Humana Insurance Coverage for Addiction Treatment

Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.

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Humana Insurance Coverage for Addiction Treatment

Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.

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Addiction Centers That Accept Humana

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    Avenues Recovery Center at Prince Frederick

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    Prince Frederick, MD
    4.4
    (303 reviews)
    Check iconClaimed
    Avenues Recovery Center at Prince Frederick, in Prince Freferick, Maryland, is an alcohol and drug rehab center offering levels of care including medically assisted detox, outpatient treatment, a partial hospitalization program, an intensive outpatient program, medication assisted treatment, an inpatient residential program and aftercare. Treatment
    View Website (410) 535-8930
    Avenues Recovery Center at Prince Frederick has no reviews yet. Leave a review.
    The facilities at Avenues Recovery Center at Prince Frederick in Prince Frederick, MD 1 The facilities at Avenues Recovery Center at Prince Frederick in Prince Frederick, MD 2 The facilities at Avenues Recovery Center at Prince Frederick in Prince Frederick, MD 3 The facilities at Avenues Recovery Center at Prince Frederick in Prince Frederick, MD 4 The facilities at Avenues Recovery Center at Prince Frederick in Prince Frederick, MD 5
    1
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.90 / 10
    5.0
    (16 reviews)
    Soberman’s Estate, located in Cave Creek, Arizona, is an alcohol and drug rehab center that provides addiction treatment services to adult men, professionals, and public figures. They are a discrete, luxury rehab for individuals aged 30 to 80 years old. This location caps their treatment center at ten men at a time. As one of leading inpatient re
    Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and worked better than I expected. The staff is remarkable - professional, considerate and genuinely caring. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined. I feel confident, secure and grateful for my new life. I have reconnected with my family and friends. Thank you Soberman.
    George B.
    7 months ago
    Yes, very professional staff, treatment, therapist, chefs were good! even the home cook did the best she could, and loved the horses of Course! Saturday morning hiking was fun to explore the trails of the nearby mountain area!
    John E Williams
    7 months ago
    I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
    Kevin Crawford
    7 months ago
    Soberman's Estate
    5
    5
    The facilities at Soberman's Estate in Cave Creek, AZ 1 The facilities at Soberman's Estate in Cave Creek, AZ 2 The facilities at Soberman's Estate in Cave Creek, AZ 3 The facilities at Soberman's Estate in Cave Creek, AZ 4
    Baton Rouge, LA
    4.3
    (60 reviews)
    St. Christopher’s Addiction Wellness Center is an addiction rehabilitation facility in Baton Rouge, Louisiana. The center opened in 1998 with the vision of offering affordable addiction treatment. They have a residential treatment program for men along with outpatient treatment services available to men and women. They view substance use disorder
    St Christopher was a wonderful experience for me to get sober, learn about Alcoholics Anonymous, and learn about the disease and about myself. The staff from the front office down were fantastic, before, during, and after treatment. I would recommend this place to anyone
    Todd Landry
    8 months ago
    I have been a professional interventionist since 2010. I was introduced to this program in 2012. I have been referring there since then. My clients have always had a positive experience and the clinical and support staff are the most responsive and knowledgeable. They want what’s best for the client and the family and have long term options. They do very well young adult males and most recently I referred a 69 year old man first time treatment. It was a family member and he’s doing very well and committed to 90 days of treatment. I can’t thank the clinical staff and administrators enough for the program they have created. Please contact me if you would like to know more. Thank you STC!!!
    asher levine
    11 months ago
    This is my first time doing IOP and I luv it Mike Ramos is the best my family even luvs him good person great attitude he as a way of wanting to do right and stay right and you can tell he is genuine about his job unlike miss star he as a way of teaching addiction were you understand it always keep Mike and his little dog brisket he's a big part of Saint Christopher's
    Cedric Banks
    1 year ago
    St. Christopher's Addiction Wellness Center LA 70815
    5
    5
    The facilities at St. Christopher's Addiction Wellness Center in Baton Rouge, LA 1 The facilities at St. Christopher's Addiction Wellness Center in Baton Rouge, LA 2 The facilities at St. Christopher's Addiction Wellness Center in Baton Rouge, LA 3 The facilities at St. Christopher's Addiction Wellness Center in Baton Rouge, LA 4
    3
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.80 / 10
    5.0
    (66 reviews)
    Symetria – Hurst Outpatient Rehab and Suboxone Clinic in Hurst, Texas, is a private drug rehabilitation clinic for adults. One of the best outpatient rehab centers in Texas, Symetria offers various withdrawal medications to help clients get started with their recovery journey. You’ll also have access to treatments such as the intensive outp
    Symetria is unbelievably amazing!!! The Hurst staff is phenomenal!!! I can't imagine that another location has a better staff. A special shout out to Deborah, Benjamin, and Samantha of course. You all are doing amazing, amazing, selfless work. You all are very special to so many!!!
    Vernon Godsey III
    7 months ago
    Huge shout out to the team at symetria who make me feel like family I appreciate everything they do and huge shout out to Osagie for helping me! He is AWESOME!!! I love you symetria❤️❤️❤️
    Chloe Roseman
    7 months ago
    BEST PLACE EVER. I have tried various other doctors/clinics and none of them even begin to compare to this one. The staff here is absolutely amazing. I can’t even make a single complaint. Dr Son is the best as well. He explains everything and you truly feel like he understands you. I can proudly say this, this place saved my life. If you or someone you know needs help getting off opiates do it right the first time and come here. You won’t be disappointed. If you are specifically struggling with fentanyl please don’t waste your time with other ways. I have tried 6 other methods from lazer therapy to having the earpiece to suboxone. Methadone is the key to our current fentanyl crisis. This clinic makes recovery possible again!
    Mason
    7 months ago
    Symetria Recovery - Hurst TX 76054
    5
    5
    The facilities at Symetria Recovery - Hurst in Hurst, TX 1 The facilities at Symetria Recovery - Hurst in Hurst, TX 2 The facilities at Symetria Recovery - Hurst in Hurst, TX 3 The facilities at Symetria Recovery - Hurst in Hurst, TX 4

    Avenues Recovery Center at Metairie

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    Metairie, LA
    4.9
    (425 reviews)
    Check iconClaimed
    Avenues Recovery Center at Louisiana is a luxury rehab in Metairie, Louisiana. With medical detox, inpatient treatment, and sober living options, you’ll benefit from a tranquil environment to focus on recovery. They welcome adults seeking care for addiction and co occurring disorders. One thing that caught my eye is their campus. In their residen
    View Website (504) 603-3060
    Avenues Recovery Center at Metairie has no reviews yet. Leave a review.
    The facilities at Avenues Recovery Center at Louisiana in Metairie, LA 1 The facilities at Avenues Recovery Center at Louisiana in Metairie, LA 2 The facilities at Avenues Recovery Center at Louisiana in Metairie, LA 3 The facilities at Avenues Recovery Center at Louisiana in Metairie, LA 4 The facilities at Avenues Recovery Center at Louisiana in Metairie, LA 5
    4
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.76 / 10
    4.8
    (328 reviews)
    Check iconClaimed
    Located in Watsonville, California, Elevate Addiction Services provides alcohol and drug rehab services to men and women suffering from addiction. Their levels of care include detox, inpatient treatment, and outpatient treatment. One of the best ranked Outpatient treatment centers in California, Elevate Addiction Services provides a wide continuum
    This place is not your ordinary rehab facility. They go beyond your standard rehabilitation and literally "Elevate" your life to a new level you didn't think was ever possible before. The program is structured in a way that you desire to learn more and give more into the healing process. If you take the necessary steps and put your heart into the program you will come out with a newfound appreciation for life and all that surrounds you. Please take this step, as my husband did, to embrace your life and get the healing you deserve and owe yourself.
    The Truth
    1 month ago
    I think this is a wonderful rehab, the facilities are beautiful, the food is amazing (I have never even had food this good at a restaurant), and above all they have really helped my husband. Obviously anyone that first goes to rehab isn’t happy with their situation but in just two short months he was a changed person. The work they have them do on themselves got him to finally see why drugs and alcohol are no way of life. He’s finally sober and actually enjoying it! This rehab helped him so much he actually chose to stay LONGER, and I am for once excited for what the future can bring.
    Christine Hanson
    1 month ago
    My experience here throughout my last few months has completely changed my whole outlook on life. Before I got here I thought my life was going towards the end. My body was failing and mental state was terrible. Every part of the program touches on every aspect of the addicts life. Now that I have finished the program and started living daily life with all of the gains I got throughout the program, failure isn’t an option. I know I can truly be happy sober now. I finally gained back the love and support from my life partner and best friend I always knew was still there. My mom also believes in me again which is so important to me. The possibilities and happiness are endless now. Thank you Elevate.
    Mike Wilcox
    1 month ago
    Elevate Addiction Services CA 95076
    5
    5
    The facilities at Elevate Addiction Services in Watsonville, CA 1 The facilities at Elevate Addiction Services in Watsonville, CA 2 The facilities at Elevate Addiction Services in Watsonville, CA 3 The facilities at Elevate Addiction Services in Watsonville, CA 4
    5
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.69 / 10
    4.9
    (456 reviews)
    Legacy Healing Center Cherry Hill is a Joint Commission accredited luxury outpatient rehab in Cherry Hill, New Jersey. They welcome adult men and women seeking a comfortable space for addiction and co occurring disorder recovery. You’ll benefit from comprehensive care to hone in on recovery and gain a new outlook on life. Their programs offer
    It's an over all good place to help get yourself together and learn more about yourself and the counselors and therapists are very good at helping you
    Gerald Fisher
    5 months ago
    My experience has enlightened me and inspired my path of what they call treatment and recovery which I renamed Training staff is impeccable and caring. Upon arrival I was welcomed by Melissa with open arms and a huge smile that made me want to stay instead of run away like most. Most Techs are great even knowing they are 1/2 my age. The ones that stand out most as super stars are Jeff N, Terrance. Darrell and Matt. Therapist super stars are Jamie. Alexis and Matt. I am extremely happy with my choice and am sober and loving life. Peace Out
    Mike Egeland
    5 months ago
    I have been integrated into Legacys treatment for A DAY and the staff, community, as well as the setting is nothing like any other experience; They provide lunch and other food for anytime, the staff call out our flunks, therapy is provided at the highest quality once or twice a week, an inhouse doctor prescribes and stays up to date on your medication journey. The sweetest and most beautiful ladies work the front desk, Shoutout Melissa!
    Cal Oly
    5 months ago
    Legacy Healing Center - New Jersey NJ 8034
    6
    6
    The facilities at Legacy Healing Center - New Jersey in Cherry Hill, NJ 1 The facilities at Legacy Healing Center - New Jersey in Cherry Hill, NJ 2 The facilities at Legacy Healing Center - New Jersey in Cherry Hill, NJ 3 The facilities at Legacy Healing Center - New Jersey in Cherry Hill, NJ 4
    6
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.68 / 10
    5.0
    (102 reviews)
    Design for Change is a drug rehab facility located in Lancaster, California. The center offers treatment for substance use disorder, alcohol use disorder, opioid use, chemical dependencies, and co-occurring mental and behavioral health disorders. Design for Change provides detox, medicated-assisted treatment (MAT), residential inpatient treatment,
    My name is Colin and I’m an alcoholic and needed to find recovery for a better state of lifestyle and health. Design for Change provided a structured environment and reliable access needed for recovery. The routine, resources, and accountability offered a stable foundation for developing healthier habits and clearer direction. Overall, my experience was consistent with what the program aims to provide. I was able to focus on my goals, maintain sobriety, and utilize the structure as a stepping stone for my continued personal growth. As of November 18, 2025 I have maintained my recovery and am over a year sober from alcohol. Design for Change saved my life.
    Colin Dunnet
    6 months ago
    I had an amazing experience at DFC! The Staff was caring, friendly and supportive! The facility was clean and welcoming! I was very pleased with my treatment it was successful and I now have a second chance! I can’t wait to start my new beginning! Thank you all at DFC!
    Kim Miller
    6 months ago
    This has been an incredible journey from start to finish. I came in broken and in need of help. This is more than just rehab, it's truly life changing with great structure, compassionate staff, laughter, and healing. I'm forever grateful to the owner, the lead counselor, and the rest of the staff for helping me find myself and helping me find a life free of pain, depression, and uncontrollable addiction and alcoholism.
    Jacob Hutton
    6 months ago
    Design for Change CA 93535
    6
    6
    The facilities at Design for Change in Lancaster, CA 1 The facilities at Design for Change in Lancaster, CA 2 The facilities at Design for Change in Lancaster, CA 3 The facilities at Design for Change in Lancaster, CA 4

    Asana Recovery: Drug & Alcohol Rehab In California

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    Costa Mesa, CA
    4.7
    (115 reviews)
    Check iconClaimed
    Asana Recovery has many locations, including the outpatient clinic on Pomona Avenue in Costa Mesa, California. That location is only a 12-minute drive to Balboa Pier at the beach. Their outpatient treatment for adults includes a partial hospitalization program (PHP), and an intensive outpatient treatment program (IOP). These programs are for adu
    View Website (949) 763-4175
    Asana Recovery: Drug & Alcohol Rehab In California has no reviews yet. Leave a review.
    13
    13
    Carbondale, CO
    4.9
    (81 reviews)
    Jaywalker Lodge is a drug and alcohol rehab located in Carbondale, Colorado. They provide residential substance abuse treatment for adult men. Addiction-related services available at Jaywalker Lodge include inpatient addiction treatment for men with substance use disorders. They also treat co-occurring mental health disorders. The Lodge is Jaywalke
    Jaywalker Lodge has a team of men and women who deeply care about the sobriety of the people in their care.
    Henry Hanrahan
    5 months ago
    A family member of mine discovered Jaywalker from a friend. I had no concept of sobriety and had spent the better half of two decades struggling with drug abuse and alcoholism. I was ready to give up. I walked through the doors of Jaywalker Lodge in August 2024 and never looked back. Jaywalker gave me all of the tools, support, and motivation to give my life purpose again and LIVE. I would challenge anyone who struggles with this disease to find a better treatment center. It will work for you, if you want it.
    Chase Russo
    7 months ago
    This was a once in a lifetime experience I never would in a million years have expected I would have and love. Yes it’s a rehab and is a big commitment, most notably the financial aspect. Yet it was totally worth the investment both in terms of all the money me and my family spent for me to go through yet even more so the time. I had gone to one treatment center before I ended up doing Jaywalker just over a year ago. The difference was I really felt the love and support from pretty much everyone involved with Jaywalker from the time that I toured throughout my stay. This is for me the most important part of what speaks volumes about Jaywalker. From the staff to the alumni program to the guys I went through with it doesn’t get much better. All I have to say really is if you give yourself over to the program and allow it to work it can prove life changing. I was beyond lucky that I happened to have grown up and still be living in the Aspen area where Jaywalker is located. I am forever grateful that I finally came to terms with my addiction and got myself checked in and stuck with it. I never gave sobriety a real thought whatsoever until my life blew up in my face. Over sixteen months later having stuck with it my life is so much better than I could have imagined and it’s all thanks to Jaywalker. The biggest thing I would say about Jaywalker is if you do it and get through your time you’ll be a part of an amazing alumni program that for me is like an extended family of mine. So many of these guys for me are like brothers at this point and it would have never happened had I not just grown the hell up and confronted my problems. I could rave all day long about Jaywalker suffice it to say I highly recommend it.
    Paul Meyer
    7 months ago
    Jaywalker Lodge CO 81623
    6
    6
    The facilities at Jaywalker Lodge in Carbondale, CO 1 The facilities at Jaywalker Lodge in Carbondale, CO 2 The facilities at Jaywalker Lodge in Carbondale, CO 3 The facilities at Jaywalker Lodge in Carbondale, CO 4
    8
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.67 / 10
    4.6
    (249 reviews)
    Discovery Point Retreat is a treatment center in Waxahachie, Texas. Just 30 miles outside of Dallas, you’ll have a serene atmosphere to focus on recovery. They welcome adults seeking care for addiction and co-occurring disorders. Discovery Point Retreat is one of the top-rated inpatient rehab facilities in Texas. Their facility provides a spaci
    DPR was truly an amazing experience. They genuinely care about you and your recovery journey. Lucus pours his heart into this place and it shows. Cindy, TJ and JJ were extremely supportive and personable. The nurses, Amanda, Kenya, Bradie, and Kate were so kind and helpful. And of course Drew and Star were a highlight with the awesome food they prepared and had really great insight. It is truly a gem in the recovery community.
    Lakyn Discher
    7 months ago
    The facility, staff and overall program was first rate. I cannot recommend Discovery Point enough to those seeking help with learning to control an addiction and living a clean healthy life.
    Jim Heitz
    8 months ago
    I don’t even know where to begin. This treatment center is truly changing lives. My husband attended their program during one of the hardest times our family has ever faced, and I can confidently say they gave us hope and confidence in his recovery. From day one, the staff treated him with compassion and dignity. They weren’t just professionals—they were caring, patient, and truly passionate about helping people rebuild their lives. The counselors went above and beyond, not just helping him work through addiction, but helping him rediscover who he is without it. What meant the most to me as a spouse was how they kept family involved and supported throughout the process. I felt heard and understood. This wasn’t just treatment—it was transformation.
    Christi Singleton
    9 months ago
    Discovery Point Retreat TX 75167
    6
    6
    The facilities at Discovery Point Retreat in Waxahachie, TX 1 The facilities at Discovery Point Retreat in Waxahachie, TX 2 The facilities at Discovery Point Retreat in Waxahachie, TX 3 The facilities at Discovery Point Retreat in Waxahachie, TX 4
    9
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.66 / 10
    4.7
    (840 reviews)
    Check iconClaimed
    Indiana Center for Recovery offers leading detox and addiction treatment services for adults in Bloomington, Indiana. They provide various treatment services such as detox, outpatient rehab and residential rehab. The facility is accredited by the Joint Commission and has been A Diverse Range of Amenities One of the things I like most about this fac
    Indiana Center for Recovery is an amazing facility that helped me rediscover myself. Transitions between levels of care are a bit rough but the group facilitators are all excellent and if you stay the course and complete the full treatment you won't regret it.
    Karah Schutz
    2 weeks ago
    The staff at ICFR are all very kind and helpful throughout the entire process of being at the recovery center. The facilities are very well maintained and clean. There does seem to be a lack of communication between staff members as there was often confusion when questions were answered. Overall I had a fantastic experience at IFCR and would recommend to anyone seeking treatment.
    Ry
    2 weeks ago
    Place is great. I was in a pretty bad way coming in, and have been for a while, because t feel like I have a new outlook and perspective on sobriety. Staff are caring and helpful. Coursework is current and applicable and the accommodations are comfortable. If you come with an open mind and some willingness you can get what you need.
    Matt Trudo
    2 weeks ago
    31
    31

    Avenues Recovery Center at Dublin

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    Dublin, NH
    4.8
    (473 reviews)
    Check iconClaimed
    Individuals with the profound burden of addiction or mental health disorders can find solace at Avenues Recovery in Dublin, New Hampshire. This facility offers something truly valuable: a chance to breathe and step away from the struggle. The approach here goes beyond simply stopping the use of substances. It’s more of a supported journey back to
    View Website (603) 317-5600
    Avenues Recovery Center at Dublin has no reviews yet. Leave a review.
    7
    7
    The facilities at Phoenix House in Dublin, NH 1 The facilities at Phoenix House in Dublin, NH 2 The facilities at Phoenix House in Dublin, NH 3 The facilities at Phoenix House in Dublin, NH 4
    10
    Top 10 in Humana
    Rehab Score
    Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
    8.65 / 10
    4.7
    (189 reviews)
    The Windmill Wellness Ranch is an inpatient rehab and recovery center located close to San Antonio in Canyon Lake, Texas. Here, they treat adults with substance use and co-occurring (dual diagnosis) disorders. If you’re a veteran then it’s good to know that the center is in-network with TRICARE insurance. They also accept most major insurance.
    Sadly, Windmill now is allowing previous employees to post reviews. This troubles me. My initial review was heartfelt and honest. It upsets me that Windmill is doing this. Windmill used to be better than this. Perhaps it has to do with the new ownership.
    Paul Marshall
    6 months ago
    I had the most amazing experience of my life! WWR saved my life in many ways. I tackled multiple addictions and took advantage of every service they offer (which there are many!). The counselors and recovery advocates are incredible. While I now have the tools to go back to the real world, I will miss this place in my soul. I would recommend WWR to anyone needing to face addiction or any other mental challenge.
    Marsha Baker
    7 months ago
    Windmill is set amongst a beautiful scenery of trees and deers, that enables peace of mind and a healing quietness for the spirit. This serene atmosphere grows and shines in the people living there and the ones there providing us support through their smiles and patient caring for each other. I was able to learn again what it felt like to be human, sane, and a part of something. Fellowship being the heart of the strength built, I walked away with a community that stands as an army ready to fight together. You will be empowered. It works if you work it. As the windmill keeps turning, so shall we!
    Annemarie
    8 months ago
    Windmill Wellness Ranch TX 78133
    6
    6
    The facilities at Windmill Wellness Ranch in Canyon Lake, TX 1 The facilities at Windmill Wellness Ranch in Canyon Lake, TX 2 The facilities at Windmill Wellness Ranch in Canyon Lake, TX 3 The facilities at Windmill Wellness Ranch in Canyon Lake, TX 4
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    Frequently Asked Questions

    Does Humana Cover Drug and Alcohol Rehab?

    Most Humana health insurance plans cover substance abuse treatment. The amount of coverage depends on your specific plan, the treatment you choose, and whether the drug or alcohol rehab is in-network or out-of-network.

    Treatment generally starts with a visit to the primary care physician who can then seek authorization to refer you to a substance use treatment provider. To learn more about your coverage and any out of pocket expenses, call the number on the back of your insurance card to speak with a Humana representative.

    Plans vary, but coverage often includes treatment options such as medical detox, inpatient or residential treatment, and outpatient care. You may also have coverage for medication assisted treatment, which is helpful for opioid and alcohol misuse.

    Does Humana Cover Suboxone & Methadone?

    Medication-assisted treatment (MAT) uses FDA-approved medications along with other therapies to treat addiction. Humana insurance coverage for MAT prescriptions, such as Suboxone and methadone, depends on your specific plan. You may need to choose a MAT provider that’s within the plan’s network to get the coverage you need.

    Does Humana Cover Other Mental Healthcare?

    Mental and behavioral health coverage is available for most Humana members. Humana plans pull from a network of 65,000 mental and behavioral health professionals. Many of Humana’s mental and behavioral health services are provided by the company’s subsidiary, Humana Behavioral Health.

    Most Humana plans cover behavioral and mental health services. This can be very helpful since many people who struggle with substance use issues also have mental health concerns. Having both of these co-occurring disorders treated in an integrated way is essential for long term recovery.

    Keep in mind that mental health, behavioral health, and substance use treatment may require preauthorization or a referral from your primary doctor before they will be covered by insurance. Before you enroll in a program, be sure to contact your insurance provider to verify coverage.

    What Are Humana Plans and Coverage Areas?

    Humana offers lots of plan types. You can look at individual or family plans in the Marketplace. If you qualify you can get Medicare or Medicaid plans from Humana. They also offer useful supplemental plans like vision and dental.

    You can buy the supplemental through the Marketplace in your state or your employer might offer them. Since vision and dental aren’t part of most health plans, it can be helpful to have this coverage.

    Humana offers Medicare Advantage plans (Medicare Part C). If you have Original Medicare you can buy your Part D drug coverage, a Medicare supplement (Medigap) plan or a special needs plan through Humana.

    They also work with the state and federal government to provide Medicaid plans referred to as Humana Healthy Horizons. Participants can enroll through their state’s marketplace or through their state’s Medicaid agency.

    Every state has their own eligibility requirements for coverage. These include: income guidelines, qualified medical conditions, pregnancy and age. Services covered will depend on what state an individual resides.

    Humana offers Medicare plans in 49 states Washington DC and Puerto Rico. Their Medicare prescription drug plans are available in all states and include Washington D.C. and Puerto Rico. Humana Medicaid is available in Florida, Illinois, Indiana, Kentucky, Louisiana, Ohio, Oklahoma and South Carolina.

    What Types of Inpatient Addiction Treatment Does Humana Cover?

    Individuals requiring inpatient alcohol and substance use disorder treatment will need to meet medical necessity requirements. Covered services include medical detox, counseling services, and case management. Individuals should check with their insurance provider to determine coverage and what out of pocket expenses will be. Clients are often required to seek care at Humana participating facilities.

    For individuals using the Humana Health Horizons (Medicaid) coverage differs from state to state. Verification of covered services is recommended and prior authorization may be required before services are initiated.

    What Types of Outpatient Addiction Treatment Does Humana Cover?

    When you attend a few hours of treatment a week but otherwise live at home that’s known as outpatient treatment. It could be an intensive program with more hours per week or a general one with fewer. You can also access aftercare services to stay on track outside of treatment. Outpatient rehab often includes individual and group counseling. Medication assisted treatment may be an option for those struggling with opioid or alcohol misuse.

    For members with Humana Health Horizons covered services can differ between states and should be verified prior to seeking care. In many cases Humana will help individuals find participating facilities and providers for care.

    How Much Does Addiction Treatment Cost With Humana?

    Costs will depend on the type of Humana plan an individual participates in. It is important to check the benefits summary of your policy or contact a Humana representative to understand what services are covered and an estimated cost of out of pocket expenses. Many services will require prior authorization, medical necessity and Humana participating providers.

    How to Verify Coverage With Humana

    Individuals should check with their insurance provider by speaking with a care representative on the telephone or by logging into their online account to verify their coverage is active.

    Through the online account an individual can check for in network providers and can utilize their care management professionals to assist in locating participating providers and facilities.

    Additionally individuals can work with treatment centers to verify insurance plan participation and determine out of pocket expenses. It is important to have policy information available because coverage differs between Humana plans.

    What to Do if Humana Won’t Cover the Full Cost of Rehab

    Sometimes you’ll find that Humana covers some of the cost but not all of it when it comes to rehab. Other times the program you are interested in is not part of the network, so you have to pay out of pocket.

    In a case like this, you can work with the treatment center to create a payment plan. Some centers also offer scholarships to those who need it. You can even apply for health credit such as CareCredit to pay the amount off over time. Finally you can find low cost or free treatment offered by nonprofits or your local community. Resources for these services can be found on SAMHSA website at SAMHSA.GOV.

    What’s the First Step in Getting Addiction Treatment With Humana?

    It is important for individuals to work with their health care providers to determine what is the best course for treatment to meet their unique needs. For those with insurance coverage many times prior authorization is required before obtaining care. For optimal coverage, you need to work with in network or participating facilities and providers.

    Humana has resources on their website to aid in locating participating providers. Depending on what type of coverage an individual has they may provide case management services to help those with alcohol and substance use disorder locate facilities that accept Humana insurance.

    For many individuals it is important to find programs that not only meet their treatment needs but recognize unique needs such as LGBTQ+, veterans issues, and spiritual/religious preferences. These should be considered when selecting a facility or provider.

    Help in selecting appropriate services can be obtained by speaking with the facility or provider, researching different treatment centers, and by working with Humana case management to determine what will benefit you on their recovery journey.

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