Moda Health Insurance Coverage for Addiction Treatment
Discover how Moda Health covers addiction rehab services, including inpatient and outpatient treatment options. Get the details you need.
Moda Health Insurance Coverage for Addiction Treatment
Discover how Moda Health covers addiction rehab services, including inpatient and outpatient treatment options. Get the details you need.
Moda Health was founded as a part of the Oregon Dental Society (ODS) in 1955 and changed its name to Moda Health in 2013. Today they offer both medical and dental insurance in four states: Oregon and Alaska along with Idaho and Texas.
Plans from Moda are available to individual and families as well as to employers. Their plans include regular medical plans and Medicare plans as well as dental coverage.
Moda Health serves over 430,000 with their medical plans and over 750,000 with their pharmacy coverage. They also have 1.3 million members in their dental plans.
By Katie Price
Katie Price has extensive experience writing finance and home, auto, life and health insurance web pages and articles. Her true passion is in mental health disorders such as psychotic disorders, anxiety and depression, and neurodivergent disorders. She has extensively researched and written about many medical procedures and conditions, including cancer, cosmetic procedures, heart disease and diabetes.
Medically Reviewed by Anna Spooner
Anna has 10 years of experience in insurance and has been a content and copywriter since 2011. She strives to make all of her writing approachable and easy to understand while drinking copious amounts of tea. Anna writes about accessing addiction treatment, insurance, and finance.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
RU is amazing. The staff here is phenomenal and they truly care. I truly love Becca, Teigan, Ellie, Bailey, and will. They’re all so good at making people feel like they can do whatever they set their minds to and accomplish their goals!
Logyn Street
2 months ago
I checked myself in for alcoholism and opiate abuse. I was drinking so much I was falling and hurting myself and ruining my marriage and on a path to possibly loosing job and even land myself in jail. I was miserable and at rock bottom. Once there after the detox period i started attending group therapy sessions, individual therapy session’s sessions, and working with the techs to become involved in my recovery process. First 5 days i was detoxing and once that was over i got super involved in the program and day by day got better each day. I received excellent nursing and medical provider support. I had amazing group therapy sessions. I was fed delicious meals every day. I had a great case manager and had a primary therapist who was absolutely perfect. The staff was absolutely first class and my treatment started me on a successful path to recovery. This place literally changed my life. They took care of my every need physically, mentally, and emotionally. I highly recommend if you need help for addiction this is where you need to be.
John Abbott
2 months ago
This place has changed my life. I have been to rehabs before but I felt like this place is where I would get clean for the last time since i walked in the doors. The music assisted therapy was perfect for me and the staff is all amazing. The groups are really beneficial and really got down to the core of why i turned to drinking every time something upset me. I felt like they really listened to me and i felt heard and seen. I am excited to continue on with alumni and events and life long friendships.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This place is not your ordinary rehab facility. They go beyond your standard rehabilitation and literally "Elevate" your life to a new level you didn't think was ever possible before. The program is structured in a way that you desire to learn more and give more into the healing process. If you take the necessary steps and put your heart into the program you will come out with a newfound appreciation for life and all that surrounds you. Please take this step, as my husband did, to embrace your life and get the healing you deserve and owe yourself.
The Truth
4 months ago
I think this is a wonderful rehab, the facilities are beautiful, the food is amazing (I have never even had food this good at a restaurant), and above all they have really helped my husband. Obviously anyone that first goes to rehab isn’t happy with their situation but in just two short months he was a changed person. The work they have them do on themselves got him to finally see why drugs and alcohol are no way of life. He’s finally sober and actually enjoying it! This rehab helped him so much he actually chose to stay LONGER, and I am for once excited for what the future can bring.
Christine Hanson
4 months ago
My experience here throughout my last few months has completely changed my whole outlook on life. Before I got here I thought my life was going towards the end. My body was failing and mental state was terrible. Every part of the program touches on every aspect of the addicts life. Now that I have finished the program and started living daily life with all of the gains I got throughout the program, failure isn’t an option. I know I can truly be happy sober now. I finally gained back the love and support from my life partner and best friend I always knew was still there. My mom also believes in me again which is so important to me. The possibilities and happiness are endless now. Thank you Elevate.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
This place is the best, Emily you are the truth 😁😁😁
Jweezy Alford
2 months ago
Been a while but I will be 13 on Mother's day this year God willing and OTR was a big reason for this. The support and accountability is what made all the difference if you do the work
Michael Banis
3 months ago
Curtis was cool $400 for an intervention in town seemed reasonable Reading these one star comments wow
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
My name is Vitaliy and I stayed at FBTS for a few months!!
This place really helped me to completely recover.
Experienced friendly staff, great place and service, ocean and classes bring so many benefits and help for people who need it.
Vitaliy B
2 months ago
It wasn’t me that went here but rather my dad. After losing him this year I’ve been reflecting on his time at treatment, and I attribute a lot of the sober time I had with him to here. This place had something he never found anywhere else, and I think that’s special
Caleb Peterson
3 months ago
This place is an absolute game changer. I could've have asked for a better place to get right. It's almost like being on vacation. They take all different approaches to helping u recover from addiction. The food is amazing and The staff are great and it's almost like you become family. Greg, Kim, Amanda, Keefer, Kelsey, Tonya, Lisa, Nina, Diane, Pattie, Sabrina if your reading this I love you guys and miss you all. I can't wait to come for a speaker meeting one day. Ty for all your help!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance Abuse
Adult ProgramYoung Adult Program
MonthlySelf-Pay OptionsPrivate insuranceFinancial Aid
Izzy is the best staff member there along with Clint Linley and Kyle where beyond helpful and I can’t thank them enough <4
Ashley Rae
4 months ago
Peaks will forever hold a place in my heart.
If you are looking for help with depression, addiction, alcoholism, trauma, anxiety, body image issues… you name it. This is the place that will not only help you, they will LOVE you through it!
From the moment I called, I felt loved and cared for. Angela - You are an Angel! Angela kept in contact with me several times a day until I was on a plane to CO. As soon as I got there, Katie picked me up from the airport, she was a doll! She made me feel so comfortable going in. I met with a few staff members, and stayed in “detox” for 2 days.
When I first got to the Women’s house, I met Miss. Pat - She’s the most incredible woman I’ve ever met. I’ll never forget her. EVER.
I went in for Trauma and Depression. Within 7-10 days, I could tell my life was changing. I had never felt this good in my life.
Chris, Bobbie, and his team hired a staff that is like nothing I would have ever imagined. From the Director (Sara), Doctors, Therapists/Counselors (Kate, Madi, Shayna, Sam), PA’s (Alyson), Gym Instructors (Nicole and Dan), my caseworker, Tyler, the chef, Taylor, and the staff (Miss. Pat, Cassie, Leah, Kayla, Mariano, Julie, and Cheyanne), - They are all AMAZING! Everyone has a heart of gold!
Each week in group they discuss a topic. The topics discussed are LIFE CHANGING! There are things in life that you think you know, you don’t. I learned so much in group and I’ll hold onto that info for life.
I also met with my Therapist/Counselor Kate, 2-3x a week. Kate is part of the reason I am who I am today. ❤️
I can’t say enough good things about this place. If you are looking for a place that will truly save your life, Peaks is where you want to go. I promise you. ❤️
Love, hugs, & Prayers for anyone taking the time to read this.
I believe in you! Make the call! Much love!❤️
*****Edit - In the last 3 years I’ve had a few people reach out to me and ask questions. If you are struggling on making a decision and want to speak with someone, please don’t hesitate to reach out to me via facebook messenger. I would love to help you in your journey to getting better. ❤️*****
Angie Glass
5 months ago
Peaks was truly an amazing experience. From the staff, to the groups, to the food, I loved it there. Special shoutouts to Clint and Alyssa for being awesome.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Olalla was a life changing experience and gave me the tools I needed to get and stay sober. Kevin, my counselor, is an amazing and compassionate person who guided me through the recovery process. The Olalla staff are kind and patient and were always willing to give me the help I absolutely needed. The treatment center is located on was a hilltop forest overlooking Puget Sound, which is incredibly beautiful and the perfect environment for recovery. Walking the trail surrounding the property every morning was awesome. The food is wonderful and there is lots of it. I would recommend this treatment center to anyone who is serious about getting sober!!
Brett Hignell
6 months ago
I was at Ollala back in March of 2024 for a 28 days inpatient stay. It was the best decision of my life., and credit this experience and all I learned about addiction and myself for my continued sobriety today.The entire experience here at Ollala was incredible. The staff and counselors are so accepting and compassionate, they truly make you feel important. I would recommend Ollala Recovery Centers to anyone!!
Jessica Lamb
6 months ago
An excellent facility with amazing caring staff your not just a number or a patient your a guest!!
Amazing treatment alternatives that will guide you on your journey.
A secluded facility with breathe taking views
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
AlcoholismDrug AddictionDual DiagnosisMental Health and Substance AbuseOpioid AddictionSubstance Abuse
Teen programAdult programSeniors programLGBTQ programProgram for menProgram for womenYoung adult program
Financial aid
We were calling several facilities when I spoke with Garrett who was compassionate, informative and always got right back to us during a very difficult time. They took care of all the paperwork with my son and the counselors and staff have been lovely, caring, positive and supportive. My son also says the food is very good. We are so thankful for Crestview.
Claudia Miller
3 months ago
I am so grateful to Crestview, and most especially Garrett, who coordinated an extremely difficult admission for a loved one suffering from addiction. He was convinced after a few sober days that he could go home, much to the dismay and fear of all those who love him and know his addiction is years in the making. Garrett was instrumental in working tirelessly and patiently to support him until he finally understood his own need for help and was ready for true inpatient recovery treatment. I believe Garrett has saved this person’s life.
Andi
3 months ago
The team did an outstanding job helping one of my family members getting back on their feet. 3 years later I can testify it had lasting results.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
As a Treehouse alumni, I highly recommend this place. They really know the recipe for healthy living and gave me the tools to succeed. I arrived a lost and broken soul and left with a new lease on life. If you or your loved ones have tried other recovery centers or if this is your first attempt at recovery, Treehouse will show you how to love yourself and do everything in their power to help you succeed. Lifelong bonds will be made and you will join a growing Tribe of People that once called Treehouse home. Thank you Treehouse for giving me the tools to break the cycle of addiction!
Kolby Garrison
2 weeks ago
Words will never express our appreciation for the team at Treehouse. From the moment I made the first call, they were understanding, informative and empathetic. They took care of everything for us and worked with us on the financial side. Throughout the entire process they stayed connected with us. This program changed our lives and gave us our brother back and for that we will be forever grateful!
Claudia Suazo
1 month ago
This place saved my life. It gave me the tools I needed to stay sober. The staff goes above and beyond to ensure you get the most out of the program. I attended the Portland program.
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
I worked with Alec for a couple months through his recovery process, he’s now transitioned to helping others find work through my company and others. Great program!
Parker Ray
4 months ago
So extremely grateful and thankful for Ripple Ranch recovery center, After going through impatient treatment, I immediately started intensive outpatient treatment, I’m almost done with that now, I’m really starting to see so many positive changes in every area of my life!
Our Rehab Score is designed to make it easier for you to find the best treatment centers. We combine overall ratings with recent feedback to create a score that reflects a center's quality right now.
Bayview is a wonderful facility with a professional and caring staff, who are support in your goals and helping you to accomplish them. The process was easy and professional from checking in to graduating the program. The facilitators of sessions are engaging and try to further deeper thoughts for conversations and the counselors are the best I have had the pleasure of working with. I would recommend this program to anyone seeking a new journey.
Skylar Timonen
3 months ago
My counselor Robert Fox was great. Very good program 👏
Jesse Oropeza
6 months ago
A very calm and peaceful environment with very kind counselors who genuinely care. Clean, respectful and very supportive.
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Frequently Asked Questions
Does Moda Health Cover Addiction Rehab?
The Affordable Care Act requires that most insurance policies cover mental and addiction treatment, but every policy is different. You can learn your exact amounts based on your policy by discussing it with the treatment center.
Insurance often focuses on medically necessary treatment like detox and medication. If you don’t have a specific treatment plan in place, reach out to a qualified healthcare professional to create a long-term plan to submit to your insurance.
What Are Moda Health Plans?
Moda Health offers insurance plans on the state Insurance Marketplace in four states and they have Medicare plan options. They also have insurance plans that small and large employers can offer to their employees.
The individual and family plans on the Marketplace or from employers may offer a variety of benefits including addiction treatment. Most Moda plans are preferred provider organization (PPO) plans. With a PPO you don’t need a referral to see a specialist like an addiction counselor or therapist and you can get coverage for out of network providers. However if you do go out of the network you will pay a lot more out of pocket.
Moda Health also has Medicare plans. If you have Original Medicare you can get a Medicare supplement plan to help you cover out of pocket costs like coinsurance. Another option is to replace Original Medicare with a Moda Medicare Advantage plan with gives you Medicare coverage with additional benefits.
Finally Moda Health partners with Delta Dental to offer dental coverage to over 1 million members.
What Perks Are Available With Moda Health Insurance Plans?
While not all plans have the same benefits, Moda Health Insurance offers some extra perks to members that may be hard to find with other companies.
For example, there’s the CirrusMD app that allows you to contact a doctor by text, 24/7, without an appointment. You can message, share videos, and share photos in order to get more information about urgent or general health questions.
They also offer IDX Identity at no cost to help you protect your identity, including MIDAS technology that monitors health claims to detect any fraud or theft being done in your name. This gives you priceless peace of mind.
What Inpatient Rehab Does Moda Health Cover?
Most Moda Health plans cover at least some of the cost of inpatient rehab. Insurance companies focus on medically necessary care, so you must have a treatment plan from a qualified professional to show what levels of care you need for substance use treatment.
It’s also important to get the full details of your plan to ensure you get a referral or preauthorization if needed before you begin treatment.
Medical detox is one important part of inpatient care on the journey to recovery. Under a doctor’s care, you can better deal with withdrawal systems and any other negative effects of coming off the substance.
Inpatient and residential care provides an intensive, focused, structured treatment journey. It also includes access to healthcare workers and counselors who can help with any problems you face.
What Outpatient Addiction Treatment Does Moda Health Cover?
There are several types of outpatient treatment. Partial hospitalization programs (PHP) typically require at least 30 hours of commitment each week and are often known as day programs. They have a similar intensity as inpatient or residential rehab but you go home in the evenings.
Intensive outpatient programs (IOP) are more flexible, requiring about three three-hour sessions per week. You can often choose to go in the morning, afternoon, or evening depending on your work or school commitments.
General outpatient care is far less intensive than other programs. You’ll get one or two sessions per week that are about an hour each.
Does Moda Health Cover Methadone & Suboxone (MAT)?
Some Moda plans cover medically assisted treatment (MAT). Certain medications have been approved by the FDA for use in the help of recovery.
Two of these are suboxone and methadone, designed to help those struggling with an opioid addiction. At most treatment centers, you’ll have access to a doctor who can discuss if these medications are right for you, but make sure your insurance policy covers the cost and you have any referrals and preauthorizations in place before you start.
Does Moda Health Cover Other Mental Healthcare?
Most insurance plans cover mental health care because of the Affordable Care Act, but you’ll want to make sure to check your individual health plan. This can help you get treatment for diagnoses like depression, anxiety, or other concerns.
Substance abuse disorders often co exist with additional mental health problems like depression, anxiety, and PTSD. To establish long-term recovery, you will need to treat your mental health and substance use together. Fortunately, most Moda plans will cover this type of integrated treatment.
How Long Will Moda Health Cover Rehab?
Because every addiction is different and every person is unique, the length of treatment is determined by medical need. Your specific insurance plan may have its own requirement and limits as well. Your doctor will be actively involved in helping you determine what treatment to pursue, whether it’s inpatient or outpatient.
The best way to have a successful treatment journey and reach lifetime recovery is to follow through on each step of your treatment plan. Be committed to doing the work needed to create new habits and mindsets and you’ll enjoy the fruit of having a life you love.
Does Addiction Treatment Need to Be In Network?
Because most Moda plans use a preferred provider organization (PPO) network, there is likely to be coverage for out-of-network providers. However the costs are much higher.
If you choose to see someone out of network, your copayments and deductibles increase significantly, so it’s a good idea to look for a treatment center in network if possible.
How to Verify Coverage With Moda Health
Login to the helpful member dashboard or contact a customer service representative to get full details about your plan, including requirements and in-network providers.
You can also discuss your insurance plan with the treatment center. While they can give you a general idea of what treatment costs, remember that your insurance company has the final say, so they are the most reliable option. Make sure to mention your specific plan name rather than just Moda Health because every policy is different.
By calling the helpline you agree to the terms of use. We do not receive any commission or fee that is dependent upon which treatment provider a caller chooses. There is no obligation to enter treatment.
Calls to numbers on a specific treatment center listing will be routed to that treatment center. Calls to any general helpline could be forwarded to SAMHSA or a verified treatment provider.
If you wish to connect with non-sponsor centers, you can browse top-rated listings, visit our homepage and browse by state, or visit SAMHSA.
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