Children’s Health Insurance Program (CHIP)

Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.

Children’s Health Insurance Program (CHIP)

Learn how CHIP provides affordable health coverage for children, including addiction treatment and mental health services across the U.S.

The Children’s Health Insurance Program (CHIP) is a joint state and federal government program that provides low cost healthcare coverage for children in families who can’t afford private insurance but earn too much to qualify for Medicaid.

All U.S. states provide CHIP coverage but the rules and services covered under the plan may differ from state to state. Coverage in all states includes:

  • Routine check ups
  • Immunizations
  • Doctor visits
  • Prescriptions
  • Dental and vision care
  • Hospital care (inpatient and outpatient)
  • Lab and x ray services
  • Emergency services

In some states, CHIP also provides coverage for pregnant women.

Premiums and copayments for CHIP coverage tend to be low, but those costs vary by state. Some participants’ coverage may even be free.

Does CHIP Cover Addiction Treatment?

Yes CHIP covers some addiction treatment and mental health services, but the level of coverage varies by state. Under the 2010 Affordable Care Act (ACA) most insurance plans — including CHIP — must cover certain essential health benefits. Mental health and substance use treatment are considered essential health benefits required by the ACA.

Furthermore the Substance Use Disorder Prevention that Promotes Opioid Recovery and Treatment for Patients and Communities Act (SUPPORT Act) requires Medicaid to cover substance use treatment and medication-assisted treatment. As a Medicaid program, CHIP also covers these services.

Because the specific benefits available vary by state you should consult a state case manager to determine the resources available for youth addiction treatment coverage under your child’s CHIP coverage.

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Addiction Centers That Accept Children's Health Insurance Program (CHIP)

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    3421 Mike Padgett Highway Augusta GA, 30906
    3.1
    (73 reviews)
    2
    Top 10 Rehab In Georgia
    Serenity Behavioral Health Systems is located in east central Georgia in Augusta, Georgia. They offer outpatient treatment for substance use and addictions as well as child, adolescent and adult behavioral healthcare. The center is CARF accredited. Serenity Behavioral Health Systems is located in east central Georgia in Augusta, Georgia. They offer
    This place is a 10/10 especially working with my caseworker Mrs Javon she have always been my listening ear always been my backbone ever since I met her years ago if anyone is unsure about life and hard life choices please don’t feel ashamed or guilty for getting the help that you actually needs your past don’t define you nor does the nature of life so get the help you need and I promise you won’t regret it because my caseworker Mrs Javon is there for me every step of the way a real and true dedicated person
    Jennifer Mann
    2 months ago
    I appreciate the help that i received from Building E. Amanda Miller, Cheryl Jones and Candice Roberts. They operate in excellence if you need help come here. Building E is the place to be. Serenity is the place. They treated me well across the whole campus. I love yaw!!
    Travis Bigga
    3 months ago
    I have to say that this place is a miracle for me. I used to go to New Seasons Metro Treatment Center on Tabacco Rd. I was paying 20$ per day for 3 years because i had no insurance and i always struggled to get my medication because that is alot of money for anyone to pay per day. I was denied medicaid so i didnt know what to do. And i had told the counselors there about my struggles financially and the director Christina who does nothing but try and suck money out of people . So last week i could not pay for my meds and they would not help at all i was going to have to go sick. I have been clean for over 7 years from pain pills . And now i was going to have to be sick becuase i could not pay them and i always do what im supposed like have clean drug tests and go to meetings. So i met with the director Christina and she all of a sudden tells me about Serenity Behavioral health. I went straight over there and got an assesment and a doctors appointment for the next day. That place did more for me in 2 days then the othere did for me in almost 4 years treatment. I paid only 20 bucks for all my medications and they helped me with antidepressants as well. The whole team over there was very supportive for me and was on the ball to help get me setup so i did not get sick. Thank you Serenity Behavioral healthfor everything. And if you are reading this Never i Repeat Never got to New Seasons Metro Treatment Center on Tabacco Rd. That place should be ashamed of what they do. Only a couple good counselors over there that really care and i appreciate them but all the others are horrible
    Jim G
    5 months ago
    Serenity Behavioral Health Systems GA 30906
    2
    The facilities at Serenity Behavioral Health Systems in Augusta, GA 1
    1813 Harwood Court Hurst, TX 76054
    5.0
    (61 reviews)
    2
    Top 10 Rehab In Texas
    Symetria – Hurst Outpatient Rehab and Suboxone Clinic in Hurst, Texas, is a private drug rehabilitation clinic for adults. The CARF accredited clinic offers various withdrawal medications to help clients get started with their recovery journey. You’ll also have access to treatments such as the intensive outpatient program (IOP), one on one
    I AM SO THANKFUL FOR SYMETRIA AND THE GREAT STAFF. They are very helpful with any questions or concerns you may have about the program They make you feel at easeThey don't judge you it's a really great and safe place to began recovery. I highly recommend symyetria To all staff : thanks so much. N.B
    Nolan Brown
    4 months ago
    Symetria saved my life in more than one way. Each member of this team deeply cares about the patient without judgement. Vannah is such an incredible Clinician who truly listens, is an advocate for her patients, and is helping me work through my trauma to heal in a healthy way. I am forever grateful for this entire team: Samantha, Vannah, Dr. Son, the wonderful nurses. Thank you for saving my life and helping me heal.
    Rhean Wren
    10 months ago
    Van is the best, and super sweet and helpful.
    Allison Richards
    10 months ago
    Symetria Recovery - Hurst TX 76054
    5
    5
    The facilities at Symetria Recovery - Hurst in Hurst, TX 1 The facilities at Symetria Recovery - Hurst in Hurst, TX 2 The facilities at Symetria Recovery - Hurst in Hurst, TX 3 The facilities at Symetria Recovery - Hurst in Hurst, TX 4
    5801 North 51st Avenue Glendale, AZ 85301
    3.8
    (26 reviews)
    9
    Top 10 Rehab In Arizona
    Maverick House is the residential treatment center offered under Terros Health, located in Glendale, Arizona. They offer around the clock care and comfort for adults in addiction recovery. Once you’ve completed your screening and assessment at the nearby Olive Health Center, they’ll take you to the location. There are discounts to make the cost
    That's good program I was there at the Maverick House for 30 days there
    Kye Lookingglass
    2 months ago
    Im happy that I made the choice I’ve been through everything else so trying rehab was a good choice I’m still sober
    ANOINT GARCIA
    8 months ago
    I had a great experience with the program at Maverick House. The staff was courteous, friendly, helpful and truly cares about each of the client's recovery. I would highly recommend this program and would go back if I was to need treatment again.
    Danielle Daugherty
    9 months ago
    The facilities at Maverick House in Glendale, AZ 2
    2
    The facilities at Maverick House in Glendale, AZ 1
    423 Oak Street Roseville, CA 95678
    4.7
    (40 reviews)
    Located in Roseville, California, California Recovery Center Provides alcohol and drug rehab services to men and women seeking recovery. Their levels of care include detoxification, residential treatment, and aftercare programming. Located in Roseville, California, California Recovery Center Provides alcohol and drug rehab services to men and women
    California Recovery Center saved my life. Their curriculum allowed me to focus on myself..healing physically, mentally, emotionally and if you choose..spiritually. It gave me the start I needed into this new way of life..one day at a time! 💜
    Suzy Levy
    9 months ago
    California recovery center literally saved my life. There are very few times In your life when you can say this with absolute conviction, and this is one of them. The Intake process was handled with absolute care and concern for my circumstance. The staff took care of my insurance and was able to get in the day after I made contact. I called other facilities and the first thing that they wanted to talk about was money, which was a huge turn off. CRC Isn’t a giant facility with tons of people where you can get lost in the shuffle and that was exactly what I was looking for. All of the counselors at CRC Know what it’s like to go through addiction and as a person trying to recover that made all the difference. It wasn’t theory to them. Meals were prepared by an on-site chef who actually got me to eat my veggies Which is a miracle in itself. The senior staff were also wonderful In making sure everything ran smoothly. The facilities are comfortable, clean, and maintained Daily. The med staff are all Rockstars!! I could go on and on About what Crc did for me, but it wouldn’t do them enough justice. If you need help, and ready to do the work, This is the place for you
    Patrick Kenney
    9 months ago
    After looking into 6-7 different places to take my mother I was getting frustrated. When I contacted California Recovery Center what first caught my attention was how understanding and helpful Rachel was. She was the woman that assisted me with finding help for my mom. It’s never easy being In the situation of getting help for yourself or others, so when it feels like a person wholeheartedly wants to help yourself and your family it makes all the difference. That’s my experience with CRC. I felt like from the start they wanted to help and my mom felt the same way after talking to them. I highly recommend you give them the chance to help you as well
    Jeffrey Stevens
    1 year ago
    California Recovery Center
    5
    5
    The facilities at California Recovery Center in Roseville, CA 1 The facilities at California Recovery Center in Roseville, CA 2 The facilities at California Recovery Center in Roseville, CA 3 The facilities at California Recovery Center in Roseville, CA 4
    1850 Lakepointe Drive #400 Lewisville, TX 75057
    4.9
    (50 reviews)
    Symetria - Lewisville Outpatient Rehab & Suboxone Clinic is located in Lewisville, Texas. They offer intensive outpatient treatment and mental health treatment. Insurance is accepted. Symetria – Lewisville Outpatient Rehab & Suboxone Clinic is located in Lewisville, Texas. They offer intensive outpatient treatment and mental health treat
    Great staff who truly listen and treat you like a patient not just an “addict,” as many places do. At Symetria, you never have to worry about being belittled or dehumanized. It’s my go to clinic. I’ve tried other centers, but the Symetria in Lewisville has always been the most caring and supportive place I’ve experienced. And same with the hurst location but this location is my favorite!
    Ivan Acevedo
    1 month ago
    Great clinic! Cynthia is a legend!
    Milo Anthony
    1 month ago
    Symetria of Lewisville made a life-changing difference not just for my girlfriend, who was a patient there, but also for me as I supported her through treatment. The care and support provided by the team were unlike anything I’ve seen at other facilities. They treat you like a whole person, not just a diagnosis or a problem to be solved. The staff is genuinely compassionate, attentive, and easy to talk to. Conversations often went beyond just treatment — they cared about what motivated us, what we enjoyed, and who we were outside of our struggles. One staff member even introduced me to the movie Challengers with Zendaya, which, surprisingly, became a personal turning point. That film gave me something to connect with — a reason to believe in the possibility of rebuilding myself — and that connection helped drive my own journey to sobriety. What sets Symetria apart is that treatment isn’t one-size-fits-all. Whether you need a short-term plan or long-term support, they work with you at your pace. They were there for us like the tennis players were there for Zendaya’s character in Challengers — determined, focused, and unwavering in their support. Thanks to Symetria, I finished this chapter of my life clean and healthy, and I have real hope for the future. If you or someone you love is struggling, this place offers more than treatment — it offers a path back to yourself.
    Javier Hernandez
    1 month ago
    Symetria Recovery - Lewisville TX 75057
    4
    The facilities at Symetria Recovery - Lewisville in Lewisville, TX 1 The facilities at Symetria Recovery - Lewisville in Lewisville, TX 2 The facilities at Symetria Recovery - Lewisville in Lewisville, TX 3
    7435 W. Talcott Ave Chicago, IL 60631
    3.8
    (100 reviews)
    9
    Top 10 Rehab In Illinois
    AMITA Health Resurrection Medical Center Chicago has a team of specialists who focus on treating the 'whole you' through various residential or inpatient addiction treatment programs. This center is found in Chicago, Illinois. They predominantly treat adults with cardiovascular and cancer issues. But they also tackle behavioral care that includes s
    This was our first time experience in this hospital. We were treated very nice by all the staff. They were very helpful. The rooms and hospital is very clean... ER doctors saved my husband's life... very, very thankful for all of them. Doctors that preformed surgery were checking in evwry day.. we were always updated on what's the next step.ICU staff so so thankful for making us feel safe..Mitchell 1 and Mitchell 2, Beata and Nora thank you for everything you have done for us!
    aneta gawron
    2 months ago
    I was helped by Courtney! She was awesome and the Doctor as well ! I will be setting uo my primary care here
    Gustavo Hernandez
    4 months ago
    I was helped right way- professional, efficient, I’ve been there twice, and with my lungs, I will be back soon haha.
    Olga Chavez
    4 months ago
    The facilities at AMITA Health Resurrection Medical Center Chicago in Chicago, IL 1
    2
    The facilities at AMITA Health Resurrection Medical Center Chicago in Chicago, IL 2
    20271 SouthWest Birch Street Suite 202 Newport Beach, CA 92660
    4.1
    (74 reviews)
    Akua Mind & Body is a dual diagnosis addiction treatment center in Newport Beach, California. Their services include detox, inpatient treatment, outpatient treatment, intensive outpatient treatment, partial hospitalization, medication assisted treatment and aftercare. They accept most private insurances, and they have numerous paths for insurance v
    Akua is where I got clean. The staff is very patient and kind. Because of this, I eventually came around to opening my mind more. I didn’t want to participate in meetings and put minimal effort in facilitated group on the beginning. Over time, I felt more comfortable and staff shared their struggles and how they overcame it. I felt like I was able to face the destruction of my past and eventually did. The different groups that they provide help build a well rounded foundation and I thank them for the time clean I have today. Thank you Akua
    Vanessa Myrick
    10 months ago
    Life-Changing Experience at AKUA My time at AKUA's residential treatment program was truly transformative, and I can say with confidence that it has helped me become the man I am today. From the moment I arrived, the staff was nothing short of amazing. They were not only professional but also compassionate, understanding, and genuinely invested in my recovery and healing. The AKUA team was instrumental in guiding me through one of the most challenging times in my life. Their dedication, support, and holistic approach helped me find a sense of peace and purpose. The environment fostered my growth and allowed me to confront and overcome the issues that had been holding me back. I'm forever grateful and thankful for AKUA and the incredible staff who played such a key role in my journey. They are more than just a treatment center; they are a lifeline for those looking to rebuild their lives. My deepest thanks and love to everyone at AKUA for helping me reclaim my future. If you or a loved one are looking for a place that truly cares and can help facilitate real change, I wholeheartedly recommend AKUA.
    Lester J
    10 months ago
    The staff was very knowledgeable, caring and accommodating through my early recovery efforts! Plenty of time is made to provide access to the gym, AA/NA meetings, healthy and delicious food, therapy, group sessions, down time and yoga to name a few of the highlights. I had my reservations before enrolling with Akua but by the end of my month-long time there I was sad to have to leave, knowing that I would miss all the staff and clients, as well as the tools they provided me to succeed within my next chapters of the recovery process. I plan to attend their Wednesday AA alumni meetings!
    Arjun Sood
    1 year ago
    Akua Mind & Body CA 92660
    3
    The facilities at Akua Mind & Body in Newport Beach, CA 1 The facilities at Akua Mind & Body in Newport Beach, CA 2
    11027 Burbank Blvd North Hollywood, CA 91601
    3.9
    (65 reviews)
    CRI-Help Inc is a comprehensive drug and alcohol rehab in North Hollywood, California. They have another location in LA, too. This facility has every level of treatment you could need throughout the stages of your recovery journey. They help adults get their lives back from addiction. CRI-Help Inc is a comprehensive drug and alcohol rehab in North
    They Saved my life after 15 straight years of drugs and alcohol and I’m now almost 5 years sober. Diane Baker and Marlene Nadel are 2nd to God to me!
    Matty Ramsey
    4 months ago
    The way they staff the place is phenomenal. I love the team here, you can tell this place is in it for all the right reasons
    Jordan Richardson
    4 months ago
    This placed help me at the beginning of my recovery and I will always be grateful to the staff there. I have been clean for 22 years now.
    Juan Carlos Espinoza
    6 months ago
    Cri Help - The George T. Pfleger Center CA 91601
    2
    The facilities at Cri Help - The George T. Pfleger Center in Los Angeles, CA 1
    100 N. River Rd. Des Plaines, IL 60016
    3.2
    (100 reviews)
    Ascension Holy Family Medical Center is a varied healthcare center in Des Plaines, Illinois that offers outpatient addiction treatment. The facility is actually primarily a long term acute care hospital for people who need a long hospital stay for medical conditions. But their outpatient substance use treatment program is an excellent resource for
    Very caring
    joann Drozd
    1 month ago
    They're very friendly and very accommodating if you're late they kind of help you out they've done an outstanding job taking care of me
    Lenny Koczor
    1 month ago
    My dad was brought here for continued care, and I can confidently say this is the best LTACH we’ve experienced. Most of the employees here are incredibly compassionate, attentive, and genuinely caring. The staff overall are truly GREAT! Starting with the 3rd floor Nursing Manager, Joshua — an exceptional leader. He is understanding, a great listener, and was consistently supportive. He made a difficult time so much more bearable for our entire family. We are truly grateful for his presence and professionalism. A big thanks also goes to the night-shift Nurse Supervisor, Chris, who was equally outstanding and always on top of things. The nursing team deserves major recognition as well. Sylvia is top tier, and Andrea, Brigitte, Fidaa, Bosky, Jennifer, Dorian, Ritchie, Rincy, and Agaa were all excellent and deeply caring throughout. Respiratory Tech Joby stood out for his professionalism and kindness, along with team members like Vikram, Mercy, Billy, Benzie, and Anna. Unfortunately, I have to give 4 stars instead of 5 due to one very poor experience with a tech named Sheena, which did affect our overall impression of the respiratory department. I also want to commend the wonderful security team at the main entrance — Fedle, Bob, and Jerry were always warm and helpful. Special shoutout to Jasimine for her positive attitude. There are many more staff members whose names I can’t recall, but they all contributed to a truly positive experience. If you’re considering this facility for a loved one, I wholeheartedly recommend it. You can bring your family member here with peace of mind knowing they’ll be well cared for.
    Badee Alawi
    3 months ago
    AMITA Health Holy Family Medical Center, Keys to Recovery IL 60016
    2
    The facilities at AMITA Health Holy Family Medical Center, Keys to Recovery in Des Plaines, IL 1
    13682 Yorba St Tustin, CA 92780
    4.4
    (49 reviews)
    Cornerstone of Southern California, in Tustin, California, is a Joint Commission accredited facility offering residential alcohol and drug rehab treatment. Services include detox when needed, plus day treatment and intensive outpatient treatment for adults. Licensed sober living homes are available post treatment, as well as alumni programming. Cor
    This place is amazing. The staff are so amazing and caring. I truly couldn’t have made it through this journey without them. Maria is the best case manager, she is truly inspirational and spreads positivity everywhere. The medical staff is professional, knowledgeable, and kind. The house monitors help you every step of the way and make sure you’re taken care of 24/7. All of the groups are targeted towards your recovery and are so helpful. I am so sad to see this place is closing. Shout out to Albert, George, Miles, Kirk, Olivia, Julie, Diane, Marcela, and Tammy. Thank you guys.
    Alyssa Tropila
    3 months ago
    This was my third time through rehab and found it the best, well run and most effective treatment I’ve been through. Maria and staff have a well structured program, with engaging assignments that are on-point. I am best prepared to avoid relapse. I would recommend Cornerstone to any addict serious about getting sober!
    mawesnerjr
    3 months ago
    This place was a literal gift from god. I am beyond thankful for the program as a whole but also the staff like hip-hop Darrel and Andy also nurse mike made a huge impact on my sobriety. I could not have asked for a better program and a special thank you to miss maria for having my back and making sure I had enough packets lol I would 10/10 recommend this place to anyone who wants to be sober forever. Also gotta shout out David p for getting me there and making me feel safe. Best. Program. Ever.
    Storytime Tawny
    1 year ago
    Cornerstone of Southern California CA 92780
    4
    The facilities at Cornerstone of Southern California in Tustin, CA 1 The facilities at Cornerstone of Southern California in Tustin, CA 2 The facilities at Cornerstone of Southern California in Tustin, CA 3
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    Frequently Asked Questions

    How to Qualify for the Children's Health Insurance Program (CHIP)

    You can apply for CHIP through your state Medicaid agency or Health Insurance Marketplace. The income requirements for the program differ depending on the state you are in but usually range between 170% to 400% of the federal poverty level.

    To qualify for the program your child must be uninsured and ineligible for Medicaid coverage as well as under age 19 and a resident of the state where you are applying. They must also be a U.S. citizen or a legal immigrant.

    There is no specific enrollment period for CHIP. You can apply for coverage at any time throughout the year.

    What Inpatient Addiction Treatment Does CHIP Cover?

    As part of the requirements of the ACA there will be at least some inpatient addiction coverage with CHIP. However it will need to be deemed medically necessary. Your child’s doctor can do an ASAM Criteria assessment to evaluate your child’s needs and determine the level of care that is necessary.

    Having a treatment plan from your child’s doctor can help ensure that their addiction treatment is covered and can help with preauthorization if it’s required.

    Inpatient addiction treatment often includes medical detox followed by inpatient residential care. These crucial steps in addiction treatment can help your child wean themselves off drugs or alcohol in a safe environment with round the clock supervision. Depending on the CHIP program in your state there may be limitations on the number of inpatient days covered.

    What Outpatient Rehab Does CHIP Cover?

    The number of outpatient visits covered for your child through CHIP also may vary based on the state in which you live. Outpatient rehab programs include partial hospitalization programs (PHPs) and intensive outpatient programs (IOPs) as well as general outpatient programs.

    PHPs are a more intensive type of outpatient rehab where your child spends 4 to 8 hours a day receiving treatment at a facility. IOPs are a step down from PHPs and the child receives 9-20 hours of treatment spread over three to five days a week.

    General outpatient programs can include individual, family, or group counseling sessions once or twice weekly. The ultimate goal of outpatient rehab is to help your child develop and maintain new habits so they can establish long term recovery and avoid relapse.

    Does CHIP Cover Methadone & Suboxone (MAT)?

    Yes CHIP is required to cover medication assisted treatment (MAT) for substance use disorders. This is part of the SUPPORT Act that requires Medicaid to offer this coverage. The healthcare laws also require Medicaid to offer the same coverage for mental health and substance use disorders as they do for medical and surgical conditions.

    MAT is often used in detox because it helps alleviate withdrawal symptoms and reduce cravings as a young person gets rid of drugs and alcohol in their system. It may also be used longer term to manage cravings so your child can stay stable in treatment and avoid relapse and potential overdose concerns.

    Does the Children's Health Insurance Program (CHIP) Cover Other Mental Healthcare?

    Yes CHIP also covers mental health care. However that coverage may differ from state to state so it is essential to consult a case manager in your state for more information. Generally your child will be able to get counseling and crisis support for diagnoses like depression or anxiety or other disorders.

    Substance use disorders often coincide with underlying mental health concerns as well. When this happens it’s known as co occurring disorders or a dual diagnosis. In this case your child’s mental health and addiction will need to be treated together to ensure your child’s recovery.

    How Long Will CHIP Cover Rehab?

    The medical necessity of your child’s rehab treatment plays a big part in how long CHIP will provide coverage. Typically inpatient residential treatment programs are covered from 30 to 90 days. It is usually recommended that IOPs run for about 90 days and general outpatient programs can last up to 12 weeks or more.

    The more willing your child is to embrace the treatment process the better their chances are for long term recovery success.

    Can I Travel Out of State For Treatment With CHIP?

    No you can’t travel out of state for treatment with CHIP. Because the program is tied to your state’s Medicaid program you must receive treatment in the state you live in. CHIP coverage levels varies by state.

    There may be exceptions if your child requires emergency medical care while traveling out of state or if they need specialized treatment that isn’t available in your state. However these exceptions are very rare and require prior authorization from your state’s CHIP program.

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