Moda Health Insurance Coverage for Addiction Treatment
Discover how Moda Health covers addiction rehab services, including inpatient and outpatient treatment options. Get the details you need.
Moda Health Insurance Coverage for Addiction Treatment
Discover how Moda Health covers addiction rehab services, including inpatient and outpatient treatment options. Get the details you need.
Moda Health was founded as a part of the Oregon Dental Society (ODS) in 1955 and changed its name to Moda Health in 2013. Today they offer both medical and dental insurance in four states: Oregon and Alaska along with Idaho and Texas.
Plans from Moda are available to individual and families as well as to employers. Their plans include regular medical plans and Medicare plans as well as dental coverage.
Moda Health serves over 430,000 with their medical plans and over 750,000 with their pharmacy coverage. They also have 1.3 million members in their dental plans.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Elevate has saved my son’s life! So grateful for this place…..the staff is awesome, the facility is run well and omg the food is fantastic! He is finally on the path to a happy and healthy life and I have Elevate and their program to thank:)
Carol W
6 days ago
Ten years ago, I was going through the program. After the program I relapsed and stayed in the lifestyle for about 3 more years roughly but each bout of sobriety I had from elevate, to the time before I got sober for good 6.5 years ago, I remembered the things I was taught at elevate. Mindfulness and my love of yoga started there for me. Being introduced to those things changed my life. And what’s even more special is that, so many people I was in the program with, I still keep in contact with today. And THEY are all sober too 🫶🏻
Thank you, elevate!!!
Taylor Copeland
1 week ago
Elevate has been a life changing experience. The staff is very professional and compassionate. The community of clients is very special and the morale is unlike anywhere else. I would highly highly recommend Elevate Addiction Services to anyone struggling with addiction. From detox to the very end of your stay you are well taken care of. Elevate is a place that made my dreams come true, to fully engage in the life that I only ever dreamed of living but was too scared to commit to. Honestly I just didn't know how, but they met me right where I was and supported me on my journey to incorporating breathe, movement, nutrition, meditation, and community into my everyday life. The place, the staff, the clients, is what makes Elevate Addiction Services what it is and it changed me and transformed me radically from the inside out. I am forever grateful for the opportunity that I was given. Thank you elevate for everything and more.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Graduating from Treehouse Recovery is one of the most meaningful things I’ve ever done. Im eternally grateful to Justin and all the staff that helped me.
When I first arrived, my life felt completely out of control and I honestly didn’t know if real change was possible. Treehouse didn’t just help me get sober — it helped me rebuild myself. The structure, the workouts, the accountability, and the brotherhood pushed me in ways I had never experienced before.
What makes Treehouse special is that the staff truly care. They don’t treat you like a number. They challenge you, support you, and hold you to a higher standard because they want to see you become the man you’re capable of being.
The brotherhood I found here is something I’ll carry with me for the rest of my life.
If you’re struggling and wondering whether recovery is actually possible, it is. Treehouse helped me find a new direction and a new life, and for that I’m incredibly grateful.
Jonas Eisenberg
1 week ago
I arrived at Tree House physically, mentally, emotionally, and spiritually exhausted and hopeless. I leave renewed in all these areas and with hope through the brotherhood that is Tree House clients and staff. There’s no other way to put this than to keep it clear; the staff at Tree House genuinely care, seek to understand my needs, utilize a unique program that addresses the whole person, and provided me with the means to find my drive and motivation again. They demonstrated love (sometimes tough love) and genuine belief in me, thereby empowering me to overcome, achieve, and move forward as the best version of myself.
Jason James
3 weeks ago
I’m writing this review today with the most gratitude and hope I’ve had in a long time. Tree House recovery was a lifesaver for my kid and our family.
When my kid made the brave choice to go to rehab, Treehouse moved at great speed and with such care to envelope us with a plan and reassurance, offered support at many levels, and provided a loving atmosphere for my kid to land. The comprehensive program, education, therapy, and positive, practical support empowered our young son in ways I thought not possible at the time. I am in awe of his growth, mindset and choice to stay sober.
Forever grateful to the program, staff and the people who continually support his growth. Thank you Treehouse! People CAN recover and thrive. Best choice we ever made.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This place saved my life! Shout out to the alumni team for always supporting me through thick and thin!
kenneth hammett
3 months ago
Everyone has been an amazing help and have been very kind. I have enjoyed my stay and have enjoyed laughing again with new people I can call friends and an amazing community.
Gavin Kale
3 months ago
This place is amazing. The staff genuinely cares about your recovery and your personal wrll being. I have never been to a facility that goes above and beyond everyday to pour into the clients. I have been to several facilities over the past 12 years and Recovery Unplugged is the first one thus far that focuses on the underlying issues that lead to substance use, alcoholism, and addiction in the first place. Everywhere else that I have ever been wants to teach repeating classes on the brain chemistry and effects of drug use, relapse prevention, and codependency. All of those are useful, yes. But all of those are useless unless you address what got you there in the first place. I could go on forever but I will leave it at that. Oh and the food is AMAZING 😋
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Detox was stress free. Staff was amazing! Recovery program offers a lot in post treatment solutions in finding work. Great place to become your best self!
Mike Dalton
5 months ago
This place is great !!!! Great detox staff, great counselors and all around great staff. I've never been so confident in my recovery before and I owe it to this place. Highly highly recommend.
chelsea
5 months ago
I’ve been here for about a month and by far the best recovery I’ve had
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance Abuse
Adult ProgramYoung Adult Program
MonthlySelf-Pay OptionsPrivate insuranceFinancial Aid
When I first came to Peaks, I was broken, depressed, hopeless, and completely lost. I truly didn’t believe things could get better. But my experience at Peaks changed my life in ways I never could’ve imagined.
From the moment I arrived, I was surrounded by a community of supportive, caring people who genuinely wanted to see me grow. I built friendships and connections that will last a lifetime, with people who stood by me through every high and low of my recovery journey.
The groups and therapists were absolutely incredible, I learned more here than I ever have in any other program. The structure at Peaks helped me build consistency, confidence, and real progress. The staff went above and beyond every single day, they truly cared about us as people, not just clients.
Even the food was amazing (shoutout to the chefs, you made every meal feel special!). The activities were another huge part of my healing, basketball, pickleball, volleyball courts right on property, yoga, art supplies, gym equipment, hikes twice a week, church, Recovery Dharma, and so much more. There was always something positive and grounding to be a part of.
I am endlessly grateful for my time at Peaks Recovery. This program gave me my life back and gave me the tools, support, and hope I needed to keep moving forward. Thank you to everyone who made my experience so meaningful and life-changing. ❤️
Amelie de Leeuw
4 months ago
Peaks Recovery is family! My story didn’t start or end here just part of my wonderful journey. An amazing recovery center based on community. Proud to be alumni!
Tyler holloway
7 months ago
What a great experience. People come here from all over the US because of how great Peaks is. Everyone was wonderful and I'd recommend to anyone in need
The staff at Ripple were an incredible group of people! They were all incredibly loving, caring, and supportive. If you’re considering rehab or have questions about it, I highly recommend Ripple. They changed my life. It wasn’t an overnight transformation, but they helped me sober up and discover the root cause of my addiction. After 15 years of hard-core drug use, I’ve quit several times, but always relapsed after a few weeks. However, I’ve been sober since I left Ripple and now have a completely different perspective on life. If you’re on the fence about rehab , I wholeheartedly recommend Ripple. You won’t regret it.
Kim Allen
4 months ago
Ripple Ranch gave my daughter her life back. We will forever be grateful that God put everything into motion so perfectly & gave her such an incredible, healing testimony to share with others. Ripple Ranch is family to us.
April Goodenberger
6 months ago
These people are doing life saving work. Grateful to have these people in our community.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
THIS IS YOUR SIGN. if you’re reading this review you are probably in the position I was in 3 months ago. You’re hopeless, you’re at the end of your rope. You see no way out, you’re sick and tired of being sick and tired. This is your sign. You don’t have to live like this anymore. Please listen to me. You’re worth it. You’re worthy of life and worthy of recovery. Hi I’m Cameron and I’m alcoholic, an alcoholic who sees the light at the end of the tunnel for the first time in a long time. I checked into FBTS on September 22nd 2025, lost, confused, and terrified. It was the best decision I have ever made, a choice that undoubtedly saved my life. Over the last 3 months I have made connections that will last me a lifetime time, made friends i will never forget. This program, these staff members, these classes are a miracle you get to witness. Every single staff member is an angel who genuinely and truly cares about you and your recovery, the kitchen staff make excellent food that keeps you nourished and ready to take on your day, even the cleaning staff care about you and your life. You owe it to yourself to come here and get sober. It’s okay to not be okay and this place will embrace you just as you are. A mix of SUD and mental health counseling couples with outdoor activities like pickleball, basketball, badminton, and volleyball, a fully stocked gym and a couple miles of beach front trials to explore make your recovery feel like a vacation. Almost everything is taken care of for you so you have time to focus on what’s most important right now. You. I promise you if you come here you will NOT regret it, it will save your life and you will see that light at the end of the tunnel just like I do.
Cspeazy
2 months ago
When I was lost and had no hope. When my world was torn upside down and had no idea where to even begin. By the grace of the universe I was referred to Free by the Sea by a friend. I called them and was met with compassion and understanding. They guided me through the intake process and for the first time in a long time I felt heard. I felt seen. I completed their 30 day residential program and stayed longer for their IOP program and they literally saved my life. The staff and activities, the classes and their content, was exactly what I needed to get my life back on track. I found peace and safety. They fostered a place for me to fight my addiction and heal my heart. This was my launchpad to kickstart my life again after the darkness. From the clinical director, the counselors, the staff, the kitchen and cleaning staff, the owners themselves, and the medical teams. The admissions staff, the group fellowship, the nature, the ocean, the entirety of Free by the Sea has been a game changer. I owe them my life and if you’re looking for a holistic place to heal the wounds of addiction and wounds of the heart. This is the place to reach out to and start the process. Today could be the first day of the rest of your life!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Wonderful!
I loved the learning and sharing 💕
A new way to enjoy life!
Katie Frey
6 months ago
Great foundation. I loved the help I received while in treatment. Loved the virtual experience and group I was part of.
Jessica Lizarraga
1 year ago
The group processing has been life changing for me. I’m getting so much from what I’m learning about the disease of alcoholism and how to how much alcohol has Distorted Reality. I’m learning to face life and how using alcohol to escape problems has only made my life easier.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
An excellent facility with amazing caring staff your not just a number or a patient your a guest!!
Amazing treatment alternatives that will guide you on your journey.
A secluded facility with breathe taking views
Jack Irwin
3 months ago
I went to the visitors class and thought they did a good job of explaining addictive behaviors and a little of the brain science behind it without it being overwhelming. I recommend it to anyone, whether they've already had experience with loved ones in recovery or not. We are always learning new things about the brain and modalities to help us deal with it. The counselor was great and made me feel welcome.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I arrived at the Betty Ford Center with much trepidation. However, I was fortunate to be housed in Dupont Hall, where the 3 most amazing counselors are stationed. Jeff, with his hilarious way of relating and his enthusiastic sense of humor. Jaquie, With her analytical mind, intelligence, and encyclopedic knowledge. And Brian, with his love, care, nurturing compassion, and his treasure load of experience. The three of them are unparalleled, and unmatched.
Jed Hampton
3 months ago
I desperately needed to get sober & doing it on my own wasn’t working. I had no idea what to expect from this place. From my very first phone call, to the day I was discharged, the staff, nurses, techs & counselors were absolutely amazing & incredibly friendly & compassionate. The women I met and lived with at Fisher Hall surrounded me with nothing but love and support & for the first time, I didn’t feel alone in my disease. The property was beautiful, the food was good & I loved cruising the book store. The psychiatrist, Young, however, was the only disappointing part of my 28 day stay. His comment, “…in 20 years, if you live that long,” was hurtful, especially for someone so vulnerable & new to rehab and sobriety. He also made other upsetting comments to other women in my hall, but that is not my story to tell. Other than that, my stay was amazing & it gave me the tools I desperately needed. Thank you, Hazeldon Betty Ford!
Maggie McCormick
Maggie McCormick
3 months ago
Overall I had an excellent experience at BF - the only negative comment I could make was the atmosphere in detox- I found the the environment to be dark and depressing, the rooms smelly and a rare and occasion condescending staff member - the minute I walked into DuPont Hall everything changed- I was fortunate to be surrounded by an incredibly supportive and communicative group of patients - I felt very fortunate to have been assigned Bryan Wilmoth as my counselor- he is exceptional at what he does - the small group gatherings were the highlight of my time here at BF - Bryan provides a safe environment that allows people to open up and express themselves in a non judgmental way - he provides levity when necessary and the written exercises were enlighten and productive- I can’t say enough good things about Bryan - last thing - the food was inconsistent and could certainly be better in my opinion - thx for the opportunity to review my experience at the BFC
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Frequently Asked Questions
Does Moda Health Cover Addiction Rehab?
The Affordable Care Act requires that most insurance policies cover mental and addiction treatment, but every policy is different. You can learn your exact amounts based on your policy by discussing it with the treatment center.
Insurance often focuses on medically necessary treatment like detox and medication. If you don’t have a specific treatment plan in place, reach out to a qualified healthcare professional to create a long-term plan to submit to your insurance.
What Are Moda Health Plans?
Moda Health offers insurance plans on the state Insurance Marketplace in four states and they have Medicare plan options. They also have insurance plans that small and large employers can offer to their employees.
The individual and family plans on the Marketplace or from employers may offer a variety of benefits including addiction treatment. Most Moda plans are preferred provider organization (PPO) plans. With a PPO you don’t need a referral to see a specialist like an addiction counselor or therapist and you can get coverage for out of network providers. However if you do go out of the network you will pay a lot more out of pocket.
Moda Health also has Medicare plans. If you have Original Medicare you can get a Medicare supplement plan to help you cover out of pocket costs like coinsurance. Another option is to replace Original Medicare with a Moda Medicare Advantage plan with gives you Medicare coverage with additional benefits.
Finally Moda Health partners with Delta Dental to offer dental coverage to over 1 million members.
What Perks Are Available With Moda Health Insurance Plans?
While not all plans have the same benefits, Moda Health Insurance offers some extra perks to members that may be hard to find with other companies.
For example, there’s the CirrusMD app that allows you to contact a doctor by text, 24/7, without an appointment. You can message, share videos, and share photos in order to get more information about urgent or general health questions.
They also offer IDX Identity at no cost to help you protect your identity, including MIDAS technology that monitors health claims to detect any fraud or theft being done in your name. This gives you priceless peace of mind.
What Inpatient Rehab Does Moda Health Cover?
Most Moda Health plans cover at least some of the cost of inpatient rehab. Insurance companies focus on medically necessary care, so you must have a treatment plan from a qualified professional to show what levels of care you need for substance use treatment.
It’s also important to get the full details of your plan to ensure you get a referral or preauthorization if needed before you begin treatment.
Medical detox is one important part of inpatient care on the journey to recovery. Under a doctor’s care, you can better deal with withdrawal systems and any other negative effects of coming off the substance.
Inpatient and residential care provides an intensive, focused, structured treatment journey. It also includes access to healthcare workers and counselors who can help with any problems you face.
What Outpatient Addiction Treatment Does Moda Health Cover?
There are several types of outpatient treatment. Partial hospitalization programs (PHP) typically require at least 30 hours of commitment each week and are often known as day programs. They have a similar intensity as inpatient or residential rehab but you go home in the evenings.
Intensive outpatient programs (IOP) are more flexible, requiring about three three-hour sessions per week. You can often choose to go in the morning, afternoon, or evening depending on your work or school commitments.
General outpatient care is far less intensive than other programs. You’ll get one or two sessions per week that are about an hour each.
Does Moda Health Cover Methadone & Suboxone (MAT)?
Some Moda plans cover medically assisted treatment (MAT). Certain medications have been approved by the FDA for use in the help of recovery.
Two of these are suboxone and methadone, designed to help those struggling with an opioid addiction. At most treatment centers, you’ll have access to a doctor who can discuss if these medications are right for you, but make sure your insurance policy covers the cost and you have any referrals and preauthorizations in place before you start.
Does Moda Health Cover Other Mental Healthcare?
Most insurance plans cover mental health care because of the Affordable Care Act, but you’ll want to make sure to check your individual health plan. This can help you get treatment for diagnoses like depression, anxiety, or other concerns.
Substance abuse disorders often co exist with additional mental health problems like depression, anxiety, and PTSD. To establish long-term recovery, you will need to treat your mental health and substance use together. Fortunately, most Moda plans will cover this type of integrated treatment.
How Long Will Moda Health Cover Rehab?
Because every addiction is different and every person is unique, the length of treatment is determined by medical need. Your specific insurance plan may have its own requirement and limits as well. Your doctor will be actively involved in helping you determine what treatment to pursue, whether it’s inpatient or outpatient.
The best way to have a successful treatment journey and reach lifetime recovery is to follow through on each step of your treatment plan. Be committed to doing the work needed to create new habits and mindsets and you’ll enjoy the fruit of having a life you love.
Does Addiction Treatment Need to Be In Network?
Because most Moda plans use a preferred provider organization (PPO) network, there is likely to be coverage for out-of-network providers. However the costs are much higher.
If you choose to see someone out of network, your copayments and deductibles increase significantly, so it’s a good idea to look for a treatment center in network if possible.
How to Verify Coverage With Moda Health
Login to the helpful member dashboard or contact a customer service representative to get full details about your plan, including requirements and in-network providers.
You can also discuss your insurance plan with the treatment center. While they can give you a general idea of what treatment costs, remember that your insurance company has the final say, so they are the most reliable option. Make sure to mention your specific plan name rather than just Moda Health because every policy is different.
Calls to any general helpline will be answered or returned by a paid advertiser.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
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