Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.
Children’s Health Insurance Program (CHIP)
Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.
The Children’s Health Insurance Program (CHIP) is a joint state and federal government program that provides low cost healthcare coverage for children in families who can’t afford private insurance but earn too much to qualify for Medicaid.
All U.S. states provide CHIP coverage but the rules and services covered under the plan may differ from state to state. Coverage in all states includes:
Routine check ups
Immunizations
Doctor visits
Prescriptions
Dental and vision care
Hospital care (inpatient and outpatient)
Lab and x ray services
Emergency services
In some states, CHIP also provides coverage for pregnant women.
Premiums and copayments for CHIP coverage tend to be low, but those costs vary by state. Some participants’ coverage may even be free.
Does CHIP Cover Addiction Treatment?
Yes CHIP covers some addiction treatment and mental health services, but the level of coverage varies by state. Under the 2010 Affordable Care Act (ACA) most insurance plans — including CHIP — must cover certain essential health benefits. Mental health and substance use treatment are considered essential health benefits required by the ACA.
Furthermore the Substance Use Disorder Prevention that Promotes Opioid Recovery and Treatment for Patients and Communities Act (SUPPORT Act) requires Medicaid to cover substance use treatment and medication-assisted treatment. As a Medicaid program, CHIP also covers these services.
Because the specific benefits available vary by state you should consult a state case manager to determine the resources available for youth addiction treatment coverage under your child’s CHIP coverage.
I AM SO THANKFUL FOR SYMETRIA AND THE GREAT STAFF.They are very helpful with any questions or concerns you may have about the program They make you feel at easeThey don't judge you it's a really great and safe place to began recovery. I highly recommend symyetriaTo all staff : thanks so much. N.B
Nolan Brown
3 months ago
Symetria saved my life in more than one way. Each member of this team deeply cares about the patient without judgement. Vannah is such an incredible Clinician who truly listens, is an advocate for her patients, and is helping me work through my trauma to heal in a healthy way. I am forever grateful for this entire team: Samantha, Vannah, Dr. Son, the wonderful nurses. Thank you for saving my life and helping me heal.
Symetria of Lewisville is a great place to all those in recovery. The entire staff is super friendly and helpful. They re there to help. Trust me. Special thanks to Cynthia and Ashley. Keep up the great work!
Ross
2 months ago
Costello is my SAG name. My name is James Dupee. I have been visiting the clinic for over a year and have been very pleased. Adam is the best Counselor/Therapist I have ever confided in. He is personable and understanding as well as straight forward with his advice. Cynthia is the most amazing face of a company I have ever met. She is kind and professional yet makes me laugh every time I stop in. The nurses are equally professional and personable. 5 Stars from me.
Jimmy Costello
2 months ago
Symetria Recovery saved my life!! I was driving down the highway suffering major withdraw from opioid addiction. I found Symetria Recovery and they had me in the very next day. When I got tested, I was positive for Fentanyl, which had to of come from something off the street. I nearly had a panic attack thinking about my life ending, leaving behind my wife and 3 beautiful children. I've been here for about 18 months clean and sober and have never been happier. It feels great to be "me" again. Addiction causes you to lose yourself. With the help of the staff at Symetria, you CAN be saved!! Come get saved at Symetria Recovery!!
California recovery center literally saved my life. There are very few times In your life when you can say this with absolute conviction, and this is one of them. The Intake process was handled with absolute care and concern for my circumstance. The staff took care of my insurance and was able to get in the day after I made contact. I called other facilities and the first thing that they wanted to talk about was money, which was a huge turn off. CRC Isn t a giant facility with tons of people where you can get lost in the shuffle and that was exactly what I was looking for. All of the counselors at CRC Know what it s like to go through addiction and as a person trying to recover that made all the difference. It wasn t theory to them. Meals were prepared by an on-site chef who actually got me to eat my veggies Which is a miracle in itself. The senior staff were also wonderful In making sure everything ran smoothly. The facilities are comfortable, clean, and maintained Daily. The med staff are all Rockstars!! I could go on and on About what Crc did for me, but it wouldn t do them enough justice. If you need help, and ready to do the work, This is the place for you
Patrick Kenney
7 months ago
California Recovery Center saved my life. Their curriculum allowed me to focus on myself..healing physically, mentally, emotionally and if you choose..spiritually.It gave me the start I needed into this new way of life..one day at a time!
Suzy Levy
7 months ago
After looking into 6-7 different places to take my mother I was getting frustrated. When I contacted California Recovery Center what first caught my attention was how understanding and helpful Rachel was. She was the woman that assisted me with finding help for my mom. It s never easy being In the situation of getting help for yourself or others, so when it feels like a person wholeheartedly wants to help yourself and your family it makes all the difference. That s my experience with CRC. I felt like from the start they wanted to help and my mom felt the same way after talking to them. I highly recommend you give them the chance to help you as well
Akua is where I got clean.The staff is very patient and kind. Because of this, I eventually came around to opening my mind more. I didn t want to participate in meetings and put minimal effort in facilitated group on the beginning. Over time, I felt more comfortable and staff shared their struggles and how they overcame it. I felt like I was able to face the destruction of my past and eventually did. The different groups that they provide help build a well rounded foundation and I thank them for the time clean I have today.Thank you Akua
Vanessa Myrick
8 months ago
Life-Changing Experience at AKUAMy time at AKUA's residential treatment program was truly transformative, and I can say with confidence that it has helped me become the man I am today. From the moment I arrived, the staff was nothing short of amazing. They were not only professional but also compassionate, understanding, and genuinely invested in my recovery and healing.The AKUA team was instrumental in guiding me through one of the most challenging times in my life. Their dedication, support, and holistic approach helped me find a sense of peace and purpose. The environment fostered my growth and allowed me to confront and overcome the issues that had been holding me back.I'm forever grateful and thankful for AKUA and the incredible staff who played such a key role in my journey. They are more than just a treatment center; they are a lifeline for those looking to rebuild their lives. My deepest thanks and love to everyone at AKUA for helping me reclaim my future.If you or a loved one are looking for a place that truly cares and can help facilitate real change, I wholeheartedly recommend AKUA.
Lester J
8 months ago
The staff was very knowledgeable, caring and accommodating through my early recovery efforts! Plenty of time is made to provide access to the gym, AA/NA meetings, healthy and delicious food, therapy, group sessions, down time and yoga to name a few of the highlights. I had my reservations before enrolling with Akua but by the end of my month-long time there I was sad to have to leave, knowing that I would miss all the staff and clients, as well as the tools they provided me to succeed within my next chapters of the recovery process. I plan to attend their Wednesday AA alumni meetings!
This place was a literal gift from god. I am beyond thankful for the program as a whole but also the staff like hip-hop Darrel and Andy also nurse mike made a huge impact on my sobriety. I could not have asked for a better program and a special thank you to miss maria for having my back and making sure I had enough packets lol I would 10/10 recommend this place to anyone who wants to be sober forever. Also gotta shout out David p for getting me there and making me feel safe. Best. Program. Ever.
Storytime Tawny
10 months ago
There are no words to express my gratitude for Cornerstone. The staff is phenomenal; beginning with Dr. Stone (who founded the company in 1984), Maria Carter, my case manager and all around superhero, all the case managers, the therapists, the nurses, and the techs are all genuinely interested and fully invested in your sobriety. They re also all incredibly caring and hilarious which makes a tough process sooo much easier. This was not my first rehab but it was by far the best. I would highly recommend Cornerstone to anyone struggling with addiction. They bring a fresh outlook to recovery that other facilities lack. Best of all, they believe in you and host Alumni events and an app to stay connected after you move on. Five stars!P.S. Special shout out to Dave Grasso, who is an incredible case manager, group facilitator, but also a comedian who shows patients how much fun we can have in sobriety!
Emily Call
1 year ago
Maria helped me to see where I needed help the most. Maria is knowledgeable, intelligent, committed, caring, and actually CARES about me as a person and my sobriety. I'm my opinion her most unique and powerful asset is she actually listens. I will be forever grateful. She provided a safe environment, a detailed discharge plan, and hope. Cornerstone gave me the unmerited gift of hope. I'm grateful to Cornerstone and its employees for a powerful treatment experience.
So many wonderful and sincere staff members work here. So many resources and are willing to help those out who have the desire to help themselves and want to change for the better.
I like that the clinician discusses your next appointment and schedules it so that the patient does not get lost and is able to have a continuation of care.
I was helped by Courtney! She was awesome and the Doctor as well ! I will be setting uo my primary care here
Gustavo Hernandez
2 months ago
I was helped right way- professional, efficient, I ve been there twice, and with my lungs, I will be back soon haha.
Olga Chavez
3 months ago
I was there on March 3, 2025, with severe pain in my foot because a shelf fell on it, and I stepped on a screw. I can say that they helped me they did various examinations, relieved the pain, and prescribed me more medication to continue treatment at home. I m grateful for the help, but it took way too long. I arrived at 11 p.m. and left at 6 a.m., even though there were hardly any other people seeking medical attention. I feel like they could have done everything much faster. Overall, the service was very good, but just too slow.
My Granddaughter Kayla was there and is now going to residential treatment in Long Beach from what I have heard from her she was treated nicely and is sounding good I know I have called there and have always been treated good I Pray with the help she has received there and continues with next step she will be ok Thank you very much for help and support you have given her and us
Barbara Wohlhueter
3 months ago
It's working for me I'm seeing the results. I feel like a better man. They really know how to take care of you. If you stick with it. And stay with it stay with the program. I'm still in treatment and housing. I stayed with it for almost 10 months. I feel like a new man and I'm ready. I was almost down at the barrel. I'm slowly and returning. My needs are met and I'm so grateful. I hope this helps I recommend TTC to anybody. But you got to have the will to stay with the program and listen and follow directions. The counselors have been through it.
VIX Arielterr
4 months ago
Such a great experience I really felt so welcome. So glad that a place exists where people really go out of the way to treat you with kindness when you are in a hard place. So much love and respect was felt at my stay there.
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How to Qualify for the Children's Health Insurance Program (CHIP)
You can apply for CHIP through your state Medicaid agency or Health Insurance Marketplace. The income requirements for the program differ depending on the state you are in but usually range between 170% to 400% of the federal poverty level.
To qualify for the program your child must be uninsured and ineligible for Medicaid coverage as well as under age 19 and a resident of the state where you are applying. They must also be a U.S. citizen or a legal immigrant.
There is no specific enrollment period for CHIP. You can apply for coverage at any time throughout the year.
What Inpatient Addiction Treatment Does CHIP Cover?
As part of the requirements of the ACA there will be at least some inpatient addiction coverage with CHIP. However it will need to be deemed medically necessary. Your child’s doctor can do an ASAM Criteria assessment to evaluate your child’s needs and determine the level of care that is necessary.
Having a treatment plan from your child’s doctor can help ensure that their addiction treatment is covered and can help with preauthorization if it’s required.
Inpatient addiction treatment often includes medical detox followed by inpatient residential care. These crucial steps in addiction treatment can help your child wean themselves off drugs or alcohol in a safe environment with round the clock supervision. Depending on the CHIP program in your state there may be limitations on the number of inpatient days covered.
What Outpatient Rehab Does CHIP Cover?
The number of outpatient visits covered for your child through CHIP also may vary based on the state in which you live. Outpatient rehab programs include partial hospitalization programs (PHPs) and intensive outpatient programs (IOPs) as well as general outpatient programs.
PHPs are a more intensive type of outpatient rehab where your child spends 4 to 8 hours a day receiving treatment at a facility. IOPs are a step down from PHPs and the child receives 9-20 hours of treatment spread over three to five days a week.
General outpatient programs can include individual, family, or group counseling sessions once or twice weekly. The ultimate goal of outpatient rehab is to help your child develop and maintain new habits so they can establish long term recovery and avoid relapse.
Does CHIP Cover Methadone & Suboxone (MAT)?
Yes CHIP is required to cover medication assisted treatment (MAT) for substance use disorders. This is part of the SUPPORT Act that requires Medicaid to offer this coverage. The healthcare laws also require Medicaid to offer the same coverage for mental health and substance use disorders as they do for medical and surgical conditions.
MAT is often used in detox because it helps alleviate withdrawal symptoms and reduce cravings as a young person gets rid of drugs and alcohol in their system. It may also be used longer term to manage cravings so your child can stay stable in treatment and avoid relapse and potential overdose concerns.
Does the Children's Health Insurance Program (CHIP) Cover Other Mental Healthcare?
Yes CHIP also covers mental health care. However that coverage may differ from state to state so it is essential to consult a case manager in your state for more information. Generally your child will be able to get counseling and crisis support for diagnoses like depression or anxiety or other disorders.
Substance use disorders often coincide with underlying mental health concerns as well. When this happens it’s known as co occurring disorders or a dual diagnosis. In this case your child’s mental health and addiction will need to be treated together to ensure your child’s recovery.
How Long Will CHIP Cover Rehab?
The medical necessity of your child’s rehab treatment plays a big part in how long CHIP will provide coverage. Typically inpatient residential treatment programs are covered from 30 to 90 days. It is usually recommended that IOPs run for about 90 days and general outpatient programs can last up to 12 weeks or more.
The more willing your child is to embrace the treatment process the better their chances are for long term recovery success.
Can I Travel Out of State For Treatment With CHIP?
No you can’t travel out of state for treatment with CHIP. Because the program is tied to your state’s Medicaid program you must receive treatment in the state you live in. CHIP coverage levels varies by state.
There may be exceptions if your child requires emergency medical care while traveling out of state or if they need specialized treatment that isn’t available in your state. However these exceptions are very rare and require prior authorization from your state’s CHIP program.
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By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
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