In 2022, NGS Coresource was acquired by Health Care Service Corporation (HCSC) and rebranded as Luminare.
Luminare is a third party administrator of health benefits that helps with self funded insurance plans. They work with employers, hospitals and medical systems, indigenous tribes, and other organizations. Your employer may use Luminare to access medical networks and provide specialized care and case management. Organizations can also get backend tools to help them track the use of services and costs.
As an employee or member of an organization you might see Luminare’s name when you look for in network providers or have questions about coverage. They can also help when you need help managing a complex health issue or request preauthorization for services.
When you’re searching for reputable centers or checking whether your plan applies, you can learn more about rehab options to explore programs that fit your coverage.
The lighthouse is great amazing food clean rooms thank you to Alfonso, Mike, Teresa and the whole staff
Billy Duncan
1 month ago
Aptly named, the Lighthouse Treatment Center serves as a beacon of light and hope for those suffering the afflictions of substance use disorders. I was on a path of self-destruction and was able to right myself towards a path of recovery wholly due to the care, compassion, counseling, therapy, and education imparted by the Lighthouse Leadership Team and Staff.
This is a truly an exceptional program focused on a holistic approach to rehabilitation and recovery. All facets crucial to a healthy and successful launch to recovery are carefully addressed, focused on restoring physical, mental, and emotional states of well-being.
Physical health is carefully monitored and medical needs are addressed and met by a competent and compassionate medical team. In addition to 24 hour access to snacks and beverages, nutritional needs are met by an outstanding kitchen staff, where healthy, well-balanced, freshly prepared and delicious meals are provided three times a day. Psychological education essential to the recovery process is imparted by well-trained and empathetic personnel whose compassion and dedication is readily apparent from day one. Both a licensed counselor and therapist are personally assigned to each client for one-on-one weekly meetings, who also have an open door policy to effectively address any needs related to your treatment progress. The facility itself is clean, peaceful, and well-maintained, providing comfortable accommodations and an overall environment conducive to a smooth and successful recovery.
It is important to emphasize how critical and effective the Lighthouse Staff and Team were in launching me to an overall state of well-being, where the daily encountered challenges of life we are overcome with understanding, patience and compassion. These are the attributes I encountered from the staff during my treatment at the Lighthouse and I am proud to be an alumnus to carry on this tradition of a program that ultimately saved my life and paved the way for a happy and healthy future.
Sameer Khaliq
1 month ago
The lighthouse changed my life! Great place with great staff that truly care!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This place is special. It saved my life and set me on the road for a long and fulfilling future.
Alex Brooks
7 months ago
Prosperity Haven (Now Wellbrook Recovery) saved the life of one of my loved ones and I (as well as my family) will forever be grateful for it!!! We were able to visit every week and the staff and other men staying at the house were always so kind and welcoming to us. The house and property are so nice and well taken care of. The counseling and therapy as well as the friendships that my family member was able to find through this program was so unique and special, I truly believe it saved his life and allowed him to live a life he's really never been able to live before. He is now an alumni and still continues to participate in AA meetings and alumni events. Every week he is excited to reconnect with the men he met at the house and at alumni events since then. His experience at Prosperity Haven has allowed him to fully understand his substance abuse behaviors and how to find the right tools to handle his urges and temptations. It has saved his marriage and relationships with friends and family. I would definitely recommend this facility to anyone who is seeking a place that focuses on both mental health and addiction in a supportive, welcoming environment!!
Kelly H
7 months ago
Great place to be.. Not like any other place I've been..The staff is amazing and they truly care about you... Wellbrook has helped me change my life..
My experience at maple moon can not be described in a few sentences. This is a great place to grow as an individual and get all sorts of help ranging from. Mental help to drug addition.they really played a major role in putting my life back on the right track
Paul Stoe
7 months ago
Maple moon has been a God send! Can’t express my gratitude for the care and compassion they’ve given me. Came into this Austin with so much resistance and they made my stay feel like home. From the food to the staff everything was Top Tier. If they had more stars I would give them 10. If you out a loved one is looking for a recovery center with integrity and a high degree of care, you’ve found the right place.
Bernard Rackley
9 months ago
I had the privilege of coming here for detox and couldn't be more appreciative of the staff and accommodations here. I stayed for 2 weeks and was constantly catered to by all of the staff. Truly a 5 star experience while going through the worst time of my life. The people here truly treat you like their own family. I don't know how they manage to deal with several emotional people all day every day and still manage to give everybody specialized individual attention but they do. I came in there like a wrecking ball and they still took great care of me. Even the chefs cater to everybody's personal needs. I'll be 200 days sober in 2 days and probably wouldn't be alive if it wasn't for this place. A very delayed review, but anybody questioning if they should stay here or not should have no question about it and choose Maple Moon for their recovery.
Very pleasant experience! I would like to send hugs, love, blessings, and many thanks to all the staff, counselors, nurses, techs, and doctors for showing their support,, their love, care, and their kindness throughout my journey. Definitely a journey to remember, that I will always be so thankful for.
Victoria Horton
7 months ago
Allure & Recreate will always have a special place in my heart, without them I wouldn’t be the woman I am today. I came into Allure broken, lost and defeated. Today I get to show up a sober momma. Of three beautiful boys and a woman of god. I’m forever grateful for every staff member ❤️ THANK YOU LOVE YOU ALL
Ashley Williams
7 months ago
This place has changed my life. I came in literally at rock bottom and they built me back up one day at a time. From every single tech to the cleaning people truly care for your recovery. Michelle went out of her way for an impossible task for me and brought tears to my eyes for the 1st time in year. As for Joey compassionate, caring, understanding and above all a great human in general GOD took his time with him. Anthony cant say enough "LOVE" This is the place to get you life back together.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid Addiction
Adult ProgramYoung Adult Program
Private InsuranceSelf-Pay Options
All I have to say is I could not have gotten clean with NLR! This place is amazing all the staff are excellent make you feel good about being there. Walking in to the gates I had so many emotions but seeing everyone smile and say hello gave me some ease. If you are looking to sleep all day and think you’re on vacation this definitely ain’t the place for you. You’re busy all day. The classes you take a lot from them Mitch and Rob man they really pump knowledge that will have like shit was it really that bad that I needed to be out there doing x y z. The chief Shilpa ABSOLUTELY AMAZING L!!! Meals amazing 5 star and she is just the sweetest. Lupe chief Shiloh’s assistant absolutely amazing!!! All the clinical techs all so cool very friendly they too started their journey with new life so they know exactly what you’re going through cause they come from the same life styles. I recommend new life too everyone in the addiction. Today I have 90 days clean by the grace of god and new life.
Vanessa Botello
2 months ago
I had a really positive experience at New Life Recovery Center. From day one, everyone made me feel welcome and not judged. It’s a calm, supportive place where you can actually focus on getting better and figuring things out.
What makes this place different is the staff. Every person I met has been through addiction themselves, so they truly get it. You’re not talking to people reading from a book. You’re talking to people who have lived it and come out the other side. That shows in the way they listen, the way they talk to you, and the patience and compassion they bring every day.
The groups were helpful and real. People share honestly and support each other. The counselors and techs are down to earth and always willing to talk if you’re having a rough day. You can tell they care and want you to succeed.
If you’re looking for a place where people understand recovery on a personal level and treat you with respect and kindness, I’d recommend New Life Recovery Center. It’s a solid, supportive community for anyone trying to get their life back on track.
VS
4 months ago
New Life Recovery changed my life. I started my journey to recovery in their in patient treatment rehab, after I graduated I moved to their day treatment program and am currently enrolled in the intensive out patient program. Having the after rehab programs has been a huge help to me. Thank you New Life for giving me all the tools and support I need to live a life in recovery
I chose Agape in Fort Lauderdale because they treat the whole person, not just the addiction. Every staff member, from intake to discharge, treated me with dignity. The Florida setting was beautiful, but what stayed with me was how the counselors never stopped helping me find my own reasons to recover. I’m living proof change is possible with the right support
Christine G
3 weeks ago
Outstanding professionals! I’d recommended this place to any family or friend in need of help. They truly care about each individual. The company name speaks for itself!
Tafadzwa Chitsiku
1 month ago
Agape is Family. I flew home after my treatment and the first day back in my state, I contacted the business coordinator telling them I needed to come back bxc I wasnt ready. So they arranged for that to happen within 3 days and I've never been more grateful. They also do monthly events for the graduates that is always catered and with games. It reminds you that you matter and weren't just money for them. Thank you for helping me. 💕
Essential to my recovery and sobriety. Specifically helped drastically by mental health services and group therapy.
Ezra Delsohn
4 months ago
I had a really positive experience working with Kim Westom for my drug and alcohol evaluation. She was kind, professional, and genuinely took the time to listen and understand my situation instead of just checking boxes.
Kim made what could've been a stressful process feel respectful and fair.
I truly appreciate her balanced approach and the supportive recommendation she provided. You can tell she cares about people. I'd absolutely recommend her to anyone needing an evaluation - she's compassionate, thorough, and treats you like a human being, not a case file.
Medina Al-Rahman
8 months ago
This place truly saved my life! The staff was amazing. I have grown and learned so much about my disease. Thank you Molina!
Hooper Detox Center Saved My Life, and Gave me a second chance at life. I entered Hooper on Jan 20th, 2025 and here it is April 13th 2026, and in 7 short days I will be celebrating 15 months clean and sober!!! I have an amazing job through Central City Concern, just moved into my very first apartment that I worked so hard for, and I have an amazing relationship back with my kiddos! I love and I'm proud of the woman I see staring back at me in the mirror every morning I wake up another day the way God had always wanted me to be and that's Clean n Sober!!!!! Thank you Hooper Detox Center for giving me my life back and for being the first stepping stone I took in my Recovery Journey!!!! 🙏🙏💯❤️💕🏵️🌞
Sarah Eaton
2 months ago
I still have my nail polish on weeks later with gratitude. The incredible support is indescribable...
Penni Dill
6 months ago
Counselor nodded out on me 😆 I like to believe he was on methadone or Suboxone but he literally asked me how long he was out when he came to. All while talking about super personal information... I've been there three times... Not since the 90s old location .. thank you Lord above..
Another time the guy had the exact same line "don't you want to go to the ocean and throw your girlfriend in it type of shit 😂" same guy ten years apart it was beyond memorable. But this place plants seeds that lead to a life of substance free Bliss!! The acupuncture in the AM and evening AA/NA Meetings meant everything to me.
Very knowledgeable and understanding. Made the screening efficient and without judgment
Kelley Smith
2 weeks ago
Stonewall is a very good service that gives quality education.
Elite Investing LLC
4 weeks ago
When I learned that I would be completing 30 hours of DUI online training it seemed daunting and I had no idea what to expect. The experience, as it turns out, was extremely positive for me. The education and the stories taught me so much, and I come away with a deep regard and empathy for those who have experienced the consequences of driving while impaired and empathy for those who struggle with addiction- the addicts and their loved ones. I don’t consider myself to be an alchoholic but I made a very reckless choice to drive after drinking. My son, who struggled with mental illness and addiction for many years, had taken just taken his life and this DUI came about when I was in the depths of despair. I learned so much about HIS addiction, but also about the choices we make that have irreperable damage. As crazy as this sounds, I am grateful for the experience because I believe it has made me a better person. THANK YOU.
La Jolla recovery was a great place for me! The staff were great too!
Eva Driggs
3 weeks ago
I have a love/hate relationship with LJR. It's complicated, but I have to say that it IS a great place to detox.
The nursing staff is top-notch, exhibiting a tremendous amount of care, empathy and experience. Francisco was my guardian angel, always ready to lend an ear, guidance and giggles.
They are *almost* always willing to fulfill requests. The staff is remarkably kind and helpful.
BootzArroyo 365
1 month ago
La Jolla Recovery went above and beyond my expectations! They did everything they could to make my journey as easy and pain free as possible. I would highly recommend La Jolla to anyone wanting to break free from addiction! Keep On Rocking Recovery La Jolla!!!
The combination of filters you have selected has no results. Please refine your selections and try again.
Frequently Asked Questions
Does Luminare Cover Addiction Treatment?
Luminare provides employers and organizations with connections to doctors and facilities that can provide care. However, they don’t decide what’s covered. Instead, they will help your employer or organization build a unique coverage plan and then help provide the services your organization decides on.
Self funded health insurance plans are not required to offer any specific benefits the way many other insurance plans are. However, if they do decide to offer mental health and substance treatment they have to provide them at the same coverage level as other care according to the 2008 Mental Health Parity Act.
It’s very important to check with your organization’s benefits specialist or to contact Luminare with your plan’s name to find out what is covered and at what level. That way you won’t have any surprises when you start treatment.
What Insurance Products Does Luminare Provide?
Every self funded employer or organizational plan is different, and Lumiaire offers a variety of elements that employers can combine to create their own unique insurance coverage. Not every plan will have all the elements described below.
The most important part of Lumiaire’s help is the connection to a medical network. They can offer over 40 different provider networks including options from Aetna and Cigna along with Multiplan and First Health and more. Networks can be national or regional. As an employee or organization member you’ll want to understand the provider network so you can maximize your insurance coverage and keep your out of pocket costs low.
Luminare also provides healthcare management services such as a phone number for plan members to call and find out details about benefits and a department that approves coverage based on medical necessity criteria.
The company also has case management options to help members navigate difficult health situations and condition specific care for oncology, maternity, and gene therapy. As a health plan member you may get access to a 24/7 nurse line and telehealth care options.
Finally if the employer or organization needs flex spending accounts (FSA) or health savings accounts (HSA) or health reimbursement accounts (HRA) Luminare can administer them.
What Inpatient Addiction Treatment Does Luminare Cover?
Self funded plans are not required to cover addiction treatment — however many will. It is important to understand your benefits coverage before starting any type of treatment to ensure it is a covered benefit.
All insurance plans require that services are deemed medically necessary before they cover them. A treatment plan created by you and your primary care provider will help support the need for addiction treatment. These are often required for preauthorization.
A normal part of developing a treatment plan is the ASAM assessment. This takes into consideration factors such as biomedical and psychosocial needs as well as strengths and assets. It also looks at your support system and resources. By assessing how you are affected by their SUD providers are able to determine the appropriate level of care you need.
In some cases you might benefit from inpatient medical detox. Medical detox offers you FDA approved medications during the detoxification process. During this process you are closely monitored by medical professionals to assess your physical and emotional condition. The use of medications decreases withdrawal symptoms and lowers the risk of health related complications. On average, medical detox lasts from 7 to 10 days but this differs from person to person.
While not everyone requires inpatient medical detox those who have undergone this process generally go on to inpatient or residential rehab. For those who do not require medical detox inpatient rehab may be the first step toward recovery.
Inpatient rehab involves 24/7 supervision in a safe and controlled environment with medical and addiction professionals. During inpatient rehab you receive individual and group therapy and you may also participate in experiential and recreational therapy.
Peer support is an important component of inpatient rehab as well. The amount of time an individual remains in inpatient rehab differs from person to person. On average the stay is somewhere between 30 and 90 days. Studies report the best success with the 90 day programing.
It is always important to remember that each recovery journey is unique and that treatment plans differ greatly depending on the needs of individuals.
What Outpatient Rehab Does Luminare Cover?
Depending on your insurance plan outpatient rehab may be covered. It is extremely important to check with your insurance plan before starting any program to verify if a referral or preauthorization is required before you start treatment.
Outpatient care could include partial hospitalization programs (PHP) and/or intensive outpatient programs (IOP) and/or general outpatient treatment and aftercare programs.
A PHP is an intensive outpatient program for people with alcohol and substance use disorder. For some this is the first step in the process or it could be a second step for those who finished inpatient rehab. This treatment option requires 20 hours per week or more of programming but allows you to return home each night. You get treatment similar to inpatient care.
An IOP is less intensive than a PHP and requires around 9 hours per week. The program usually lasts for 90 days. You can often work the schedule around work or school obligations. This type of treatment is best for people with mild to moderate addiction and those who have a high motivation for recovery. An IOP involves individual and group therapy with a focus on relapse prevention as well as improving coping skills and developing tools to recognize triggers. You’ll also work on support system repair and development.
General outpatient treatment is best for people with mild alcohol and substance use disorder and few psychosocial risk factors. Individuals work one on one with a therapist or addiction specialist to prevent relapse. Learning to recognize triggers and improving coping skills as well as healing from past trauma are integral parts of relapse prevention.
Does Luminare Cover Methadone & Suboxone (MAT)?
Medication assisted treatment (MAT) may be a covered benefit with your insurance. Before starting any type of program it is important to remember to check with your insurance provider to determine if you need a referral or preauthorization.
MAT uses FDA approved medications to help those with alcohol and substance use disorder during the early recovery period. These medications — such as naltrexone and buprenorphine along with methadone and acamprosate — ease withdrawal symptoms and help to normalize brain chemistry and stabilize body functions. This is especially important during medical detox.
Some individuals only need MAT during the detox process while others need it throughout treatment to help manage cravings to reduce the risk of relapse and decrease the risk of overdose. For most people longer term MAT is combined with inpatient or outpatient treatment to help you establish long term recovery.
Does Luminare Cover Other Mental Healthcare?
Self funded plans are not required to cover mental health treatment but many plans do. It is important to know what your benefits are and to verify if preauthorization is required before starting any type of mental healthcare.
Mental healthcare is especially important for people with alcohol and substance use disorder. The National Institute on Drug Abuse reports that people with SUD commonly have co occurring mental health diagnoses. These may include anxiety or depression as well as PTSD or bipolar disorder or other diagnoses. It is important to address both mental health and addiction with an integrated plan to treat them together.
Does Addiction Treatment Need to Be In Network?
This differs from one self funded plan to another. Again it is important to understand what your benefits are before starting any type of treatment.
With most self funded plans it is reasonable to assume that most plans will require the use of in network providers. Even if out of network care is covered it’s best to stay in network if you can for the best coverage and the lowest out of pocket expenses.
What to Do if Luminare Won’t Cover the Cost of Rehab
If your employer’s self funded health plan does not cover the cost of rehab there may be other options to help pay for care.
One option is to pay for treatment yourself. Many treatment centers have payment plans available or offer a sliding scale of fees based on income. Others offer scholarships to help pay for the cost of treatment. Another may be to apply for a Care Credit card which will allow repayment over time.
Finally free services can be found in many communities through organizations such as the Salvation Army or YMCA along with homeless shelters or faith based organizations. As with all types of medical and mental health care it is extremely important to verify accreditation and ensure the highest quality of care when seeking free or low cost treatment options.
How to Verify Coverage With Luminare
With self funded plans the best place to start would be with the benefits manager or contact person within the organization. If there is a member identification card there may be a customer service number on the back of the card to contact.
Self funded insurance plans differ greatly from one to another. Before starting any type of treatment plan you should speak with a representative from Luminare to fully understand your benefit coverage and need for such things as determination of medical necessity before starting care.
Calls to any general helpline will be answered or returned by a paid advertiser.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
If you wish to connect with non-sponsor centers, you can browse top-rated listings, visit our homepage and browse by state, or visit SAMHSA.