Medicaid eligibility rules vary by state, but there are some commonalities. In general, Medicaid covers children, adults, and people of native origin. All Medicaid programs have income limits based on household size and some may have asset limits as well.
Every state has a Medicaid program for children. Your children may be able to qualify for Medicaid even if you can’t, which can help them get essential healthcare as they grow and attend school.
In many states you can qualify for Medicaid as a low-income adult without children. The Affordable Care Act offered funding to states that chose to expand their Medicaid eligibility. Many states chose to accept the funding. In those states you can qualify for Medicaid if your annual income is 138% or less of the federal poverty level. In some states, you can also qualify for Medicaid if you’re elderly or disabled and have a lower income.
Some states have a program that will allow you to get Medicaid if you’re the parent or caretaker of someone who gets Medicaid. To qualify, your income would need to be below a certain annual amount that the state determines.
If you’re an American Indian or Alaska Native, the same criteria for Medicaid eligibility applies to you as to people who aren’t tribal members. One important thing to note is that you don’t lose your IHS health services if you get Medicaid. You can still go to see the care team you know if they accept Medicaid coverage. With Medicaid, you’ll be able to get other health services as well, like drug rehab outside your IHS clinic.