and healthy coping skills to help me further my journey. Miss Gina, Heather, LaToya, Melissa, Jenna, Kyla, Sunny, and LaToya are AMAZING! Bobby and Lopez are also AMAZING. Miss Gina made me feel loved and safe from day 1. Everyone there made me feel loved and safe. They also fostered an environment which encouraged all female clients to support and lift one another up at all times. It was a healthy and loving and healing experience; and I am so very thankful. Ama Nes 3 weeks ago This was a great place to come for my much needed recovery. The staff was great and did a great job at taking care of my individual needs, and personalized care. I truly appreciate everything they have done for me Matt Smith 3 weeks ago	6 6
All In Solutions Counseling Center Cherry Hill 7 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.75 / 10 4.8 (404 reviews) Claimed	All In Solutions Counseling Center is a mental health and addiction clinic in Cherry Hill, New Jersey. They provide outpatient addiction treatment and mental health care. They offer options like an intensive outpatient program, a partial hospitalization program, and medication-assisted treatment. All In Solutions Cherry Hill Drug & Alcohol Reha	Treatments Programs Payment Options AlcoholismDrug AddictionDual DiagnosisOpioid AddictionSubstance AbuseMental Health And Substance Abuse Adult ProgramYoung Adult ProgramProgram For MenProgram For Women Private insuranceSelf-Pay Options	All In Solutions changed my life in ways I can’t fully put into words. I came in feeling lost, broken, and unsure if recovery was even possible for me. From day one, I was met with genuine compassion, patience, and people who truly cared about me as a person, not just my addiction. This program helped me heal not only mentally and emotionally, but spiritually. I found a connection to something greater than myself, learned how to sit with hard feelings instead of running from them, and started to believe that my life had purpose again. They gave me the tools, support, and safe environment I needed to grow, rebuild my self-worth, and create a foundation for a healthy future. Today, I am over a year sober — a miracle and a second chance at life that I don’t take for granted. That new beginning started here. I will always be grateful to All In Solutions for helping me find hope, strength, faith, and a new way to live. Monica Bitrick 1 week ago All In Solutions has changed my life... I highly recommend this program to anyone fighting drug addiction or any problems they are facing in life. ALL the staff are amazing and very professional!! When I got here I had no hope on my future and now that I've completed this program, my dreams are becoming reality. They have taught me so much about myself and life in general to the point that I have COMPLETE confidence that I will stay sober and be able to accomplish any goal I set forward. Thank you to all the staff at All in Solutions, you guys ROCK!!! Forest Boyz 2 weeks ago All In Solutions changed my life! I originally committed to 30 days but less than a week in extended to 90, the staff truly care about their clients and the therapy is top tier! Would’ve stayed longer if u could:) Mack 3 weeks ago	4
All In Solutions Wellness Center 8 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.70 / 10 4.7 (241 reviews) Claimed	All In Solutions Wellness Center is a treatment facility located in West Palm Beach, Florida. This facility specializes in treating adults who are struggling with co-occurring disorders and addiction. The levels of care offered here are detox, residential, and aftercare programs. As one of the best-rated detox centers in Florida, All In Solutions	Treatments Programs Payment Options AlcoholismDrug AddictionMental Health And Substance AbuseOpioid AddictionSubstance AbuseDual Diagnosis Adult ProgramProgram For MenProgram For WomenYoung Adult Program Private InsuranceSelf-Pay Options	All the techs here are outstanding at what they do. Byron Hamlett 3 weeks ago It was very incredible very educational spiritual and fulfilling Francis Nadeau 3 weeks ago All in solutions is amazing, great staff food is amazing and also the therapist. Chayce Frangione 3 weeks ago	5 5
Hawaii Island Recovery 9 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.70 / 10 4.5 (44 reviews)	Hawaii Island Recovery is a live in drug and alcohol rehab for adults in Kailua Kona. You’ll stay in an island style home surrounded by gorgeous views of this tropical paradise. Your treatment will start with supervised medical detox then you’ll move on to residential treatment. They only take in eight people at a time to create a safe place fo	Treatments Programs Payment Options AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid Addiction Adult ProgramMilitary Program Private InsuranceSelf-Pay OptionsFinancial AidMilitary Insurance	Hawaiian Island Recovery impressed me with their professionalism and kindness from the first meeting to the last. The therapists are well-trained and really care about you. It made all the difference that the program seemed to be made for me. Rose Allen 3 months ago This place really helped me get my life back on track. A peaceful place with great people and a calm, helpful atmosphere. I never felt like I was being judged; I just felt supported. Jennifer Haggerty 4 months ago Finally free. This place is nothing like I imagined rehab would be. Instead of feeling like a hospital, it felt like a healing retreat. The ocean, the staff, the horses... it all just worked. I found a part of myself here I thought was gone forever. Mahalo nui loa. A Google User 4 months ago	6 6
Asana Recovery: Drug & Alcohol Rehab In California Ad This is an ad and Asana Recovery: Drug & Alcohol Rehab In California is a paid advertiser. Paid advertisers may be listed first in search results. This ad may contain content provided by the advertiser. Rehab.com does not verify ad content or any reviews that are displayed. Learn More Costa Mesa, CA 4.7 (113 reviews) Claimed	Asana Recovery has many locations, including the outpatient clinic on Pomona Avenue in Costa Mesa, California. That location is only a 12-minute drive to Balboa Pier at the beach. Their outpatient treatment for adults includes a partial hospitalization program (PHP), and an intensive outpatient treatment program (IOP). These programs are for adu	Treatments Programs Payment Options AlcoholismDrug AddictionDual DiagnosisOpioid AddictionSubstance AbuseMental Health And Substance AbuseMental Health Adult ProgramYoung Adult Program Private InsuranceSelf-Pay OptionsSliding Scale Payment AssistanceFinancing	View Website (949) 763-4175	Asana Recovery’s couples program is one of the best we’ve experienced. The location is great and conveniently close to the Pacific Ocean, which adds to the calming atmosphere. The therapists were extremely helpful and provided excellent couples therapy. The environment was very comfortable, everyone was relaxed, and it truly felt like a peaceful, healing place. Mark Shandrow 2 weeks ago ⭐️⭐️⭐️⭐️⭐️ Exceptional Care, Life-Changing Experience at Asana Recovery My journey with Asana Recovery has been nothing short of transformational. Walking through their doors, I wasn’t just another patient entering a treatment center—I was a person in need of compassion, structure, and genuine guidance. From the very beginning, the team at Asana made me feel seen, heard, and supported in a way that very few treatment centers truly deliver. After just two months in recovery, I was given the incredible opportunity to become a house manager, which was a breathtaking experience. Not only did it deepen my recovery, but it allowed me to support others walking the same path. That chance to step into responsibility and service was life-changing, and it’s something I will always carry with me. What sets Asana apart is the people. Jonathan and Linda, in particular, are shining examples of what makes this place extraordinary. Jonathan’s ability to connect with individuals on a deeply human level created a sense of trust that allowed me to open up and truly engage in the process. His wisdom, steadiness, and encouragement gave me tools that I will carry for the rest of my life. Linda’s presence is like a beacon—warm, nurturing, and absolutely unshakable. Her kindness and dedication went far beyond a “job”; it was clear she cares about every single person who comes through Asana’s program as if they were family. And it isn’t just them—the entire Asana team embodies that same commitment. Whether it was the counselors guiding me through difficult conversations, the medical staff ensuring I was safe and cared for, or the support staff who brought positivity into every interaction, each person played an important role in making recovery feel possible. They created an environment that blended professionalism with heart, where structure and accountability were balanced with compassion and encouragement. I’ve been to other facilities and spoken with countless people who have gone through recovery in different settings, and I can say without hesitation that Asana stands in a class of its own. Their approach is holistic, their community is genuine, and their impact is lasting. To anyone considering Asana Recovery—whether for yourself or a loved one—know this: you will not just find treatment here; you will find hope, healing, and a family that will walk alongside you every step of the way. I am deeply grateful to Jonathan, Linda, and the entire Asana Recovery team for helping me reclaim my life. Brad Barton 5 months ago Amazing residential home! Or at least the one I was at in Huntington beach. Love the food, staff, nd they also helped me get a job towards the end of my treatment!! Cassie Lee 10 months ago	13 13
All In Solutions California 10 Top 10 in UHG&UHC Rehab Score Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now. 8.69 / 10 4.7 (209 reviews) Claimed	All In Solutions California was previously known as Adjustments Family Services. They are located in Simi Valley, California. They provide multiple treatment programs for men and women to address dual diagnosis and opiate addiction. Private insurance is accepted. With top-rated Outpatient and PHP programs, All In Solutions Counseling Center Califo	Treatments Programs Payment Options AlcoholismDrug AddictionMental Health And Substance AbuseOpioid AddictionSubstance AbuseDual Diagnosis Adult ProgramProgram For MenProgram For WomenYoung Adult Program Self-Pay OptionsPrivate insurance	All in Solutions was the answer for my journey into sobriety! Great accommodations and facilities made it feel like home. All staff, counselors, and facilitators were very engaged, kind, and available to help with all of my needs. I truly believe that I have been given a second chance at life! If you need to gain control of addictions, call AIS! - Kevin Kevin Witherell 2 weeks ago All in solutions is a great treatment facility for recovery …if u want some come get some ..shout to my counselor Jason all the staff America always helped me with all my work stuff …shout out to Debbie and Anthony for all they do …to all the sober coaches they lead by example …great place Ansel Ruiz 2 weeks ago AIS is truly amazing, great place has changed my life greatly. All the staff there are a blessing and have a caring heart for their clients. Debbie Anthony, and Bethany are amazing always extending their helping hands. Great place. Now, my counselor JASON he is amazing he has been a huge encouragement and model in my recovery, his knowledge and experience has changed my life if so many ways he's very helpful understanding and tells it like it is because he genuinely cares about your recovery, this man truly is a human Angel 😇, this man deserves a raise lol. But thank you to all in solutions for all the support and for helping me in one of the worst times of my life. Gerard Gerard Vasquez 3 weeks ago	5 5

Frequently Asked Questions

Does UnitedHealth Group Cover Addiction Treatment?

There are a lot of treatment options to help you leave addiction behind. Best of all, most UnitedHealthcare plans can help pay at least some of the costs of drug rehab.

Back in 2010 there was a law passed called the Affordable Care Act (ACA). The law said that most long term health insurance plans have to offer coverage for specific types of care, and both mental healthcare and addiction treatment are on the list.

There are exceptions to the law, however, so be sure to verify your insurance coverage before you start rehab.

How the coverage works will depend on your specific plan. For specific details about your coverage you should talk to the insurance company. For example, they can help you choose a center that’s part of the network and maximize your insurance benefits.

What Insurance Plans Does UnitedHealth Group Offer?

You can find UnitedHealth plans in every state except New York. They have many different plans to help their members access healthcare.

In the United States individual and family plans are provided in three primary kinds of insurance plans. They are Preferred Provider Organizations (PPOs), Health Maintenance Organizations (HMOs), and Exclusive Provider Organizations (EPO).

A PPO gives you maximum flexibility which is important. It also has the most expensive premium. PPO plans often provide out of network benefits, which means you can go to any facility you want. However, the insurance will cover less of the cost and you will cover the rest. That’s why it’s a good idea to find a provider in the network if possible.

An HMO is the least expensive monthly, but you can only use network doctors and facilities. Overall, United Healthcare works with over 1.3 million doctors and 6,700 hospitals and facilities, but your specific plan will have a smaller network focused on your local area. You’ll need to have a designated primary doctor and have them give you referrals for specialized care, which includes drug rehab.

An EPO requires you to choose in network doctors and facilities, but what I like about these plans is that you don’t need a referral to see a specialist. That means you have more flexibility about where and when you get the help you need.

UnitedHealth has insurance policies in almost every state. Make sure you fully understand your coverage. That will allow you to get the help you need while maximizing your insurance benefits.

United HealthCare also provides certain Medicare plans. Medicare Advantage through UHC includes the same benefits as Original Medicare and usually has a prescription benefit. The plan may also offer vision and dental coverage along with free fitness memberships and more.

Both Original Medicare and Medicare Advantage plans have premiums and deductibles along with other out of pocket costs like copayments or coinsurance. One advantage of Medicare Advantage plans is that they often have set copayments instead of having you pay a percentage of the bill. This ensures you know what to expect and that there are no great surprises when you receive your healthcare bills.

With Original Medicare you can see any participating Medicare providers or facilities in the United States. With Medicare Advantage, you may be required to see providers or seek care with in network providers only. There are exceptions in cases of emergency or urgent care situations.

UnitedHealth also offers Medicare Supplement plans which are known as Medigap. Medigap is a supplemental insurance plan that helps you pay some out of pocket expenses such as your coinsurance. These plans are meant to help Medicare be more affordable.

For people with special needs UHC offers a Medicaid plan called Dual Eligible Special Needs plans (D SNP). This type of plan offers participants additional coverage because it allows for individuals to be covered under both Medicaid and Medicare if they meet eligibility requirements.

They also offer Medicare Part D which is a plan for prescription medication coverage.

United HealthCare offers Medicaid plans to lower income individuals and families in specific states. For qualifying children and adolescents, they offer a medicaid plan called Children’s Health Insurance Plan (CHIP).

Medicaid generally offers coverage for addiction treatment but you need to find a provider that accepts Medicaid coverage. Each state has its own state and county funded programs that may accept this insurance plan and often you can get care for $0 or a very low fee.

What Inpatient Rehab Does UnitedHealth Group Offer?

Inpatient rehab is a covered service for many with United Healthcare but you should verify your mental health benefits before obtaining services. You might have to have documentation of medical necessity and it’s important to know which providers and facilities are in network for your plan.

Inpatient rehab may include medically supervised detox and residential rehab services.

Medically supervised detox can be done in an inpatient hospital setting or residential rehab facilities. During medical detox individuals with alcohol and substance use disorder receive close medical supervision from qualified professionals and may receive FDA approved medications to ease withdrawal symptoms and prevent potentially serious health complications.

This type of treatment is especially beneficial for those with serious addictions especially when the addiction is to alcohol, barbiturates and/or opiates. Detox can last anywhere from a few days to several weeks with the average completion time of 5 to 14 days. After completion of medical detox individuals typically enter inpatient rehab or outpatient treatment.

Inpatient or residential rehab centers include individual and group therapy in a structured setting with 24/7 support. In some programs you can continue with a longer term medication assisted treatment (MAT) depending on your unique needs. Many inpatient programs also use other therapy methods such as music and art therapy along with holistic treatment options such as massage and yoga.

What Outpatient Addiction Treatment Does UnitedHealth Group Offer?

Most UnitedHealth plans cover outpatient alcohol and substance abuse treatment for members. Coverage and plans differ so it is important to check the benefits summary for information on what is covered and determine if in network providers must be used or if prior authorization is required.

Outpatient treatment options such as a partial hospitalization program (PHP) and intensive outpatient along with medication assisted treatment are options that can help you on your recovery journey.

Some outpatient care is more intensive and other programs are less so. A PHP is a full day program that’s similar to residential care except you don’t live at the facility — you go home at night. A PHP is not the right approach for everyone so it is important to discuss options with your healthcare providers to understand what is right for your treatment plan.

The goal of a PHP is to help with sustained recovery and prevent relapse by helping individuals improve coping skills, develop a relapse prevention plan and put together a community support system.

An Intensive Outpatient Program (IOP) is often the next step in recovery once residential or PHP treatment is completed. Understanding that early recovery can be difficult an IOP offers individuals intensive treatment including nine or more hours of treatment per week and a structured plan for recovery. You might also be able to receive MAT during treatment.

The goal of IOP is to help individuals prevent relapse and to develop coping strategies and behavioral change. They also help you establish or re establish support systems. Individuals participate in individual counseling and group therapy sessions and may include vocational training and case management services.

Medication-assisted treatment (MAT) is a form of treatment available for alcohol and opioid addictions. With this form of treatment FDA approved medications are combined with other therapies to treat substance use disorders. United HealthCare plans may cover expenses for any prescription medications that are required for your addiction treatment such as Suboxone or methadone. The specific plan determines how much you’ll have to pay out of pocket.

Keep in mind you may need a referral to a MAT program to get insurance coverage, and your doctor might need to preauthorize the care with the insurance company before you begin.

Can I Travel Out of State for Treatment With UnitedHealth Group?

The type of UnitedHealthcare policy you are enrolled in will determine whether or not out of state care is covered.

Some insurance plans require that members only see providers or use facilities and healthcare systems that are in their network. For those plans, you would not be able to travel out of state unless the other state had in network providers for your specific plan. For example most UHC Medicare Advantage plans are HMOs and will not cover out of network services.

Again, it is important to know your policy. Utilizing the UnitedHealthcare website or calling and speaking with a representative can help clarify any questions about covered benefits.

How to Verify Coverage With UnitedHealth

There are multiple ways to verify UnitedHealthcare coverage. You can call the number on the back of your member card and speak with a representative about coverage and also ask any questions you have about providers or required documentation. Members can go to the UnitedHealthcare website to verify coverage and find providers.

For many, a treatment center you’re interested in can offer assistance in verifying active insurance. They can let you know if your doctor needs to send a referral or ask for preauthorization. Because UnitedHealthcare offers so many different types of health insurance programs in many states it is important that you have the specific name of your plan available when verifying coverage.