Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.
Children’s Health Insurance Program (CHIP)
Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.
The Children’s Health Insurance Program (CHIP) is a joint state and federal government program that provides low cost healthcare coverage for children in families who can’t afford private insurance but earn too much to qualify for Medicaid.
All U.S. states provide CHIP coverage but the rules and services covered under the plan may differ from state to state. Coverage in all states includes:
Routine check ups
Immunizations
Doctor visits
Prescriptions
Dental and vision care
Hospital care (inpatient and outpatient)
Lab and x ray services
Emergency services
In some states, CHIP also provides coverage for pregnant women.
Premiums and copayments for CHIP coverage tend to be low, but those costs vary by state. Some participants’ coverage may even be free.
As you sort through treatment centers or verify insurance acceptance, you can learn more about rehab options to see which programs fit your benefits and clinical requirements.
By Danielle Letenyei
Danielle Letenyei is a freelance writer living in Madison, Wisconsin. She specializes in personal finance and insurance topics, including medical insurance and Medicare. Her work has appeared in FinanceBuzz, Market Realist, U.S. News & World Report, and more.
Medically Reviewed by Anna Spooner
Anna has 10 years of experience in insurance and has been a content and copywriter since 2011. She strives to make all of her writing approachable and easy to understand while drinking copious amounts of tea. Anna writes about accessing addiction treatment, insurance, and finance.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Symetria is like a second family for me now and Mrs. Debrah , who runs the center is always awesome and also Mrs. Callie is my counselor and a great one at that! Come to Symetria if you need help you’re not alone they will treat you like your one of them. And the front desk lady Michelle is so sweet that she won’t let you miss a does so she calls every patient everyday in case you forgot so u don’t suffer!
Krystina Hubbell
1 month ago
I have been in the DARKEST place for so long. Symetria was my saving grace. My counselor Callie (my saving grace) showed me that I actually really do matter and gave me a sense of belonging for the FIRST time in my life! She truly cares and has helped me in so many ways that I can't thank her enough. If it weren't for her, I'm not sure where I'd be in life right now without her. Ms Callie, if you see this, thank you again. To all of the concerned mothers/fathers out there, I promise you, this is the best methadone clinic in the United States. Thank you for taking the time to read my comment, I promise I wouldn't steer you the wrong direction. <3 Please take into consideration coming to Symetria. I finally have hope.
Madi Murphy
2 months ago
This place is great. The entire staff had always been excellent
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I use to go to denton clinic last year and even years ago and I was honestly struggling very hard to keep up with payments and Im not here to bash... I blame myself for not communicating better. At the time I was forced to leave my denton home and stay with family in the colony and had to drive every day Mon thru Fri to denton. I finally tried looking for some place closer and thank the Lord He led me here. I called and they asked about insurance which I gave all my info about. I seriously had doubts that it would be of any help. Years ago methadone wasnt covered easily by insurance...
But they made my day when they told me yep they take my insurance which is through marketplace. AND I would not have to pay anything out of pocket!! I was singing and dancing. Been here ever since. Even when I messed up and missed open enrollment, they still worked with me without insurance... i was so worried but everyone reassured me that they would find a way to help me here and they did. Everyone is SO NICE also. Love it here.
Anita
7 months ago
I absolutely love this place from the front staff all the way to the back staff. Everybody is so amazing and so kind. The office manager helped me find a location where I could get my dose since I missed it on Saturday and I was so grateful for him to reach out because I finally got my dose I needed Because THEY CARE! I recommend this place to anybody struggling with opioid Use disorder or pain. Don’t be afraid to pick up the phone and call. Everybody is so nice and you’ll be taken care of🖤
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Just trying to get some info spoke with a guy on the phone and I want to get into another residential would you guys let me in coming out of another residential? My mom wants me to stay in treatment so Im trying to look at other options.
korinthius burns
2 months ago
Maverick House, truly, changed my life!
William Carpenter
4 months ago
Very very good program awesome staff groups are very helpful I really enjoyed my stay really helpful
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
As a family member of someone who attends the outpatient program I have to give 5 stars. Angela the program manager has been exceptional in my husband's care. She has bent over backwards to make sure my husband has a clear understanding of the process and even went above and beyond for him to get his needs met. She has always made time for him and that is rare for management to make time for a client. She really took the time to ease his fears and frustrations. To have my husband back and happy with life has been a long time coming and it is thanks to Angela. He also shared with me that counselor Diana is very helpful she is kind, compassionate and willing to always take time for clients even if they are not on her case load. These two employees are stellar. We have been to other programs and everyone seemed to busy and unable to take the time to explain things or help with any problems outside of their job description and both of these people have taken the time to sit with him and walk him through how he is feeling and to not give up. To see my husband smiling and happy again is so amazing thank you Angela, Diana and CRC for giving me my husband back.
The only complaint we have is that counselor Ann needs to be more compassionate towards new people especially but all clients that attend treatment there. My husband almost quit treatment because she was judgmental and rude. This type of behavior towards someone brand new in treatment could have had such an adverse consequence on a client. Maybe she is burnt out and if that is the case she needs to step away before she causes harm. Thank God Angela and Diana are there to keep the lack of compassion in others flowing from them so clients will stay to change their lives. Again, thank you CRC, Angela and Diana for all your help and giving our family back the biggest piece it had been missing for years.
Cynthia
4 weeks ago
Excellent curriculum and therapy! Alex and Stephen were both knowledgeable and empathetic. They pushed me to the lengths I needed to go to maintain sobriety lifelong!
jane syftestad
4 weeks ago
I unfortunately started taking a substance that I believed was an over-the-counter supplement and didn’t realize the risks associated with 7-OH and kratom. After going through detox, I knew I needed additional support, and thankfully I found California Recovery Center through my insurance.
I’ve had an amazing experience here. I have a wonderful therapist I see weekly, and I’ve also had the opportunity to speak with the Program Manager (Angela), who has helped me tremendously.
I especially want to recognize Diana and Angela. They are two of the kindest, most compassionate, and caring people I’ve encountered during this journey. They genuinely make you feel supported and understood.
I’m extremely grateful I found California Recovery Center. Asking for help isn’t easy, but having the right people beside you makes all the difference. I highly recommend this facility to anyone looking for compassionate and professional support.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This place is amazing. The staff are so amazing and caring. I truly couldn’t have made it through this journey without them. Maria is the best case manager, she is truly inspirational and spreads positivity everywhere. The medical staff is professional, knowledgeable, and kind. The house monitors help you every step of the way and make sure you’re taken care of 24/7. All of the groups are targeted towards your recovery and are so helpful. I am so sad to see this place is closing. Shout out to Albert, George, Miles, Kirk, Olivia, Julie, Diane, Marcela, and Tammy. Thank you guys.
Alyssa Tropila
1 year ago
This was my third time through rehab and found it the best, well run and most effective treatment I’ve been through. Maria and staff have a well structured program, with engaging assignments that are on-point. I am best prepared to avoid relapse. I would recommend Cornerstone to any addict serious about getting sober!
mawesnerjr
1 year ago
This place was a literal gift from god. I am beyond thankful for the program as a whole but also the staff like hip-hop Darrel and Andy also nurse mike made a huge impact on my sobriety. I could not have asked for a better program and a special thank you to miss maria for having my back and making sure I had enough packets lol I would 10/10 recommend this place to anyone who wants to be sober forever. Also gotta shout out David p for getting me there and making me feel safe. Best. Program. Ever.
Most best they really do care shoutout to
Neil P & Kelly M but fr all the staff at the pflager center
Mark Trapp
1 month ago
Best treatment center out there!!!!1000%
Katherine Hulley
2 months ago
I recently went through detox here, and I wanted to share that my experience was genuinely positive. The staff were supportive, professional, and consistently went above and beyond to make a difficult process easier. They took real time to listen, check in, and make sure I felt comfortable as possible. Overall, I had a great experience and I’m grateful for the care I received. Thank you CRI-HELP staff.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I showed up with no insurance and from a different county , I got very familiar with the woman who does intake for that , beyond helpful jumping through the hurdles , I did double digit stays , 5 years clean this Christmas and I’m now a father to an amazing 4 years old who’s never seen me loaded , when you deal with junkies all day you get impatient so I get some of the attitude sometimes like everybody has , it’s what you make of it , you do have to advocate for yourself a lot which is hard to do the first few days you’re there but overall I’m grateful for this place
Anthony Martinez
2 months ago
This place saved my life. Giving a phenomenal review cause I see so many bad ones. Nearly 5 years sober today and it all started here. Not the prettiest place and a little overwhelming your first time there but it got the job done and I’m grateful for the life I have today.
Carlos Ramos
3 months ago
I came here while I was uninsured and got seen with a sliding fee scale. I received PCP services. Their staff are extremely helpful. Wait times aren’t long like at other offices. They really care to make you comfortable and what I loved most is that they LISTEN. So many times I feel like providers don’t listen. But here, they do. Starting from the people at the front desk, to the M.A Ethan, PA Linsey Lee, and their phlebotomist supervisor (I wish I got his name. Elderly man). I finally have health insurance again, and I selected this center to receive PCP treatment.
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AMAZING PLACE WITH AMAZING STAFF!! THEY'LL TAKE GOOD CARE OF YOU ❤️❤️❤️❤️❤️❤️❤️
Hailey Becker
2 months ago
The staff is truly amazing! Every single staff member from housekeeping, kitchen on up have been affected one way or another by addiction so they truly understand and care about every client! I feel safe and at home here.
Kit Kat
2 months ago
I loved it here so very much. The staff is amazing and have experienced or have had a loved one experience addiction of some sort. Their testimonies are so so inspiring. Special thanks to Ms.Jen for feeding us amazing food and making us gain a lotta lbs before we leave LMAO. Thankful to Devin for his groups with us ladies, where he was able to get us to become vulnerable with each other and left us thinking about the topic even when group was over. Never thought I could be so honest with myself nor vulnerable like that with a group. When I seen the reviews I had thought ‘Wow. All these five star reviews, it cannot be that good’. But my disbelief was corrected immediately. Thank you so much Buffy and Mary for everything <3. Thank you Ally for all the cool books and also Cayleine and Seth for setting up amazing activities for us and always being kind and welcoming. Thanks to everyone here who always had a smile on their faces and were so fun, interesting, and entertaining to talk to. Peace out I’M OUTTTTTTT. MWAHHH :)
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
TTC was an amazing experience. I was discharged 4-30-26, and have plenty of stories to tell. The patients there were friendly, outgoing, and respectful. For the whole month I stayed, I've only experienced one disagreement, yet it only lasted about a day and resulted in me and the patient hugging it out. I genuinely had high hopes for everyone there including myself, and staff helped guide me out of the hole I dug myself into. Thank you Tarzana Treatment Center for acting as huge support for my journey. I'm now 98 days sober and it couldn't have gone smoother, thanks to TTC. I'm praying for each and every one of you guys
-Jody Lyndes
JJ Quinn
5 months ago
I was in the youth program & the food was disgusting. Not every meal was bad though. The supervisors suck they sit in their office and gossip all day the kids new all the drama. Even when the supervisors would come to the dinning when staff was on breaks they just be on their phones gossiping. It was so weird but the staff was real cool Sherice was chill Aryka would hold you accountable for your shit which I liked Adrian let you do whatever you wanted Julie was sweet too. Overall staff cool you can tell they work there cause they care but supervisors need to go
Bri Noneya
11 months ago
I give this place a 5 star, the Tech’s are amazing and the Staff too. I graduated… Class of 2025
Top 10 in Children's Health Insurance Program (CHIP)
Rehab Score
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
After a terrible night at advocate Lutheran ER I came here and I was a little nervous but the man working reception was really nice. Then dr cohen was also nice, caring and helpful. The two nurses Morgan and Andre were awesome. I left feeling better physically and mentally after my visit. Thank you so much. 100% would recommend
brenda perez
5 months ago
Thank You for helping me with my anxiety. And getting a little more hydrated.
Yes CHIP covers some addiction treatment and mental health services, but the level of coverage varies by state. Under the 2010 Affordable Care Act (ACA) most insurance plans — including CHIP — must cover certain essential health benefits. Mental health and substance use treatment are considered essential health benefits required by the ACA.
Furthermore the Substance Use Disorder Prevention that Promotes Opioid Recovery and Treatment for Patients and Communities Act (SUPPORT Act) requires Medicaid to cover substance use treatment and medication-assisted treatment. As a Medicaid program, CHIP also covers these services.
Because the specific benefits available vary by state you should consult a state case manager to determine the resources available for youth addiction treatment coverage under your child’s CHIP coverage.
How to Qualify for the Children's Health Insurance Program (CHIP)
You can apply for CHIP through your state Medicaid agency or Health Insurance Marketplace. The income requirements for the program differ depending on the state you are in but usually range between 170% to 400% of the federal poverty level.
To qualify for the program your child must be uninsured and ineligible for Medicaid coverage as well as under age 19 and a resident of the state where you are applying. They must also be a U.S. citizen or a legal immigrant.
There is no specific enrollment period for CHIP. You can apply for coverage at any time throughout the year.
What Inpatient Addiction Treatment Does CHIP Cover?
As part of the requirements of the ACA there will be at least some inpatient addiction coverage with CHIP. However it will need to be deemed medically necessary. Your child’s doctor can do an ASAM Criteria assessment to evaluate your child’s needs and determine the level of care that is necessary.
Having a treatment plan from your child’s doctor can help ensure that their addiction treatment is covered and can help with preauthorization if it’s required.
Inpatient addiction treatment often includes medical detox followed by inpatient residential care. These crucial steps in addiction treatment can help your child wean themselves off drugs or alcohol in a safe environment with round the clock supervision. Depending on the CHIP program in your state there may be limitations on the number of inpatient days covered.
What Outpatient Rehab Does CHIP Cover?
The number of outpatient visits covered for your child through CHIP also may vary based on the state in which you live. Outpatient rehab programs include partial hospitalization programs (PHPs) and intensive outpatient programs (IOPs) as well as general outpatient programs.
PHPs are a more intensive type of outpatient rehab where your child spends 4 to 8 hours a day receiving treatment at a facility. IOPs are a step down from PHPs and the child receives 9-20 hours of treatment spread over three to five days a week.
General outpatient programs can include individual, family, or group counseling sessions once or twice weekly. The ultimate goal of outpatient rehab is to help your child develop and maintain new habits so they can establish long term recovery and avoid relapse.
Does CHIP Cover Methadone & Suboxone (MAT)?
Yes CHIP is required to cover medication assisted treatment (MAT) for substance use disorders. This is part of the SUPPORT Act that requires Medicaid to offer this coverage. The healthcare laws also require Medicaid to offer the same coverage for mental health and substance use disorders as they do for medical and surgical conditions.
MAT is often used in detox because it helps alleviate withdrawal symptoms and reduce cravings as a young person gets rid of drugs and alcohol in their system. It may also be used longer term to manage cravings so your child can stay stable in treatment and avoid relapse and potential overdose concerns.
Does the Children's Health Insurance Program (CHIP) Cover Other Mental Healthcare?
Yes CHIP also covers mental health care. However that coverage may differ from state to state so it is essential to consult a case manager in your state for more information. Generally your child will be able to get counseling and crisis support for diagnoses like depression or anxiety or other disorders.
Substance use disorders often coincide with underlying mental health concerns as well. When this happens it’s known as co occurring disorders or a dual diagnosis. In this case your child’s mental health and addiction will need to be treated together to ensure your child’s recovery.
How Long Will CHIP Cover Rehab?
The medical necessity of your child’s rehab treatment plays a big part in how long CHIP will provide coverage. Typically inpatient residential treatment programs are covered from 30 to 90 days. It is usually recommended that IOPs run for about 90 days and general outpatient programs can last up to 12 weeks or more.
The more willing your child is to embrace the treatment process the better their chances are for long term recovery success.
Can I Travel Out of State For Treatment With CHIP?
No you can’t travel out of state for treatment with CHIP. Because the program is tied to your state’s Medicaid program you must receive treatment in the state you live in. CHIP coverage levels varies by state.
There may be exceptions if your child requires emergency medical care while traveling out of state or if they need specialized treatment that isn’t available in your state. However these exceptions are very rare and require prior authorization from your state’s CHIP program.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
Calls to numbers on a specific treatment center listing will be routed to that treatment center. Calls to any general helpline could be forwarded to SAMHSA or a verified treatment provider.
If you wish to connect with non-sponsor centers, you can browse top-rated listings, visit our homepage and browse by state, or visit SAMHSA.
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