Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.
Humana Insurance Coverage for Addiction Treatment
Explore Humana’s coverage for drug and alcohol rehab, including inpatient and outpatient options. Learn how to verify your plan today.
Humana began its storied history of service not as an insurance provider but as a nursing home facility called Extendicare, which was launched in 1961 by David A. Jones Sr. and H. Wendell Cherry. By 1968, Extendicare had grown into one of the largest elder care provider networks in the country.
In the 1970s, the company transitioned from elder care to acute and general hospital care services. It was rechristened under the Humana brand in 1974. By the 1980s, Humana expanded its services once again to include managed care and health insurance coverage and by the 1990s, it sold its hospital interests. Today, Humana is one of the top health insurance providers in the US.
Does Humana Cover Drug and Alcohol Rehab?
Most Humana health insurance plans cover substance abuse treatment. The amount of coverage depends on your specific plan, the treatment you choose, and whether the drug or alcohol rehab is in-network or out-of-network.
Treatment generally starts with a visit to the primary care physician who can then seek authorization to refer you to a substance use treatment provider. To learn more about your coverage and any out of pocket expenses, call the number on the back of your insurance card to speak with a Humana representative.
Plans vary, but coverage often includes treatment options such as medical detox, inpatient or residential treatment, and outpatient care. You may also have coverage for medication assisted treatment, which is helpful for opioid and alcohol misuse.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Soberman’s Estate was everything I needed for my recovery. The staff, the program, physical activity and culinary experience were top notch and essential. The program is well designed and worked better than I expected. The staff is remarkable - professional, considerate and genuinely caring. My time there and being removed from alcohol for five weeks was everything I needed to remove my craving for alcohol. Soberman has changed my life in ways I never could have imagined. I feel confident, secure and grateful for my new life. I have reconnected with my family and friends. Thank you Soberman.
George B.
2 months ago
Yes, very professional staff, treatment, therapist, chefs were good! even the home cook did the best she could, and loved the horses of Course! Saturday morning hiking was fun to explore the trails of the nearby mountain area!
John E Williams
2 months ago
I had a great experience overall and would recommend it to anyone wanted to jump start their sobriety!!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Symetria is unbelievably amazing!!! The Hurst staff is phenomenal!!! I can't imagine that another location has a better staff. A special shout out to Deborah, Benjamin, and Samantha of course. You all are doing amazing, amazing, selfless work. You all are very special to so many!!!
Vernon Godsey III
2 months ago
Huge shout out to the team at symetria who make me feel like family I appreciate everything they do and huge shout out to Osagie for helping me! He is AWESOME!!! I love you symetria❤️❤️❤️
Chloe Roseman
2 months ago
BEST PLACE EVER. I have tried various other doctors/clinics and none of them even begin to compare to this one. The staff here is absolutely amazing. I can’t even make a single complaint. Dr Son is the best as well. He explains everything and you truly feel like he understands you. I can proudly say this, this place saved my life. If you or someone you know needs help getting off opiates do it right the first time and come here. You won’t be disappointed. If you are specifically struggling with fentanyl please don’t waste your time with other ways. I have tried 6 other methods from lazer therapy to having the earpiece to suboxone. Methadone is the key to our current fentanyl crisis. This clinic makes recovery possible again!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Mental Health and Substance AbuseDrug AddictionAlcoholismOpioid AddictionDual DiagnosisSubstance Abuse
Adult ProgramYoung Adult ProgramProgram For MenProgram For WomenSeniors ProgramLGBTQ ProgramMilitary Program
Private InsuranceSelf-Pay OptionsMilitary InsuranceFinancial Aid
I would highly recommend Boca Recovery Center to anyone struggling with an illness. They do an amazing job and will change your life for the better. The staff makes you feel comfortable while stretching your boundaries and understanding. One of the strongest parts of the program is their follow up after treatment, specifically the Alumni Coordinator.
Greg D
6 days ago
Amazing staff great program was life changing so glad I made that call I like to commend Jon Ashley Kevin and Mike I wish I remember the night shift names that’s an amazing staff and the cooks that was good food
Monica Garcia
6 days ago
Staff a Boca rehab are very caring to your needs my experience was amazing through out my recovery
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Pam Cox was very friendly and professional and helpful, she really helped me with my son's situation and alot of people out there needs people like her..... Thank you Pam Cox for I really everything.... Tim Taylor, son Brandon Taylor
Timothy Taylor
6 days ago
at avenues i learned not too move so quickly. That Rome was not built in a day, and that you have too learn to crawl before you can walk.
Justin
1 week ago
This place is awesome!! My case manager Trent really went all out to make sure my after care was what I wanted. Also the bhts was on point with taking care of whatever was in their reach to make shit easier. (Stephanie, Jen, Chuck, Mike, Lonnie, Gonzo) I recommend this place to anyone is truly ready to change their lives and willing to do whatever it takes!!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionMental Health
Adult ProgramLGBTQ ProgramYoung Adult ProgramMilitary Program
Self-Pay OptionsMonthlyPrivate Insurance
Good place, great housing
Nicole Rivera
1 month ago
Amazing support network and great staff lovely time with my stay at STR buck
William Perry
1 month ago
My experience at Steps to Recovery has been great for the most part, the people and the environment are very welcoming and comforting. I have had some issues that have come up, but they usually get resolved. My only main gripe is with some of the other clients at the community living house fail to clean up after themselves, and some do not know self control. But, the staff here is very professional and easy to talk to. I find that the opportunities here for my recovery journey are pretty good, although I'd like access to more holistic therapy resources. I've actually personally facilitated a Dharma meeting and will facilitate more in the future. I appreciate my time here at STR and am excited for the future with them.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Great place. The staff super nice amd very knowedgable about addictions. Its a very special place. Better than all others ive gone to. Definate thumbs up
Tyler Kerney
6 days ago
Our experience with Elevate Addiction Services has been truly life-changing. From the very beginning, the director, family liaisons, counselors, therapists, continuing care coordinators, house dad's - we felt genuine compassion and care from everyone we had the pleasure of interacting with. We were kept informed of how our son was doing every step of the way. It never felt like we were alone in this. Everyone at Elevate was fighting for our son right alongside of us.
The love and compassion shown to our son meant everything. Today, he is living clean & sober, feeling confident in the tools and foundation Elevate equipped him with. Elevate welcomed him with open arms. Watching him complete the program and graduate has been one of the proudest moments of our lives.
We are so deeply grateful for Elevate and the loving and compassionate professionals who work there.
Without hesitation, we would highly recommend Elevate Addiction Services to anyone seeking help for themselves or a loved one. They helped our son find his way back.❤️
Kenny & Shelly Wright
1 week ago
Highly worth putting in the effort and money. One of the best decisions of my life was to enroll in the program at Elevate.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
As a professional who has referred several individuals to Boca Recovery Center, I can confidently say their commitment to individualized care is unmatched. They don't believe in a one-size-fits-all approach; instead, their team takes the time to understand each patient's unique history and needs. The staff is very professional and communicative. Bo Garfield has been stellar and Boca comes highly recommended.
John Coyle
4 days ago
Wonderful place that I would feel comfortable sending any friend or family member.
Tara Smith
2 weeks ago
An incredible facility that truly cares for the client in every aspect. If you want your loved one to receive the best care, send them to Boca recovery center!
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This facility was great to my process of developing into a responsible adult and also putting my future in my hands other than others. Many Thanks to all staff for their efforts. The BOCA thorn in their side has left the building!!!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance Abuse
Adult ProgramYoung Adult ProgramSeniors ProgramLGBTQ ProgramMilitary ProgramProgram For MenProgram For Women
Private InsuranceSelf-Pay OptionsMilitary InsuranceFinancial Aid
My experience at bocca was eventful and informative. I was given the necessary tools to apply for a successful recovery . The staff was great thank you bocca
James Crowley
5 days ago
I enjoy the healing process at Boca. Would highly recommend it if you need help!!
Kris Mitchell
1 week ago
Going to Boca Recovery was the best decision I could have made when I relapsed. The staff from the clinicians to the BHTs and nurses were supportive, knowledgeable, and thoughtful about the treatments offered. The community was warm and collaborative and the facility itself was clean and comfortable. I would highly recommend.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
It's an over all good place to help get yourself together and learn more about yourself and the counselors and therapists are very good at helping you
Gerald Fisher
2 weeks ago
My experience has enlightened me and inspired my path of what they call treatment and recovery which I renamed Training staff is impeccable and caring. Upon arrival I was welcomed by Melissa with open arms and a huge smile that made me want to stay instead of run away like most. Most Techs are great even knowing they are 1/2 my age. The ones that stand out most as super stars are Jeff N, Terrance. Darrell and Matt. Therapist super stars are Jamie. Alexis and Matt. I am extremely happy with my choice and am sober and loving life. Peace Out
Mike Egeland
2 weeks ago
I have been integrated into Legacys treatment for A DAY and the staff, community, as well as the setting is nothing like any other experience; They provide lunch and other food for anytime, the staff call out our flunks, therapy is provided at the highest quality once or twice a week, an inhouse doctor prescribes and stays up to date on your medication journey. The sweetest and most beautiful ladies work the front desk, Shoutout Melissa!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
My name is Colin and I’m an alcoholic and needed to find recovery for a better state of lifestyle and health. Design for Change provided a structured environment and reliable access needed for recovery. The routine, resources, and accountability offered a stable foundation for developing healthier habits and clearer direction. Overall, my experience was consistent with what the program aims to provide. I was able to focus on my goals, maintain sobriety, and utilize the structure as a stepping stone for my continued personal growth. As of November 18, 2025 I have maintained my recovery and am over a year sober from alcohol. Design for Change saved my life.
Colin Dunnet
1 month ago
I had an amazing experience at DFC! The Staff was caring, friendly and supportive!
The facility was clean and welcoming! I was very pleased with my treatment it was successful and I now have a second chance! I can’t wait to start my new beginning!
Thank you all at DFC!
Kim Miller
1 month ago
This has been an incredible journey from start to finish. I came in broken and in need of help. This is more than just rehab, it's truly life changing with great structure, compassionate staff, laughter, and healing. I'm forever grateful to the owner, the lead counselor, and the rest of the staff for helping me find myself and helping me find a life free of pain, depression, and uncontrollable addiction and alcoholism.
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I am so grateful for avenues and all the staff they help me in so many ways not only with my addiction but my mental health and to deal with some trauma so thank u each and every one of the staff I appreciate y'all for sure
Timothy Letner
5 days ago
This place is really awesome they are great every resident every staff I have come in contact with down to the nursing team their great I’ve been in treatment this is my sixth time and I’ve really enjoyed the work and time that the staff as well as my therapist Darcy I love her sooo much ms. Casey is the truth for real if you’re thinking about going to inpatient ft.Wayne avenues is one of the best inpatient facilities I’ve ever been to and I’ve been everywhere but this place and the people running it made me feel like this was a home while I was here thank you avenues for everything the skills the time the patients because coming of the street and drugs can be very hard on both ends the support that I’ve gotten is the greatest Christmas gift I could get this year ohhh my man Joe if you come get to know him he’s one of us that has a great story my man Travis Kelsey Sarah my techs ms Rita ms siane Malissa the tech and my case manger Malissa she was great made me feel right at home they took good care of me thank you avenues you’ve gained a alumni for life I love you guys thanks for having me Merry Christmas from me and my family and thanks so much for having me on to strive I go ❤️🤞🏾💪🏾🫶🏾✌🏾
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance AbuseMental Health
Adult ProgramProgram For Men
Private InsuranceSelf-Pay Options
Jaywalker Lodge has a team of men and women who deeply care about the sobriety of the people in their care.
Henry Hanrahan
2 weeks ago
A family member of mine discovered Jaywalker from a friend. I had no concept of sobriety and had spent the better half of two decades struggling with drug abuse and alcoholism. I was ready to give up.
I walked through the doors of Jaywalker Lodge in August 2024 and never looked back. Jaywalker gave me all of the tools, support, and motivation to give my life purpose again and LIVE.
I would challenge anyone who struggles with this disease to find a better treatment center. It will work for you, if you want it.
Chase Russo
2 months ago
This was a once in a lifetime experience I never would in a million years have expected I would have and love. Yes it’s a rehab and is a big commitment, most notably the financial aspect. Yet it was totally worth the investment both in terms of all the money me and my family spent for me to go through yet even more so the time. I had gone to one treatment center before I ended up doing Jaywalker just over a year ago. The difference was I really felt the love and support from pretty much everyone involved with Jaywalker from the time that I toured throughout my stay. This is for me the most important part of what speaks volumes about Jaywalker. From the staff to the alumni program to the guys I went through with it doesn’t get much better. All I have to say really is if you give yourself over to the program and allow it to work it can prove life changing. I was beyond lucky that I happened to have grown up and still be living in the Aspen area where Jaywalker is located. I am forever grateful that I finally came to terms with my addiction and got myself checked in and stuck with it. I never gave sobriety a real thought whatsoever until my life blew up in my face. Over sixteen months later having stuck with it my life is so much better than I could have imagined and it’s all thanks to Jaywalker. The biggest thing I would say about Jaywalker is if you do it and get through your time you’ll be a part of an amazing alumni program that for me is like an extended family of mine. So many of these guys for me are like brothers at this point and it would have never happened had I not just grown the hell up and confronted my problems. I could rave all day long about Jaywalker suffice it to say I highly recommend it.
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Frequently Asked Questions
Does Humana Cover Suboxone & Methadone?
Medication-assisted treatment (MAT) uses FDA-approved medications along with other therapies to treat addiction. Humana insurance coverage for MAT prescriptions, such as Suboxone and methadone, depends on your specific plan. You may need to choose a MAT provider that’s within the plan’s network to get the coverage you need.
Does Humana Cover Other Mental Healthcare?
Mental and behavioral health coverage is available for most Humana members. Humana plans pull from a network of 65,000 mental and behavioral health professionals. Many of Humana’s mental and behavioral health services are provided by the company’s subsidiary, Humana Behavioral Health.
Most Humana plans cover behavioral and mental health services. This can be very helpful since many people who struggle with substance use issues also have mental health concerns. Having both of these co-occurring disorders treated in an integrated way is essential for long term recovery.
Keep in mind that mental health, behavioral health, and substance use treatment may require preauthorization or a referral from your primary doctor before they will be covered by insurance. Before you enroll in a program, be sure to contact your insurance provider to verify coverage.
What Are Humana Plans and Coverage Areas?
Humana offers lots of plan types. You can look at individual or family plans in the Marketplace. If you qualify you can get Medicare or Medicaid plans from Humana. They also offer useful supplemental plans like vision and dental.
You can buy the supplemental through the Marketplace in your state or your employer might offer them. Since vision and dental aren’t part of most health plans, it can be helpful to have this coverage.
Humana offers Medicare Advantage plans (Medicare Part C). If you have Original Medicare you can buy your Part D drug coverage, a Medicare supplement (Medigap) plan or a special needs plan through Humana.
They also work with the state and federal government to provide Medicaid plans referred to as Humana Healthy Horizons. Participants can enroll through their state’s marketplace or through their state’s Medicaid agency.
Every state has their own eligibility requirements for coverage. These include: income guidelines, qualified medical conditions, pregnancy and age. Services covered will depend on what state an individual resides.
Humana offers Medicare plans in 49 states Washington DC and Puerto Rico. Their Medicare prescription drug plans are available in all states and include Washington D.C. and Puerto Rico. Humana Medicaid is available in Florida, Illinois, Indiana, Kentucky, Louisiana, Ohio, Oklahoma and South Carolina.
What Types of Inpatient Addiction Treatment Does Humana Cover?
Individuals requiring inpatient alcohol and substance use disorder treatment will need to meet medical necessity requirements. Covered services include medical detox, counseling services, and case management. Individuals should check with their insurance provider to determine coverage and what out of pocket expenses will be. Clients are often required to seek care at Humana participating facilities.
For individuals using the Humana Health Horizons (Medicaid) coverage differs from state to state. Verification of covered services is recommended and prior authorization may be required before services are initiated.
What Types of Outpatient Addiction Treatment Does Humana Cover?
When you attend a few hours of treatment a week but otherwise live at home that’s known as outpatient treatment. It could be an intensive program with more hours per week or a general one with fewer. You can also access aftercare services to stay on track outside of treatment. Outpatient rehab often includes individual and group counseling. Medication assisted treatment may be an option for those struggling with opioid or alcohol misuse.
For members with Humana Health Horizons covered services can differ between states and should be verified prior to seeking care. In many cases Humana will help individuals find participating facilities and providers for care.
How Much Does Addiction Treatment Cost With Humana?
Costs will depend on the type of Humana plan an individual participates in. It is important to check the benefits summary of your policy or contact a Humana representative to understand what services are covered and an estimated cost of out of pocket expenses. Many services will require prior authorization, medical necessity and Humana participating providers.
How to Verify Coverage With Humana
Individuals should check with their insurance provider by speaking with a care representative on the telephone or by logging into their online account to verify their coverage is active.
Through the online account an individual can check for in network providers and can utilize their care management professionals to assist in locating participating providers and facilities.
Additionally individuals can work with treatment centers to verify insurance plan participation and determine out of pocket expenses. It is important to have policy information available because coverage differs between Humana plans.
What to Do if Humana Won’t Cover the Full Cost of Rehab
Sometimes you’ll find that Humana covers some of the cost but not all of it when it comes to rehab. Other times the program you are interested in is not part of the network, so you have to pay out of pocket.
In a case like this, you can work with the treatment center to create a payment plan. Some centers also offer scholarships to those who need it. You can even apply for health credit such as CareCredit to pay the amount off over time. Finally you can find low cost or free treatment offered by nonprofits or your local community. Resources for these services can be found on SAMHSA website at SAMHSA.GOV.
What’s the First Step in Getting Addiction Treatment With Humana?
It is important for individuals to work with their health care providers to determine what is the best course for treatment to meet their unique needs. For those with insurance coverage many times prior authorization is required before obtaining care. For optimal coverage, you need to work with in network or participating facilities and providers.
Humana has resources on their website to aid in locating participating providers. Depending on what type of coverage an individual has they may provide case management services to help those with alcohol and substance use disorder locate facilities that accept Humana insurance.
For many individuals it is important to find programs that not only meet their treatment needs but recognize unique needs such as LGBTQ+, veterans issues, and spiritual/religious preferences. These should be considered when selecting a facility or provider.
Help in selecting appropriate services can be obtained by speaking with the facility or provider, researching different treatment centers, and by working with Humana case management to determine what will benefit you on their recovery journey.
Calls to any general helpline will be answered or returned by a paid advertiser.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.