Magnacare Health Insurance for Drug & Alcohol Rehab

Explore MagnaCare’s services for addiction treatment, including inpatient and outpatient options, mental health support, and telehealth.

Magnacare Health Insurance for Drug & Alcohol Rehab

Explore MagnaCare’s services for addiction treatment, including inpatient and outpatient options, mental health support, and telehealth.

MagnaCare was founded in 1990 to help labor unions reduce healthcare costs by providing access to a low cost network of diagnostic professionals. They quickly started offering physician networks and hospital access as well. In 2014 the company was acquired by Brighton Health Group and continues to operate as a separate subsidiary.

Today MagnaCare is a third party administrator (TPA) licensed in all 50 states. They help employers and brokers along with self insured plans and other organizations with custom health insurance plans. MagnaCare offers medical networks and health plan management along with add on benefits that plans can offer to members. Clients can also access case management and chronic care services along with wellness programs for their members.

The company focuses on giving patients the best possible care based on their medical needs while supporting healthcare payors with administration and technology solutions to help them manage costs.

Does MagnaCare Cover Rehab?

MagnaCare provides high quality medical networks to insurance plans and organizations. However the insurance plan is the one that determines what services are covered and how much coverage there is so it’s important to talk to your benefits specialist for full details.

Not all employer insurance plans are required to cover the 10 essential health benefits listed in the Affordable Care Act (ACA) but many will offer some coverage for important health concerns such as mental health and addiction treatment. It’s important to understand your plan before you start treatment to ensure you get the coverage you expect and don’t have any surprises.

All insurance plans focus on covering medically necessary care so it’s important to work with your doctor to create a treatment plan to help you break free of substance misuse. The treatment plan will help you know what programs to look for and will serve as proof of medical need for insurance.

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Addiction Centers That Accept Magnacare

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1700 N. Dixie Hwy West Palm Beach, FL 33407
4.7
(100 reviews)
Check iconClaimed
3
Top 10 Rehab In Florida
Beachway Therapy Center is located in West Palm Beach, Florida on N Dixie Highway only a few minutes from Lake Worth Lagoon. The center offers treatment for substance use disorders and mental health disorders (dual diagnosis). The facility has accreditation from the Joint Commission and is a member of the National Association of Addiction Treatment
Hello im Ashley and im an addict. My whole life has been filled with chaos and trauma. Some from my own doing and some that wasnt my fault. There is not a single bad word i can say abouy my experience at Beachway Therapy Center. My time there was cut short thanks to my own self-sabotaging behavior. Even then Beachway still treated me with compassion and the desire to help me. My situation was a unusual one. I came into the trauma program with a clean date of April 16th 2014. So at 11 years clean i was dealing with bipolar disorder, intense anxiety, a very unhealthy toxic relationship and an intense desire to break generational curses for my children. My history is one that involves homelessness, street drugs and a street mentality. Beachway took on the challenge of helping me work thru that trauma. I opened up to the program and other woman like never before. I had an amazing counselor, amazing case manager, and amazing staff that were there anytime i had moments of high anxiety or worry. I am so disappointed i ruined my chances of having a chance at going thru a trauma program with Beachway. Just in the short time i was there i did gain a small sense of self back. If you were like me and worry about making friends with the other clients because they wont understand you or like you, that is not even close to true. I found a sense of community that i couldnt find anywhere else in my life. If i manage to find a magic lamp, one of my wishes would definitely be used on looking young forever after that id wish to feel the peace and serenity i felt at Beachway. Thanks to them i had just enough courage to get me and my kids out of my bad situation. Now my goal is to continue with trauma therapy. Do not be me and let your past dictate your future. No matter how clean you are from drugs that trauma will creep up on you and when it does use tools like Beachway to seek help instead of the alternative, and please for the love of your higher power get out of your own way and accept their help before you get kicked out like i did. I am forever grateful. Thanks for letting me share my expierence, strength and hope.
Ashley Wilburn
1 month ago
My experience at Banyan was very good. The staff was very helpful, the therapy was extremely beneficial , and the food was great! Like with all rehabs, it is what you make of it. If you go there thinking everything is perfect, you’ll be disappointed, it’s not. If you go for simply a social experience, it’s not a resort. If you go because you’re serious about your recovery, it’s a great place to take the first step !
Brian Koppen
1 month ago
Loved Beachway. I was extremely anxious with everyday panic attacks, and the medicine was no longer working. At Beachway I found a way to control my attacks and anxiety. It is not easy and sometimes I felt like it wasn’t going to work. We worked through my childhood traumas and I learned techniques on how to defuse my anxiety. Loved Dina’s honest and hardcore classes and also Gigi’s trauma class. From the intake department, to the counselors, security, kitchen staff, Directors, Nurses and everyone that worked there I thank you. ❤️
Thalia Jimenez
1 month ago
The facilities at Beachway Therapy Center in West Palm Beach, FL 4
5
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The facilities at Beachway Therapy Center in West Palm Beach, FL 1 The facilities at Beachway Therapy Center in West Palm Beach, FL 2 The facilities at Beachway Therapy Center in West Palm Beach, FL 3 The facilities at Beachway Therapy Center in West Palm Beach, FL 5
11711 N Lamar Blvd Austin, TX 78753
4.5
(91 reviews)
10
Top 10 Rehab In Texas
Our detox center in Austin provides individualized, well-rounded drug and alcohol detoxification and stabilization programs to help clients achieve long-term success in sobriety. We are in-network with several major insurance providers to provide detox that is both effective and affordable. Our detox center in Austin provides individualized, well-r
Professional, patient, understanding, comforting, and clean! Those are the 5 top descriptions that first come to mind when I think of briarwood.
Travis Lopez
5 months ago
Whenever someone reaches out to me for advice on where to go for detox, I always recommend Briarwood. They have exceptional care.
Chris Hines
7 months ago
The staff, nurses, and doctors are amazing here. They create a warm and comfortable environment to heal.
Jason Strader
8 months ago
Briarwood Detox Center - Austin
3
The facilities at Briarwood Detox Center - Austin in Austin, TX 1 The facilities at Briarwood Detox Center - Austin in Austin, TX 2 The facilities at Briarwood Detox Center - Austin in Austin, TX 3
4300 Duhme Road Madeira Beach, FL 33708
4.6
(63 reviews)
Top 10 Rehab In
Tranquil Shores is a Joint-Commission-accredited adult drug rehab facility in the small town of Madeira Beach near Tampa, Florida. Nestled on an island in the Gulf of Mexico surrounded by sandy beaches and tranquil waters, it offers 24 beds for inpatient care. They also provide intensive outpatient programs (IOP) and standard outpatient programs (O
I went to rehab while facing drug charges. First was Hazelden/Betty Ford. After five weeks, they wrote a letter to the judge on my case that said, Sam has emotional issues that we are unequipped to deal with. I transferred to a second dual diagnosis treatment center that was, similarly, unable to help me. With very little hope, I tried a third time, at Tranquil Shores. I can t pretend that it was an easy/totally smooth experience, but they were the first team to not give up on me. They were the only facility that actually lived up to their promise of individualized treatment. I have a graduate degree from one of the top universities in the world but the most important education I ever received was from Tranquil Shores. It s one of the only places I ve ever really felt welcome. I can t say enough good things about their program. If you or a loved one are lost and struggling, ready to give up, go to Tranquil Shores.
Sammy thrashLife
5 months ago
Out of all the treatment programs I have participated in, Tranquil Shores goes above and beyond in all areas to help a client succeed on their recovery path. Clinically, the team does an excellent job at addressing each area of life where mental health and substance abuse are affected. The overall atmosphere is one of care and it is the type of care that challenges someone to grow. I would only suggest Tranquil Shores to a friend or loved one in need of treatment. Best team ever!
Sam Hill
7 months ago
What a AWESOME experience during my recovery!! GREAT staff, OUTSTANDING therapists and great place for your recovery!!! Unforgettable experience in my 90 days recovery treatment, feeling GREAT!! 100% recommend. All of the people that works @Tranquil Shores have a space in my heart by helping me life sober. THANK YOU Tranquil Shores you guys went beyond above everything.
Jeannelle Gorbea
1 year ago
Tranquil Shores
5
5
The facilities at Tranquil Shores in Madeira Beach, FL 1 The facilities at Tranquil Shores in Madeira Beach, FL 2 The facilities at Tranquil Shores in Madeira Beach, FL 3 The facilities at Tranquil Shores in Madeira Beach, FL 4
66K Concord St Wilmington, MA 01887
4.2
(95 reviews)
10
Top 10 Rehab In Massachusetts
Just a 10 minute drive from the breathtaking Silver Lake lies Banyan Massachusetts in Wilmington, Massachusetts. This Joint Commission accredited treatment facility delivers comprehensive outpatient care for adults. They accept most commercial insurance plans, including Optum, Humana, BlueCross BlueShield, Cigna and Aetna, as well as Medicaid. You
Treatment here was a great experience, the staff really cares about the clients!
Teddy DeVeau
1 year ago
Would definitely recommend to others!!
Lex Wiebell
3 years ago
I have known Debbi Rooklin for over 5 years. She has been one of the most dedicated advocates for those seeking recovery!
Wayne Marshall
4 years ago
Banyan Treatment Centers - Massachusetts MA
6
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The facilities at Banyan Treatment Centers - Massachusetts in Wilmington, MA 1 The facilities at Banyan Treatment Centers - Massachusetts in Wilmington, MA 2 The facilities at Banyan Treatment Centers - Massachusetts in Wilmington, MA 3 The facilities at Banyan Treatment Centers - Massachusetts in Wilmington, MA 4
7217 Gulf Blvd #2 St Pete Beach, FL 33706
4.7
(69 reviews)
Top 10 Rehab In
By the lovely waters of St. Pete Beach, Florida, you’ll find Transformations by the Gulf. This drug rehab center offers a variety of services in the form of both inpatient and outpatient care. If you’re looking to detox from drugs or alcohol, they also provide medication assisted treatment to help make the recovery process easier and safer for
June 2023, I attended Transformations and had a wonderful and very healing experience. I recently have celebrated 600 days sober from alcohol, which is what I went into rehab for. The staff was knowledgeable, respectful, and supportive. The living accommodations were top notch! It was a true home away from home feeling. I would not be where I am today without Transformations!
Casey Hann
4 months ago
Excellent staff, program and accommodations!!!
kgdsr
1 year ago
Transformations gave me a safe place to heal with dignity and respect. The staff and counselors listen to clients and make sure clients know their needs matter. My life is better having gone to Transformations.
S M
1 year ago
Transformations by the Gulf FL 33706
6
6
The facilities at Transformations by the Gulf in St. Pete Beach, FL 1 The facilities at Transformations by the Gulf in St. Pete Beach, FL 2 The facilities at Transformations by the Gulf in St. Pete Beach, FL 3 The facilities at Transformations by the Gulf in St. Pete Beach, FL 4
4906 Radford Avenue Richmond, VA 23230
4.2
(36 reviews)
3
Top 10 Rehab In Virginia
The Family Counseling Center for Recovery (FCCR) is located in Richmond, Virginia and it’s part of Pinnacle Treatment Centers. It’s a CARF accredited treatment center offering outpatient treatment for adults with an opioid, opiate, or alcohol use disorder. They also treat co-occurring disorders. They have a special program for treating professi
I've been going here for 6months and before that I was at the VA. There's a few differences between them both but most of all I can tell the Care. I have had 2 Counselors which is understandable considering the work load they have. Since the begining I have been happy and impressed how easy they made my transferring. I started just where I left off at the VA.The only thing I don't agree with or understand is when getting an increase u have to pick up for 3days before getting ur tak homes. I can understand this policy when u a starting out. But it doesn't make much sense after that. I can also say when there was a problem with my pick up (ther Mistake) my councler fixed and had all my bottles in 30mins. All I can say is If u work the program it works. Thank you
Kevin Armstrong
4 months ago
This is the only MAT program clinicnive ever been to but they have been amazing. If you are serious about your recovery they most definitely are going to help you. I've had a couple friends go to other clinics and from what was said FCCR is more strict and that's so important. Especially if you are serious about your recovery and do really want to better yourself and your life. The office staff is amazing there. The nurses are wonderful. I've had 3 different counselors due to 2 of them moving on to better their lives, but every counselor I have had has been wonderful. Very helpful. Easy to talk to. Thank you FCCR for being there and helping me better myself and my life. "It works if you work it"
Micaela Tarr
1 year ago
IT'S A GREAT PLACE IF YOU'RE SERIOUS ABOUT REMAINING SUBSTANCE FREE. MY COUNSELOR IS THE BOMB!!
Beverly Brooks
1 year ago
Family Counseling Center for Recovery - Radford VA 23230
2
The facilities at Family Counseling Center for Recovery - Radford in Richmond, VA 1
6918 Owensmouth Ave Canoga Park, CA 91303
4.3
(88 reviews)
Top 10 Rehab In
Restore Health and Wellness Center offers medical detox, residential alcohol and drug rehab, and outpatient treatment for adults in Canoga Park, California. Services include dual diagnosis treatment, medication-assisted therapy (MAT), and holistic treatment such as art therapy, meditation, yoga, and exercise therapy alongside evidence-based modalit
The counseling and people that work there were just amazing
Erica Ewing
2 months ago
Restore saved my life at first I wanted to leave the 24 hour hold on my things was helpful kept me from making a bad decision and the staff was extra helpful and caring to my needs. The food was awesome. This day was great. Went to the ocean and also learned a lot about sobriety and how to use the tools that they gave me to stay clean for 112 days as of right now never thought I could do it thank you restore
Courtney Niles
3 months ago
Restore Health and Wellness Center provides compassionate, professional addiction treatment in a supportive environment. The staff is knowledgeable and truly cares about each individual's recovery journey. Their comprehensive approach makes a real difference for those seeking lasting change.
Taylor DS
3 months ago
The facilities at Restore Health and Wellness Center in Encino, CA 1
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The facilities at Restore Health and Wellness Center in Encino, CA 2 The facilities at Restore Health and Wellness Center in Encino, CA 3 The facilities at Restore Health and Wellness Center in Encino, CA 4
23-00 NJ-208 Suite 2-9 Fair Lawn, NJ 07410
4.7
(66 reviews)
Top 10 Rehab In
ChoicePoint, in Fair Lawn, New Jersey, is an outpatient drug and alcohol rehab for adults offering dual diagnosis care, telehealth services, medically supervised ambulatory detox, medication assisted treatment (MAT), and intensive outpatient (IOP), general outpatient (OP), and aftercare programming. Specialized services are available for students,
To say that ChoicePoint saved my life would be an understatement. ChoicePoint didn't change me, it brought back the REAL me. If you are struggling with addiction, I can't recommend this place enough. Super friendly and knowledgeable staff that take you on the journey to sobriety from a mental-health perspective. The groups run in the mornings andat nights, which gives you the opportunity to share and learn in a safeenvironment. Ask for Lisa, Jeff, Gina or James- each played a pivotal role in counseling me to recovery.
Dan
4 months ago
Choice Point offers excellent mental health services with group and individual therapeutic sessions. When I began the program, I was assigned to Jeff Gish. As I worked the program and had inevitable difficulties, Jeff went way beyond his counselor role and engaged me as a friend. That was the turning point for me that helped ensure my recovery. Everybody shoots straight here and you truly know how much they care about your mental health oh, and the medical services are equally valuable. They helped me find medications that worked for me and were always attentive when I called. I can t say enough about Jeff and Choice Point. They helped me turn my life around and that deserves all the stars in the heavens.
Shawn Kell
4 months ago
CHOICE POINT helpful and wonderful people my council Sam and all the other Counselors are the best very friendly and helpful and I ve been sober since and continue to be sober with their help
Julia
6 months ago
Choicepoint
2
The facilities at Choicepoint in Fair Lawn, NJ 1 The facilities at Choicepoint in Fair Lawn, NJ 2
125 West F Street Ontario, CA 91762
4.2
(51 reviews)
Top 10 Rehab In
AEGIS Medical Systems - Ontario is part of the Pinnacle Treatment Center Network. They operate an outpatient opioid recovery clinic in Ontario, California. They serve adults affected by addiction to alcohol, opiates and other drugs. Their primary focus is opioid use disorders. They also offer “whole person” treatment for co-occurring conditions
I came here for courtesy dose in August and again in November. They are great there! If I move out here this is the clinic I definitely would go here.The price for just 7 days of methadone was $140!! This is the 2 nd time I paid this price for a week. We don t have much money we are trying to get our lives back and this is a life or death medication for us.The methadone is way overpriced here, while it is not an expensive drug from the pharmacy.
Andy S.
6 months ago
FIRST AND FORMOST I COULDN'T BE HAPPIER..FROM THE VERY FIRST DAY MEETING EVERYONE I WILL SAY EVERYONE THERE ALWAYS GREETS YOU WITH A SMILE AND ALWAYS ASK HOW YOUR DOING AND HOW YOUR FEELING TODAY..AND THEY SAY IT WITH TRUE CONCERN.ITS NOT JUST A JOB THERE DOING .U CAN FEEL THE CONCERN.FROM THE FRONT DESK TOO THE BACK WHERE THE DOCTORS AND COUNSELORS ARE .I WOULD HIGHLY RECOMMEND THIS LOCATION.WHOEVER GAVE THE EMPLOYEES THERE TRAINING DID A EXCELLENT JOB .CUZ THEY MAKE YOU FEEL SO COMFORTABLE AND WELCOME ..THANK YOU EVERYONE AT Aegis treatment center ..god bless all of you for ur kind and warm hearts ..
Johnny Ruiz
7 months ago
Thanks to Aegis Treatment Center I have been Clean for 10 month I am on Suboxone and I been doing amazingThe staff is great my Counselor is amazing we work on my treatment plan cooping skillsThank you Aegis for doing g what u do best helping us that want to change our lifeGod bless you all
Vanessa Coronado
9 months ago
AEGIS Medical Systems - Ontario CA 91762
5
5
The facilities at AEGIS Medical Systems - Ontario in Ontario, CA 1 The facilities at AEGIS Medical Systems - Ontario in Ontario, CA 2 The facilities at AEGIS Medical Systems - Ontario in Ontario, CA 3 The facilities at AEGIS Medical Systems - Ontario in Ontario, CA 4
113 E. 60 St. New York, NY 10022
4.7
(210 reviews)
5
Top 10 Rehab In New York
Ascendant Detox Drug & Alcohol Rehab NYC is a fully licensed and accredited New York City, New York rehab facility. It offers decades of experience across all care levels to adults and a low staff-to-patient ratio. The rehab is located in the city's upscale, luxurious heart and offers 24/7 medical supervision. Ascendant Detox Drug & Alcohol R
The support staff were amazing. They were knowledgeable and always willing to help. The therapists, case mangers, etc. were thoughtful, insightful, and caring. The outings and walk in Central Park enhanced my experience and prove that participating in fun activities sober is possible. I wish.this was my first time in behab, because it was just what I needed.The access to our phone and the process has to tightened up. Request for the phone is supposed to be within 24 hours and the communication of the status needs to be timely and consistent. If there are meal requests (smoothies for breakfast) need to be honored. The temperature regulation is inconsistent and should be better regulated. Freezing in our room and hot in rooms on the same floor. Minute in com partisan to the positives. For a re hab experience, it was amazing. Thank you.
Kyle Lis
2 months ago
A professional place with humanity and compassion. Definitely a great start place for my recovery
D W
2 months ago
This place saved my son s life, he is clean and healthy since that. Excellent accommodations and superb staff. If you have a loved one who needs help or even yourself, contact them. They will go above and beyond to help you out.
Sarah Poloni
2 months ago
Ascendant New York NY 10022
6
6
The facilities at Ascendant New York in New York City, NY 1 The facilities at Ascendant New York in New York City, NY 2 The facilities at Ascendant New York in New York City, NY 3 The facilities at Ascendant New York in New York City, NY 4
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What Products and Services Does MagnaCare Offer to Insurance Plans?

MagnaCare offers a variety of services ranging from medical networks to administration services to technology solutions.

One of the primary products is their PPO network. What makes their network unique is that it’s divided into tiers. While members can access any in network provider they can save money on out of pocket costs by using higher value provider options. This helps members make smart decisions about their medical care which saves both them and the insurance plan money.

They also offer ancillary benefitsthat help their clients offer additional benefits to their employees and members. Clients can offer MagnaCare vision and dental coverage as well as affordable pharmacy benefits. They also have an employee assistance program (EAP) that can support members with mental health and work life balance issues along with financial and legal concerns and addiction recovery.

MagnaCare also has medical management programs such as case management and utilization management. They can also help clients with chronic care management and wellness programs. They can also connect employers and organizations with telehealth options that allow better access to care at a lower cost.

What Inpatient Addiction Treatment Does MagnaCare Cover?

When you’re trying to find out what addiction coverage you have, keep in mind that the company that is using MagnaCare’s network has the final say in what’s included in their service offerings. Also, keep in mind that large employers and other self funded plans might not be required by law to cover addiction treatment. That said, many choose to do so despite it not being legally required.

If your company covers addiction treatment then they will want to make sure to match your needs to the right level of care. This will be a major factor in determining what your company will cover. Through MagnaCare they will likely ask to see the level of care assessment that you receive from a clinician before you get referred to treatment.

If you’re at risk of going into withdrawal when you decide to seek treatment then the right level of care for you may be inpatient detox. With medical inpatient detox, staff monitor and treat your withdrawal symptoms to prevent and treat the negative health consequences of coming off certain substances.

Residential rehab is the right level of care for people who are physically healthy enough to attend a full day of group therapy and who can benefit from living in a structured and controlled environment. It’s usually the right intensity of care for people who feel like they can’t stop their addiction despite wanting to and despite the danger it’s putting them in.

What Outpatient Rehab Does MagnaCare Cover?

Depending on your needs, there are different outpatient services that your company may choose to include in their care network. As with inpatient services it’s important to verify your insurance coverage before committing to a program or service to avoid surprises. Also consider checking if your insurance provider imposes any limits on the number of days or sessions you can access.

The most intensive outpatient service type is a partial hospitalization program (PHP). In many ways a PHP is similar to residential rehab but instead of staying overnight you go back to your own home in the evenings and on weekends. This is a good option for people with supportive home or sober living environments who need intensive treatment to help them stop using.

If you’re in early recovery but are still able to keep working you may do well at an intensive outpatient program (IOP). These programs are usually two to three days a week for a few hours each time. During the time you spend there you can expect to attend groups where you learn and practice relapse prevention skills. The sessions generally have morning and evening options so you can fit them around your work or school schedule.

Standard outpatient treatment involves seeing an addiction counselor on a recurring schedule and sometimes a psychiatric medication prescriber if it’s needed. This can be a good place to start when you need addiction treatment. If you need more intensive treatment, they can refer you to the right place.

Does MagnaCare Cover Methadone & Suboxone (MAT)?

MAT refers to medications that can treat substance use disorders. Methadone and Suboxone are the most well known medications in this class but there are a few others. If your insurance covers these treatments they can be very effective in getting you to recovery. If it doesn’t, you may be able to find affordable cash based options.

Both Suboxone and methadone are commonly used as maintenance treatments for opioid use disorder. These medications take the place of the opioids that you may be dependent on. You remain physically dependent on opioids with these medications but they don’t get you high and you can safely obtain them — thereby avoiding the dangers associated with drug use. Many primary care and psychiatric providers now prescribe Suboxone so if your insurance covers these services you may be able to get Suboxone that way. Methadone can only be obtained at specialty clinics but many offer affordable services.

Suboxone can also be used to help you detox from opioids completely. People who choose a full detox are more vulnerable to death by overdose if they relapse because they often use the same amount they did before but their body isn’t used to it anymore. Therefore this approach is usually best used in a secure setting and with a patient who is fully committed to abstinence. People who are in professions where they cannot test positive for methadone or Suboxone may sometimes choose this strategy.

Medical detox usually happens in a residential setting. If your insurance covers detox then it is likely to cover the medications they would be using such as Suboxone.

Does MagnaCare Cover Other Mental Healthcare?

Your company determines if your plan offers mental health coverage. Many do but not all. It’s important to verify your coverage — including maximum limits on treatment length — ahead of time to keep from getting surprised about costs. These are some of the treatments a plan that offers mental health coverage may provide.

Inpatient psychiatric hospitalization is sometimes necessary for people with acute mental illness. The average length of stay is between three days and a week.

Some emergency departments include a partitioned area called a crisis unit. There is a lot of variety in how these look and function, but generally, they function as a mental health emergency department within the general emergency department.

You can often get one on one mental health treatment with a therapist to address issues like depression and anxiety along with trauma and other issues.

PHPs and IOPs are options for both mental health and substance use treatment. They can often help people who are dealing with both problems at the same time, which is known as a co occurring disorder.

More and more mental health and addiction services are becoming better able to treat people with co occurring disorders. It’s very common to suffer from mental health disorders and addiction at the same time. Treating co occurring disorders together dramatically increases your chances of success.

Does Addiction Treatment Need to Be In Network?

You may be able to go out of network for care if your insurance provider uses MagnaCare’s network. However, it’s important to be aware of the extra costs you might incur if you do. These costs can be very high in some cases. Take careful note of the differences in your deductible and copay when you go out of network before deciding on this option.

What to Do if MagnaCare Won’t Cover the Cost of Rehab

If your insurance plan doesn’t cover addiction services you still have options. You may be able to get addiction treatment that’s part of another covered service or through an Employee Assistance Program (EAP). You may also be able to find affordable treatment options where nobody is turned away for lack of funds. Some services exist that are free of charge.

Many primary care clinics have integrated addiction treatment into their services. If your insurance covers primary care services at such a clinic you may be able to get outpatient addiction treatment covered under your primary care coverage. Your primary care clinic may also have case managers who are familiar with local resources that are low cost or free so this is often a good place to start.

Many states have programs that help make substance use treatment services accessible for people who don’t have insurance coverage. It may be worthwhile to look at your state’s addiction treatment plan. Some states offer resources at the county level so also consider doing research into what your county offers for substance use treatment.

Many addiction treatment centers have non profit foundations that fund treatment for people who can’t afford it. You can find out if an addiction treatment center you’re interested in takes people who can’t afford treatment by looking at their webpage. If it doesn’t keep looking. You may have to try several times before you find one, but they’re out there.

You may also want to consider organizations that offer a faith based approach to addiction recovery. Many times these organizations will help you for free. The Salvation Army has many free faith based addiction recovery centers throughout the country.

How to Verify Coverage With MagnaCare

If your plan is through your employer your first point of contact would usually be your benefits manager. This person is often someone in the human resources department. If you have received a customer service number for MagnaCare you can try calling that number as well. They may be able to help advise you about what treatments your plan covers.

Keep in mind that employer plans with MagnaCare are unique so a treatment center won’t be able to easily verify your coverage. It’s best to stick with your benefits manager or call Magnacare directly.

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