Optum Health Insurance For Addiction Treatment

Explore Optum Health’s addiction treatment options and insurance partnerships. Verify coverage for your path to recovery today.

Optum Health Insurance For Addiction Treatment

Explore Optum Health’s addiction treatment options and insurance partnerships. Verify coverage for your path to recovery today.

Optum Health is a health services company. They are part of the UnitedHealth Group, one of the largest healthcare companies in the U.S. They do not provide insurance plans but rather partner with employers and insurance companies to provide various services to consumers.

These services can include behavioral health services and primary care clinics along with urgent care, specialty care, and care for chronic conditions. The goal is to improve the healthcare system by integrating care and improving your access to services.

Their key focus areas are care delivery and pharmacy services along with technology and data analytics. They also offer behavioral health services and health management. They help health plans save money by using digital strategies to reduce the cost of care. Other solutions include consulting services and payment delivery solutions along with risk management and quality performance to drive better outcomes.

Does Optum Health Cover Addiction Treatment?

Optum Health partners with various insurance plans to provide behavioral health services and addiction treatment for members and employees. They facilitate substance use disorder solutions to help individuals achieve stabilization and long term sustainable recovery.

These solutions include applying analytics to data that identify appropriate and effective early interventions. Optum Health helps connect members to evidence based care in their local area including treatment centers that offer inpatient and outpatient options. After your customized treatment program Optum will continue to promote your recovery offering ongoing support and guidance.

Not every insurance company or employer that uses Optum Health services will have the same benefits and levels of coverage. Before committing to a treatment program discuss your insurance details with your provider. This helps prevent unexpected bills from appearing after treatment.

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Addiction Centers That Accept Optum

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Evolve Indy – Indiana Drug & Alcohol Rehab

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8770 Guion Rd Suite B Indianapolis, IN 46268
4.9
(100 reviews)
Check iconClaimed
4
Top 10 Rehab In Indiana
Evolve Indy is an addiction treatment center in Indianapolis, Indiana. Their innovative approach to drug treatment includes a calming interior design that promotes flow, movement, and social interaction. They treat both substance use along with dual diagnoses given for co-occurring disorders. The center encourages outdoor activities with adventure-
View Website (317) 666-8485
Had a great experience there with everyone from the techs to the instructors
jeremy k
1 week ago
This place has save my life in so many ways I love all the techs. This isn't jus a recovery center this is a family love you all at evolve indy -Amar
Amar Stevedores
1 week ago
This place is a great place to go if you need help with substance abuse or just mental health as well. When I went, I unfortunately didn’t take it very seriously but the people that did take it seriously have been very successful. Kyler was a great mentor while I was there, and he along with the other techs all seem very genuine and honest and willing to help in anyway they can. I am extremely grateful for this place, as well as Kyler especially. I don’t think I would be where I am today without him as a mentor.
Andrew Mohr
1 week ago
Evolve Indy IN 46268
9
9
3010 E Cloud Rd Cave Creek, AZ 85331
5.0
(12 reviews)
Check iconClaimed
1
Top 10 Rehab In Arizona
Soberman’s Estate, located in Cave Creek, Arizona, is an alcohol and drug rehab center that provides addiction treatment services to adult men, professionals, and public figures. They are a discrete, luxury rehab for individuals aged 30 to 80 years old. This location caps their treatment center at ten men at a time. Soberman’s Estate, located i
Soberman’s estate saved my life and the staff was tremendously amazing. I deeply appreciate their commitment to assisting individuals battling with depression and other addictions. Thank you Brady, Trish, Janice, Jody, Allen and the entire staff.
Japhet Niyizigama
3 months ago
My partner spent 9 weeks here last fall. Having tried other inpatient and outpatient programs, I can say that Soberman's truly helped him discover what life was worth living for. The staff and the care they provide are top-notch. I think this place truly saved his life. From a family perspective, I really appreciated how they included me and others in his family in his care. The family support calls and the ability to do family therapy sessions helped me understand his journey better, but to also understand my role in all of this. Overall, I can't recommend Soberman's enough; we are grateful to be a part of their community!
Jenny Martin
3 months ago
Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and works better than I expected. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined.
George B.
4 months ago
Soberman's Estate
5
5
The facilities at Soberman's Estate in Cave Creek, AZ 1 The facilities at Soberman's Estate in Cave Creek, AZ 2 The facilities at Soberman's Estate in Cave Creek, AZ 3 The facilities at Soberman's Estate in Cave Creek, AZ 4
1813 Harwood Court Hurst, TX 76054
5.0
(61 reviews)
1
Top 10 Rehab In Texas
Symetria – Hurst Outpatient Rehab and Suboxone Clinic in Hurst, Texas, is a private drug rehabilitation clinic for adults. The CARF accredited clinic offers various withdrawal medications to help clients get started with their recovery journey. You’ll also have access to treatments such as the intensive outpatient program (IOP), one on one
I AM SO THANKFUL FOR SYMETRIA AND THE GREAT STAFF.They are very helpful with any questions or concerns you may have about the program They make you feel at easeThey don't judge you it's a really great and safe place to began recovery. I highly recommend symyetriaTo all staff : thanks so much. N.B
Nolan Brown
3 months ago
Symetria saved my life in more than one way. Each member of this team deeply cares about the patient without judgement. Vannah is such an incredible Clinician who truly listens, is an advocate for her patients, and is helping me work through my trauma to heal in a healthy way. I am forever grateful for this entire team: Samantha, Vannah, Dr. Son, the wonderful nurses. Thank you for saving my life and helping me heal.
Rhean Wren
8 months ago
Van is the best, and super sweet and helpful.
Allison Richards
8 months ago
Symetria Recovery - Hurst TX 76054
5
5
The facilities at Symetria Recovery - Hurst in Hurst, TX 1 The facilities at Symetria Recovery - Hurst in Hurst, TX 2 The facilities at Symetria Recovery - Hurst in Hurst, TX 3 The facilities at Symetria Recovery - Hurst in Hurst, TX 4
11811 Darlene Lane moorpark Moorpark, CA 93021
5.0
(20 reviews)
3
Top 10 Rehab In California
Enlight Treatment Center is a dual-diagnosis behavioral health and addiction treatment center in Moorpark, California. Focusing on the treatment of adults, they provide counseling, detox, residential drug and alcohol rehab, and aftercare. Enlight Treatment Center is a dual-diagnosis behavioral health and addiction treatment center in Moorpark, Cal
This place changed and saved my life. I owe the staff and owners everything. They took a dead man walking and gave me hope through God and the 12 steps of Narcotics Anonymous. If you need a way out I recommend you give this program a chance. It is above and beyond a different take on rehabilitation. The staff really care, the groups are small and even the owners really support recovery. It's a blessing from God or whatever your higher power may be. May you find him today...
Christopher Vincent
5 months ago
I completed my treatment at Enlight Treatment Center a year ago, and it was a truly transformative experience. When I first arrived, I was dealing with the aftermath of a broken jaw and the emotional scars from being tortured at a fake detox center, which left me terrified to trust anyone. The staff at Enlight went above and beyond to accommodate my needs, ensuring I received the best care possible.Understanding my dietary restrictions due to the injury, the chef prepared special meals that were easy for me to consume, allowing me to focus on healing without worrying about nutrition. This attention to detail and compassion made a significant difference in my recovery journey.The comprehensive care I received included a tailored treatment plan addressing both my substance use issues and the emotional challenges I faced. The staff's genuine compassion and understanding helped me slowly rebuild trust and feel safe in my environment. Their dual-diagnosis approach was instrumental in helping me manage co-occurring mental health conditions and regain control over my life.I am especially thankful for their expertise in helping me get clean off Suboxone, which was a significant milestone in my recovery journey. The caring environment at Enlight made all the difference, providing me with the support and encouragement I needed to overcome my fears and embrace a new chapter in life.Reflecting on the past year, I am incredibly grateful for the foundation Enlight Treatment Center provided, enabling me to overcome not only my addiction but also the physical and emotional hurdles I faced upon arrival. I highly recommend it to anyone seeking compassionate and comprehensive care.-Nik
Taylor Proechel
8 months ago
My first time here was ever lasting but my Second time here was and is still one of the biggest reasons I am fully committed and connected to finding myself in so many ways. This place is no joke and is very serious about whatever it may be that you need help with. I met amazing people in the process of being there and of course let me not forget to mention how loving the staff is! Thank you so much with all my heart! -Frankie!
Frank Cardenas-Leventis
8 months ago
Enlight Treatment Center
5
5
The facilities at Enlight Treatment Center in Moorpark, CA 1 The facilities at Enlight Treatment Center in Moorpark, CA 2 The facilities at Enlight Treatment Center in Moorpark, CA 3 The facilities at Enlight Treatment Center in Moorpark, CA 4
1909 West Carlton Place Santa Ana, CA 92704
5.0
(75 reviews)
4
Top 10 Rehab In California
Pacific Sands Recovery Center is a drug and alcohol rehab located in Santa Ana, California. They provide inpatient addiction treatment and outpatient addiction treatment. Pacific Sands Recovery Center is a drug and alcohol rehab located in Santa Ana, California. They provide inpatient addiction treatment and outpatient addiction treatment. Addictio
Amazing experience. Highly recommended. Shoutout all the staff especially John, Joey, Tim, both Will s, Canada, Gina, Ginger and all the great therapists as well, everyone is super nice
K Z23
2 months ago
From the moment I arrived, I felt welcomed and cared for. Having a private room was a huge plus it gave me the personal space I needed to focus on my recovery while still managing my work and school. The fact that I could use my phone and laptop was incredibly helpful, allowing me to stay connected and on top of everything while receiving the care I needed.The staff were incredible not only professional but genuinely caring. They treated me like a friend, making the whole experience feel much more comfortable. The facility itself is very comfy. Plus, there were plenty of fun outings that kept me active and distracted in the best way possible.If you're looking for a place where you can focus on recovery while still maintaining your responsibilities, I can t recommend this place enough!
Skyler Hermes
7 months ago
I had the privilege of going through detox at this facility. To say this place is awesome is an understatement. They sincerely care about your well being and health. It's a small facility so they can spend more individual time with the residents. They cater three amazing meals a day along with snacks 24/7. If you are truly thinking about changing your life forever, this is the place you want to start your journey. I highly recommend this to anyone needing help. Thank you for reading. Sincerely Anthony W.
Tony Wall
7 months ago
Pacific Sands Recovery Center CA 92704
6
6
The facilities at Pacific Sands Recovery Center in Santa Ana, CA 1 The facilities at Pacific Sands Recovery Center in Santa Ana, CA 2 The facilities at Pacific Sands Recovery Center in Santa Ana, CA 3 The facilities at Pacific Sands Recovery Center in Santa Ana, CA 4
6505 S Paris St. Centennial, CO 80111
4.9
(100 reviews)
2
Top 10 Rehab In Colorado
Footprints To Recovery – Colorado is a drug and alcohol rehab located in Centennial, Colorado. They provide outpatient addiction treatment. Footprints To Recovery – Colorado is a drug and alcohol rehab located in Centennial, Colorado. They provide outpatient addiction treatment. Addiction-related services provided at Footprints to Recovery incl
Footprints was an amazing experience and helped me turn my life around and back on track! I feel like I m my old self again, before my addiction.
Cody Thibault
2 months ago
Wonderful staff and program. The groups are thought out, planned and executed successfully. You can tell the staff are all on the same page when it comes to patient care. Addiction and substance abuse are addressed with compassion and professionalism. Even more than that, the program provides a crash course in mental health which services all aspects of life.Highly recommend for anyone suffering from any level of substance abuse. The staff and the program they ve designed gave me my life back.
Mark Gillaspie
2 months ago
Very thankful for Footprints and to all the staff. I would highly recommend to anyone seeking treatment.
danny garcia
2 months ago
Footprints To Recovery - Colorado
4
The facilities at Footprints To Recovery - Colorado in Centennial, CO 1 The facilities at Footprints To Recovery - Colorado in Centennial, CO 2 The facilities at Footprints To Recovery - Colorado in Centennial, CO 3 The facilities at Footprints To Recovery - Colorado in Centennial, CO 4
9405 Huffmeister Rd Suite 105 Houston, TX 77095
4.9
(37 reviews)
2
Top 10 Rehab In Texas
Positive Recovery Center - Jersey Village is a private substance abuse treatment program in the heart of Jersey Village, Texas. They provide a comprehensive range of partial hospitalization, intensive outpatient, outpatient, and aftercare services for adults. They are accredited by The Joint Commission. Positive Recovery Center – Jersey Vill
The staff are so Awesome, made me feel right at home! God bless everyone on this journey.
Travis Bollom
2 months ago
Postive Recovery, specifically Bill Alcorn, provided a very informative and helpful program for my needs. I appreciated Bill s openness with his past struggles as I and the others in the group face our own struggles. I am a better person for going through IOP with Bill and Positive Recovery.
Cade Murray
4 months ago
This program has taught me so much. Bill is so awesome!
Gary Elshire
4 months ago
Positive Recovery Center - Jersey Village
4
The facilities at Positive Recovery Center - Jersey Village in Jersey Village, TX 1 The facilities at Positive Recovery Center - Jersey Village in Jersey Village, TX 2 The facilities at Positive Recovery Center - Jersey Village in Jersey Village, TX 3 The facilities at Positive Recovery Center - Jersey Village in Jersey Village, TX 4
1850 Lakepointe Drive #400 Lewisville, TX 75057
4.9
(50 reviews)
3
Top 10 Rehab In Texas
Symetria - Lewisville Outpatient Rehab & Suboxone Clinic is located in Lewisville, Texas. They offer intensive outpatient treatment and mental health treatment. Insurance is accepted. Symetria – Lewisville Outpatient Rehab & Suboxone Clinic is located in Lewisville, Texas. They offer intensive outpatient treatment and mental health treat
Symetria of Lewisville is a great place to all those in recovery. The entire staff is super friendly and helpful. They re there to help. Trust me. Special thanks to Cynthia and Ashley. Keep up the great work!
Ross
2 months ago
Costello is my SAG name. My name is James Dupee. I have been visiting the clinic for over a year and have been very pleased. Adam is the best Counselor/Therapist I have ever confided in. He is personable and understanding as well as straight forward with his advice. Cynthia is the most amazing face of a company I have ever met. She is kind and professional yet makes me laugh every time I stop in. The nurses are equally professional and personable. 5 Stars from me.
Jimmy Costello
2 months ago
Symetria Recovery saved my life!! I was driving down the highway suffering major withdraw from opioid addiction. I found Symetria Recovery and they had me in the very next day. When I got tested, I was positive for Fentanyl, which had to of come from something off the street. I nearly had a panic attack thinking about my life ending, leaving behind my wife and 3 beautiful children. I've been here for about 18 months clean and sober and have never been happier. It feels great to be "me" again. Addiction causes you to lose yourself. With the help of the staff at Symetria, you CAN be saved!! Come get saved at Symetria Recovery!!
Zachary Carey
7 months ago
Symetria Recovery - Lewisville TX 75057
4
The facilities at Symetria Recovery - Lewisville in Lewisville, TX 1 The facilities at Symetria Recovery - Lewisville in Lewisville, TX 2 The facilities at Symetria Recovery - Lewisville in Lewisville, TX 3
17330 Newhope Street Unit A Fountain Valley, CA 92708
4.7
(104 reviews)
Check iconClaimed
5
Top 10 Rehab In California
California Prime Recovery Drug & Alcohol Rehab Orange County in Fountain Valley, California, has earned The Joint Commission Gold Seal of Approval for Behavioral Health Care. They provide a wide range of treatment for substance use disorders, addiction, and co-occurring mental health conditions. The outpatient treatment program includes three level
Cpr has been a safe place with empathy they are attached to great sober livings . They were always congruent. They have great outings Nate dog the surf class was awesome. The food was hit or miss but maybe they have figured out. Overall I would recommend this program. Plus its orange county the sobriety capital of the world.
Clint Johnson
2 weeks ago
California Prime Recovery is truly a top-notch facility that goes above and beyond in supporting their clients. The houses are always clean, well-maintained, and provide a comfortable and safe environment for recovery. The staff is exceptional—House Managers Shanon, Kurt, and Jeremy are caring, dependable, and always there when you need them. Program Director Wilson leads with compassion and dedication, making sure every client gets the individualized attention they need. Case Manager Dani is incredibly supportive and attentive, helping clients navigate their recovery journey with empathy and professionalism. The techs and group facilitators also play a huge role in making the program effective. Their knowledge, consistency, and encouragement create a strong foundation for personal growth and lasting sobriety. I’m truly grateful for the entire team at California Prime Recovery—they make recovery possible and sustainable. Highly recommend!
Robin BlackCloud
2 weeks ago
I've been here and it changed my life, from peer support to staff support, and programs w/ benefactors that help to support and assist with issues regarding substance or mental health. California Prime will forever be a highlight of my life. I have many friends from there that create a lasting bond of a lifetime. I love each and every counselor, staff member, and client that I have met or worked with. I love California Prime and if you are in recovery, or seeking sobriety help, this IS thee place for you!
Jeffrey Ambat
3 weeks ago
The facilities at California Prime Recovery in Fountain Valley, CA 1
3
The facilities at California Prime Recovery in Fountain Valley, CA 2 The facilities at California Prime Recovery in Fountain Valley, CA 3
75-5915 Walua Road Kailua-Kona, HI 96740
4.9
(63 reviews)
Check iconClaimed
1
Top 10 Rehab In Hawaii
The Ohana Addiction Treatment Center is located in Kailua Kona, Hawaii on the West Coast of Hawaii Island, often referred to as the Big Island. Ohana is a Hawaiian word that means “family” which is how you’re treated at their facility. They provide a resort style luxury rehab campus on the seaside. The area is known for its amazing weathe
I only have one small complaint: I craved a latte every day but only managed to snag one on a single occasion. Other than that, they really take care of you. The place is fantastic, and the staff, including April, is super friendly. Definitely recommend!
Jim Williams
1 month ago
I initially planned to stay at the Ohana addiction treatment center for just two weeks, with the idea of checking in on how I was feeling during my time there. But honestly, from the fantastic staff to the cozy accommodations, it felt just like home. This place is really ideal for anyone looking to stay sober.
Sherri Stark
1 month ago
I had an experience here that totally changed my life. It was my first time in rehab, and I was super anxious about it. The staff were amazing—so friendly and professional. If you're dealing with addiction, this is definitely the place to seek help.
Meredith Hunter
1 month ago
The Ohana Addiction Treatment Center
3
The facilities at The Ohana Addiction Treatment Center in Kailua Kona, HI 1 The facilities at The Ohana Addiction Treatment Center in Kailua Kona, HI 2 The facilities at The Ohana Addiction Treatment Center in Kailua Kona, HI 3
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What Kinds of Insurance Plans Does Optum Health Partner With?

Optum Health does not offer plans but instead, they partner with insurance companies to provide benefits for individual and family plans in the Health Insurance Marketplace and employer plans along with Medicare Advantage plans and some state Medicaid plans.

Depending on your state, Optum Health may partner with Aetna, Anthem Blue Cross Blue Shield, Cigna, UnitedHealthcare, and other health insurance providers. The insurance provider is responsible for defining the healthcare professionals and facilities that are in and out of the network.

Insurance plans have a variety of different formats. A health maintenance organization (HMO) plan requires you to use a network of designated providers. You can choose a primary care physician and get referrals from them for specialist care. An HMO gives you lower premiums and out-of-pocket costs but also limits your choices of providers.

A preferred provider organization (PPO) is a health plan that has the most flexibility in choosing healthcare providers. You can see any doctor or specialist without a referral and these professionals can be in network and out of network. A PPO generally has a higher premium and higher out of pocket costs but has fewer restrictions on care.

A point of service (POS) plan is a hybrid option that combines the features of HMOs and PPOs. You select your primary care doctor and need to get a referral to see a specialist. However under a POS plan you can see out of network providers at a higher cost. This offers you some flexibility.

An exclusive provider organization (EPO) combines some aspects of an HMO and PPO. It offers coverage only for services that are provided by in network providers except in an emergency. EPOs typically do not require a referral to see a specialist but do not cover out of network care. They often have lower premiums and moderate out of pocket costs.

Where Does Optum Operate?

Optum partners with insurance companies across the U.S. In each state, Optum partners with different medical providers and may offer different services to insurance plan clients.

For example in Connecticut Optum connects insurance plans with a medical network that includes primary and specialty care along with urgent and virtual care. They also have provider networks for Medicare Advantage plans in Connecticut and have developed effective and cost effective care for complex or serious medical problems.

Within Minnesota Optum has partnered with MedExpress to provide insurance plans with urgent care clinics both in person and virtually to treat various conditions.

In Ohio Optum partners with Unity Health Network and American Health Network so insurance plan members can choose from over 70 medical offices and 200 primary care physicians. Their partnership with American Health Network provides insurance plans with network options for video visits and primary care along with health management programs.

What Inpatient Addiction Treatment Does Optum Health Provide?

Optum works with partnered insurance companies to provide medically necessary inpatient addiction treatment. Several steps can support your need for care. The first is to work with your doctor to develop a treatment plan. This helps provide documentation of medical necessity to the insurance company.

The next is the American Society of Addiction Medicine (ASAM) assessment. This comprehensive tool evaluates several criteria and guides healthcare providers in determining the most appropriate level of care. They use a multi dimensional approach that includes the level of intoxication or withdrawal symptoms along with physical conditions and emotional, behavioral, or cognitive conditions. It also considers your readiness to change and the risk of relapse along with your current living situation.

When necessary medical detoxification is the first step in addiction treatment. Inpatient medical detox provides 24/7 support and medical management. You can be prescribed FDA cleared prescriptions that help reduce the withdrawal symptoms and reduce the risk of life threatening conditions that may happen during detoxification from certain drugs.

Once the addictive drugs are out of your system you typically transition into an evidence based treatment program that addresses your addiction triggers and helps you develop healthier coping strategies. If necessary this can be an inpatient or residential treatment program which uses this combination of treatments to promote long term sobriety and sustainable recovery while providing you with 24 hour supportive care.

What Outpatient Rehab Does Optum Health Provide?

Outpatient care provides unique benefits and many insurance plans that Optum supports help cover outpatient treatment. However your outpatient treatment must be medically necessary and most must be prior authorized before treatment can begin. You’ll want to work with your insurance provider before the program starts so you are not surprised by bills during treatment.

There are several levels of outpatient treatment and not all treatment centers provide all levels. A partial hospitalization program (PHP) provides the most intensive level of outpatient care. Most people receive the same level of care they would as an inpatient but they’re able to go home each evening.

An intensive outpatient program (IOP) provides a few hours of therapy each day for several days each week. The intensity of your program is based on a comprehensive evaluation of your substance use disorder and any co occurring mental health conditions.

A general outpatient treatment program typically offers therapy once a week and sometimes twice per week. IOPs and general outpatient treatment are typically more flexible and allow you to meet your work and school obligations.

After completing an outpatient program you may transition into aftercare. The intensity of your aftercare depends on your customized program and what the treatment center and community offer. It may include weekly or biweekly therapy and community support groups along with vocational support and community resources.

Does Optum Health Provide Methadone & Suboxone (MAT)?

Medication assisted treatment (MAT) can be used during medical detoxification and for ongoing treatment of opioid and alcohol use disorders. During medical detoxification medications are prescribed to help reduce the symptoms of withdrawal and the potentially life threatening side effects of withdrawing from some medications.

In ongoing treatment medication assisted treatment can help reduce cravings and the risk of relapse. It is typically included in a medication management program that evaluates the prescribed medications and their expected effects along with side effects to help support your recovery journey.

Typical medications include methadone and buprenorphine as well as naltrexone and Suboxone. Methadone and buprenorphine are opioid agonists and used strictly in opioid use disorders. Naltrexone is used in opioid use and alcohol use disorders. Suboxone is a combination medication of buprenorphine and naltrexone.

Does Optum Health Provide Other Mental Healthcare?

It is not uncommon to have a co occurring mental health condition with a substance use disorder. Insurance companies that partner with Optum Health often provide care for mental health conditions whether those are independent or co occurring mental health conditions.

If you have a co occurring mental health condition with a substance use disorder, it’s called dual diagnosis. Treatment for dual diagnosis requires integrated care delivered to address both conditions at the same time. This helps improve the rate of success to reach sobriety and maintain long term recovery.

Mental health conditions require evidence based treatments and also respond well to holistic approaches such as exercise, good nutrition, and being outdoors. Most plans cover mental health treatment — including dual diagnosis — because of the 2010 Affordable Care Act. However there are exceptions to this rule. It’s essential to check with your insurance provider about coverage benefits and limitations. This helps prevent unexpected bills.

Can I Travel Out of State For Treatment With Optum?

Some insurance policies allow you to travel out of state for treatment. However most plans require you to work with a provider and facility that are in network unless you need emergency help. You can maximize your insurance coverage for treatment when you work with in network providers. You’ll also typically pay far less in deductibles and copayments.

Some treatment centers will help you verify your insurance details before committing to a program. Treatment centers will generally know if they are in network with your insurance plan.

How to Verify Coverage With Optum

There are several ways to verify your insurance coverage. When you enrolled, you were likely told whether to contact the insurance company directly or verify your benefits through Optum. If you don’t have that information most insurance companies and Optum have customer service numbers you can call to verify your benefits.

You also have access to an online account through Optum by going to the Optum state page. Finally you can work with the treatment center you’re interested in. They can let you know if they accept your specific insurance plan and Optum. They can also help you verify your benefits with your insurance company.

It’s important to give them the exact plan name and any significant numbers and not just the name of the insurance company. There are a wide variety of plans and treatment centers do not always accept all plans from an insurance company.

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