Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.
Children’s Health Insurance Program (CHIP)
Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.
The Children’s Health Insurance Program (CHIP) is a joint state and federal government program that provides low cost healthcare coverage for children in families who can’t afford private insurance but earn too much to qualify for Medicaid.
All U.S. states provide CHIP coverage but the rules and services covered under the plan may differ from state to state. Coverage in all states includes:
Routine check ups
Immunizations
Doctor visits
Prescriptions
Dental and vision care
Hospital care (inpatient and outpatient)
Lab and x ray services
Emergency services
In some states, CHIP also provides coverage for pregnant women.
Premiums and copayments for CHIP coverage tend to be low, but those costs vary by state. Some participants’ coverage may even be free.
As you sort through treatment centers or verify insurance acceptance, you can learn more about rehab options to see which programs fit your benefits and clinical requirements.
By Danielle Letenyei
Danielle Letenyei is a freelance writer living in Madison, Wisconsin. She specializes in personal finance and insurance topics, including medical insurance and Medicare. Her work has appeared in FinanceBuzz, Market Realist, U.S. News & World Report, and more.
Medically Reviewed by Anna Spooner
Anna has 10 years of experience in insurance and has been a content and copywriter since 2011. She strives to make all of her writing approachable and easy to understand while drinking copious amounts of tea. Anna writes about accessing addiction treatment, insurance, and finance.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Symetria is like a second family for me now and Mrs. Debrah , who runs the center is always awesome and also Mrs. Callie is my counselor and a great one at that! Come to Symetria if you need help you’re not alone they will treat you like your one of them.
Krystina Hubbell
1 month ago
Symetria is a great place and it can really help you get better.
Trevor Stewart
1 month ago
Symetria in Hurst is full of loving and caring individuals who go above and beyond helping you in any way you need while navigating your best self, if you're slightly thinking about checking it out, I highly reccomend it, will change your life for the better!!!
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I use to go to denton clinic last year and even years ago and I was honestly struggling very hard to keep up with payments and Im not here to bash... I blame myself for not communicating better. At the time I was forced to leave my denton home and stay with family in the colony and had to drive every day Mon thru Fri to denton. I finally tried looking for some place closer and thank the Lord He led me here. I called and they asked about insurance which I gave all my info about. I seriously had doubts that it would be of any help. Years ago methadone wasnt covered easily by insurance...
But they made my day when they told me yep they take my insurance which is through marketplace. AND I would not have to pay anything out of pocket!! I was singing and dancing. Been here ever since. Even when I messed up and missed open enrollment, they still worked with me without insurance... i was so worried but everyone reassured me that they would find a way to help me here and they did. Everyone is SO NICE also. Love it here.
Anita
4 months ago
I absolutely love this place from the front staff all the way to the back staff. Everybody is so amazing and so kind. The office manager helped me find a location where I could get my dose since I missed it on Saturday and I was so grateful for him to reach out because I finally got my dose I needed Because THEY CARE! I recommend this place to anybody struggling with opioid Use disorder or pain. Don’t be afraid to pick up the phone and call. Everybody is so nice and you’ll be taken care of🖤
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I recently went through detox here, and I wanted to share that my experience was genuinely positive. The staff were supportive, professional, and consistently went above and beyond to make a difficult process easier. They took real time to listen, check in, and make sure I felt comfortable as possible. Overall, I had a great experience and I’m grateful for the care I received. Thank you CRI-HELP staff.
James Robings
1 month ago
Chuckle and David from detox help save my life man I 100% recommend this place thank you cri help for everything
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
After a terrible night at advocate Lutheran ER I came here and I was a little nervous but the man working reception was really nice. Then dr cohen was also nice, caring and helpful. The two nurses Morgan and Andre were awesome. I left feeling better physically and mentally after my visit. Thank you so much. 100% would recommend
brenda perez
2 months ago
Thank You for helping me with my anxiety. And getting a little more hydrated.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
So many wonderful and sincere staff members work here. So many resources and are willing to help those out who have the desire to help themselves and want to change for the better.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
TTC was an amazing experience. I was discharged 4-30-26, and have plenty of stories to tell. The patients there were friendly, outgoing, and respectful. For the whole month I stayed, I've only experienced one disagreement, yet it only lasted about a day and resulted in me and the patient hugging it out. I genuinely had high hopes for everyone there including myself, and staff helped guide me out of the hole I dug myself into. Thank you Tarzana Treatment Center for acting as huge support for my journey. I'm now 98 days sober and it couldn't have gone smoother, thanks to TTC. I'm praying for each and every one of you guys
-Jody Lyndes
JJ Quinn
2 months ago
I was in the youth program & the food was disgusting. Not every meal was bad though. The supervisors suck they sit in their office and gossip all day the kids new all the drama. Even when the supervisors would come to the dinning when staff was on breaks they just be on their phones gossiping. It was so weird but the staff was real cool Sherice was chill Aryka would hold you accountable for your shit which I liked Adrian let you do whatever you wanted Julie was sweet too. Overall staff cool you can tell they work there cause they care but supervisors need to go
Bri Noneya
8 months ago
I give this place a 5 star, the Tech’s are amazing and the Staff too. I graduated… Class of 2025
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Cornerstone truly made a difference for me. From the moment I walked in, I felt welcomed and respected. The team is compassionate, patient, and goes above and beyond to help. I’m grateful for the support I received and would highly recommend them.
Veronica Muniz
2 months ago
I don’t usually write reviews like this, but Cornerstone deserves one.
The people at Cornerstone were there for me at a time in my life that I needed help the most. I came in needing structure, honesty, and a place where I could begin to really work on myself and to even understand what that meant. What I found was a program that gave me all of that, but also gave me something I didn’t fully expect: people who I connected with and genuinely cared.
Recovery for me has not been easy. It’s been uncomfortable, emotional, humbling, and at times it’s forced me to look at things I was avoiding. Nick my therapist did not do the work for me, but he created an environment where I could dig deep and work on myself while he provided me with insights and guidance along the way.
I also want to recognize Richard and Eric, who were both great case managers. They were relatable in their own ways, supportive, honest, and patient, but they also held me accountable when I needed it. That balance I needed. They helped me stay focused, understand the process, and take responsibility for my recovery in a real way. I always felt like they cared about me as a person, not just as someone moving through a program.
Lauren also deserves a lot of credit for the Alumni Association. One of the biggest fears after treatment is wondering what comes next. Lauren helps keep that connection alive. She creates a sense of community with prior clients and reminds people that recovery does not end when the program ends. That continued support matters more than people probably realize.
Melissa and Teri were excellent group facilitators. They came prepared, their groups were honest, meaningful, and often exactly what I needed, even when I didn’t want to hear it. They each brought compassion, experience, education, and directness into the room. The groups helped me reflect, listen, open up, and understand myself better. The conversations where we searched for “the why” will stay with me.
I also want to give special recognition to Jorge, the house manager. He is dedicated, caring, and deeply committed to sobriety. He puts his own, and everyone else’s sobriety, above all else. That is not just something he says. It is how he shows up every day for over 20 people. He holds people accountable, but he does it from a place of real concern and experience. He cares about the house, the people in it, and the recovery of everyone around him. I have great respect for an another man who is so humble.
Cornerstone is not just a treatment center. It is a place where real change can happen if you are willing to be honest, humble, and open to the process. I am extremely grateful for my time there, for the staff, and for the impact the program had on my life.
I had a great experience, and I would highly recommend Cornerstone to anyone who is serious about recovery, ready to change their life, and prepared to do the work. Good luck on your journey.
S Patel
2 months ago
I had an excellent experience at Cornerstone Rehab. The entire staff was knowledgeable, compassionate, and genuinely cared about every client. The housing was comfortable and well-maintained, which helped me feel at ease. Most importantly, I felt safe and fully supported throughout my entire stay. I am truly grateful for the care and help I received.
Have been going tbere for 1 year now. Have blisters that pop and drain on right leg due to. The staff is AWESOME, always greet me with a smile, listen to you when asking
"how& and how are you doing. Areinfc The Doc's also caring. Explainations are always simple to understand.
Thank you for caring and making each visit a reassuring visit!!!
Beatrice ross
beatrice ross
1 month ago
Very welcoming environment, from security to registration to radiology. Cliff handled my CT efficiently and professionally with a nice touch of humor. I was in and out quickly.
Jodie Rizzo
2 months ago
I really want to appreciate the lady at the registration desk who helped me at the last minute so I could submit my daughter’s urine sample after so much struggle. She was truly kind. I’m only sorry I didn’t get her name to acknowledge her properly.
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Frequently Asked Questions
Does CHIP Cover Addiction Treatment?
Yes CHIP covers some addiction treatment and mental health services, but the level of coverage varies by state. Under the 2010 Affordable Care Act (ACA) most insurance plans — including CHIP — must cover certain essential health benefits. Mental health and substance use treatment are considered essential health benefits required by the ACA.
Furthermore the Substance Use Disorder Prevention that Promotes Opioid Recovery and Treatment for Patients and Communities Act (SUPPORT Act) requires Medicaid to cover substance use treatment and medication-assisted treatment. As a Medicaid program, CHIP also covers these services.
Because the specific benefits available vary by state you should consult a state case manager to determine the resources available for youth addiction treatment coverage under your child’s CHIP coverage.
How to Qualify for the Children's Health Insurance Program (CHIP)
You can apply for CHIP through your state Medicaid agency or Health Insurance Marketplace. The income requirements for the program differ depending on the state you are in but usually range between 170% to 400% of the federal poverty level.
To qualify for the program your child must be uninsured and ineligible for Medicaid coverage as well as under age 19 and a resident of the state where you are applying. They must also be a U.S. citizen or a legal immigrant.
There is no specific enrollment period for CHIP. You can apply for coverage at any time throughout the year.
What Inpatient Addiction Treatment Does CHIP Cover?
As part of the requirements of the ACA there will be at least some inpatient addiction coverage with CHIP. However it will need to be deemed medically necessary. Your child’s doctor can do an ASAM Criteria assessment to evaluate your child’s needs and determine the level of care that is necessary.
Having a treatment plan from your child’s doctor can help ensure that their addiction treatment is covered and can help with preauthorization if it’s required.
Inpatient addiction treatment often includes medical detox followed by inpatient residential care. These crucial steps in addiction treatment can help your child wean themselves off drugs or alcohol in a safe environment with round the clock supervision. Depending on the CHIP program in your state there may be limitations on the number of inpatient days covered.
What Outpatient Rehab Does CHIP Cover?
The number of outpatient visits covered for your child through CHIP also may vary based on the state in which you live. Outpatient rehab programs include partial hospitalization programs (PHPs) and intensive outpatient programs (IOPs) as well as general outpatient programs.
PHPs are a more intensive type of outpatient rehab where your child spends 4 to 8 hours a day receiving treatment at a facility. IOPs are a step down from PHPs and the child receives 9-20 hours of treatment spread over three to five days a week.
General outpatient programs can include individual, family, or group counseling sessions once or twice weekly. The ultimate goal of outpatient rehab is to help your child develop and maintain new habits so they can establish long term recovery and avoid relapse.
Does CHIP Cover Methadone & Suboxone (MAT)?
Yes CHIP is required to cover medication assisted treatment (MAT) for substance use disorders. This is part of the SUPPORT Act that requires Medicaid to offer this coverage. The healthcare laws also require Medicaid to offer the same coverage for mental health and substance use disorders as they do for medical and surgical conditions.
MAT is often used in detox because it helps alleviate withdrawal symptoms and reduce cravings as a young person gets rid of drugs and alcohol in their system. It may also be used longer term to manage cravings so your child can stay stable in treatment and avoid relapse and potential overdose concerns.
Does the Children's Health Insurance Program (CHIP) Cover Other Mental Healthcare?
Yes CHIP also covers mental health care. However that coverage may differ from state to state so it is essential to consult a case manager in your state for more information. Generally your child will be able to get counseling and crisis support for diagnoses like depression or anxiety or other disorders.
Substance use disorders often coincide with underlying mental health concerns as well. When this happens it’s known as co occurring disorders or a dual diagnosis. In this case your child’s mental health and addiction will need to be treated together to ensure your child’s recovery.
How Long Will CHIP Cover Rehab?
The medical necessity of your child’s rehab treatment plays a big part in how long CHIP will provide coverage. Typically inpatient residential treatment programs are covered from 30 to 90 days. It is usually recommended that IOPs run for about 90 days and general outpatient programs can last up to 12 weeks or more.
The more willing your child is to embrace the treatment process the better their chances are for long term recovery success.
Can I Travel Out of State For Treatment With CHIP?
No you can’t travel out of state for treatment with CHIP. Because the program is tied to your state’s Medicaid program you must receive treatment in the state you live in. CHIP coverage levels varies by state.
There may be exceptions if your child requires emergency medical care while traveling out of state or if they need specialized treatment that isn’t available in your state. However these exceptions are very rare and require prior authorization from your state’s CHIP program.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
Calls to numbers on a specific treatment center listing will be routed to that treatment center. Calls to any general helpline could be forwarded to SAMHSA or a verified treatment provider.
If you wish to connect with non-sponsor centers, you can browse top-rated listings, visit our homepage and browse by state, or visit SAMHSA.
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